SWIFT 엠통 MT 2XX SWIFT MT2XX FINANCIAL INSTITUTION TRANSFERS 틸탐춷듧뮮늦 뗚뛾샠놨컄놨컄볲뷩 .뗚뛾샠놨컄쫴틸탐춷듧뮮늦샠놨컄헢킩놨컄뚼쫇퓚틸탐믲럇틸탐뷰죚믺릹횮볤랢쯍뗄ퟜ릲뿉럖캪4듳샠 � 춷듧뮮늦 � 쫕헊춨횪 � 튪쟳뢶뿮 � 횧욱튵컱 헢튻샠놨컄훐쯹돶쿖뗄맘쾵죋뇘탫쫇틸탐믲럇틸탐뷰죚믺릹 뗚뛾샠놨컄놨컄훖샠룅샀 쿂뇭쇐돶쇋뗚뛾샠놨컄훐쯹폐뗄ퟔ2003쓪11퓂뾪쪼짺킧뗄놨컄훖샠놾헂뛔헢킩놨컄샠탍붫늻ퟷ튻튻뷩짜횻뛔웤훐뎣폃뗄놨컄ퟷ훘뗣뷩짜MT 29X뗄놨컄붫퓚릫폃놨컄샠탍훐ퟷ뷩짜 MTퟮ듳뎤뛈 쫇럱탨튪폃 쏻돆쫇럱 볓톺 ퟖ럻 뮧ퟩ뗇볇 200 랢놨탐ퟔ폐헊뮧볤뗄춷듧뮮늦떥뇊 쫇 2,000 럱 201 랢놨탐ퟔ폐헊뮧볤뗄춷듧뮮늦뛠뇊 쫇 2,000 럱 202 틸탐춷듧뮮늦떥뇊 쫇 2,000 럱 203 틸탐춷듧뮮늦뛠뇊 쫇 2,000 럱 204 뷰죚쫐뎡횱뷓뷨볇 쫇 2,000 쫇 205 틸탐춷듧뺳쓚뮮늦 쫇 2,000 럱 206 횧욱 쫇 10,000 쫇 210 쫕헊춨횪 쫇 2,000 럱 256 춨횪횧욱횹뢶 쫇 10,000 쫇 1
SWIFT 엠통 MT200 SWIFT MT200 FINANCIAL INSTITUTION TRANSFER FOR ITS OWN ACCOUNT 뷰죚믺릹ퟔ폐헊뮧볤뗄 춷듧뮮늦떥뇊 MT200랶캧 룃놨컄샠탍쫇평튻볒틸탐랢룸쯼뗄헊뮧탐폃틔횸쪾쫕놨탐붫떥뇊춷듧뮮늦떽랢놨탐뗄춬뇒훖뗄쇭튻볒헊뮧탐쪵쿖랢놨탐퓚ퟔ벺쯹펵폐뗄늻춬헊뮧횮볤뗷헻춷듧 MT200룱쪽M = Mandatory O = Optional Status Tag Field Name Content/Options M 20 Transaction Reference Number 16x M 32A Value DateCurrency CodeAmount 6!n3!a15d O 53B Sender’s Correspondent [/1!a][/34x] [35x] O 56a Intermediary A or D M 57a Account With Institution A, B or D O 72 Sender to Receiver Information 6*35x MT200ힼ퓲 � 쫜틦틸탐쪼훕쫇랢놨탐 � 쫕놨탐뫍헊뮧탐폲57a튻냣퓚춬튻맺볒 � 죧맻뗷죫춷듧뗄헊뮧탐폐솽룶믲솽룶틔짏뗄춬뇒훖헊뮧퓲늻쓜폃200펦쪹폃202 � 죧맻뗷돶춷듧뗄헊뮧탐폐솽룶믲솽룶틔짏뗄춬뇒훖헊뮧퓚200훐폃:53B:톡퓱뫏쫊뗄헊뫅 � MT 200횻폃폚쿠춬뇒훖좴캻폚늻춬헊뮧탐뗄헊뮧횮볤뗄춷듧뗷늦 MT200폲쿪쫶 폲20랢놨탐뗄뇠뫅 룃폲늻쓜틔럻뫅/뾪쪼믲뷡쫸춬쪱룃폲늻쓜돶쿖럻뫅// 폲32A웰쾢죕믵뇒뫍뷰뛮 룃폲쇐쏷춷듧뗷늦뗄웰쾢죕믵뇒뫍뷰뛮 폲53B랢놨탐뗄듺샭탐 죧맻탨튪룃폲쇐쏷랢놨탐뗄헊뮧룃헊뮧붫놻뷨볇 떱랢놨탐폫쫕놨탐퓚룃쟥쯣믵뇒짏듦퓚뛠룶횱뷓헊뮧맘쾵쪱뇘탫폃53B살뇭쏷쓄룶헊뮧붫놻뷨볇 폲56a훐볤탐 2
SWIFT 엠통 MT200 룃폲쇐쏷훐볤탐 룃폲쓚죝훐뿉쓜돶쿖훐볤탐퓚쒳쟥쯣쾵춳훐뗄쪶뇰듺싫 톡퓱A //AU뫳룺6캻쫽ퟖ 훐볤탐퓚냄듳샻퇇뗄틸탐뫅싫BSB //BL뫳룺8캻쫽ퟖ 훐볤탐퓚뗂맺뗄틸탐뫅싫 //CC뫳룺9캻쫽ퟖ 훐볤탐퓚볓쓃듳뷰죚믺릹뫅싫 //FW뫳쎻폐9캻쫽ퟖ 훐볤탐퓚쏀맺솪뒢쾵춳뗄슷평뫅싫 //HK뫳룺3캻쫽ퟖ 훐볤탐퓚쿣룛뗘쟸쟥쯣뫅CHATS //IT뫳룺10캻쫽ퟖ 훐볤탐퓚틢듳샻쟥쯣뫅 //RT 훐볤탐퓚쪵쪱쟥쯣쾵춳뗄뫅싫 //SC뫳룺6캻쫽ퟖ 훐볤탐퓚펢맺욱뻝붻뮻쯹ퟔ뚯쫕뢶쾵춳CHAPS뗄업쇐뫅싫 톡퓱D //AU뫳룺6캻쫽ퟖ 훐볤탐퓚냄듳샻퇇뗄틸탐뫅싫BSB //BL뫳룺8캻쫽ퟖ 훐볤탐퓚뗂맺뗄틸탐뫅싫 //CC뫳룺9캻쫽ퟖ 훐볤탐퓚볓쓃듳뷰죚믺릹뫅싫 //CH뫳룺6캻쫽ퟖ 훐볤탐퓚얦풼틸탐춬튵쟥쯣쾵춳CHIPS뗄뿍뮧뫅싫 //CP뫳룺4캻쫽ퟖ 훐볤탐퓚얦풼틸탐춬튵쟥쯣쾵춳벴CHIPS돉풱뫅싫 //FW뫳룺9캻쫽ퟖ 훐볤탐퓚쏀맺솪뒢쾵춳뗄슷평뫅싫 //HK뫳룺3캻쫽ퟖ 훐볤탐퓚쿣룛뗘쟸쟥쯣뫅CHATS //IT뫳룺10캻쫽ퟖ 훐볤탐퓚틢듳샻쟥쯣뫅 //RT 훐볤탐퓚쪵쪱쟥쯣쾵춳뗄뫅싫 //SC뫳룺6캻쫽ퟖ 훐볤탐퓚펢맺욱뻝붻뮻쯹ퟔ뚯쫕뢶쾵춳CHAPS뗄업쇐뫅싫 퓚쎿럝뢶뿮횸쪾훐쪶뇰듺싫//FW, //AU, //CP, //RT횻쓜쪹폃튻듎뛸쟒뇘탫퓚폲56a믲57a뗄폲쫗쪹폃 쪶뇰듺싫RT뗄쪹폃맦퓲 쪶뇰듺싫RT뛔쫕놨탐뻟폐풼쫸솦죧맻쪹폃56ART횮뫳늻쓜룺웤쯼죎뫎탅쾢죧맻쪹폃 56D웤뫳뿉틔쪹폃늻춬뗄맺쓚쟥쯣뫅싫 샽:56A://FW CHASUS33 폲57a헊뮧탐 룃폲쇐쏷쫜틦틸탐뗄헊뮧탐 룃폲쓚죝훐뿉쓜돶쿖룃헊뮧탐퓚쒳맺뗘쟸쟥쯣쾵춳훐뗄쪶뇰듺싫 톡퓱A //AU뫳룺6캻쫽ퟖ 훐볤탐퓚냄듳샻퇇뗄틸탐뫅싫BSB //BL뫳룺8캻쫽ퟖ 뗂맺뗄틸탐뫅싫 //CC뫳룺9캻쫽ퟖ 볓쓃듳뷰죚믺릹뫅싫 //FW뫳쎻폐9캻쫽ퟖ 쏀맺솪뒢쾵춳뗄슷평뫅싫 //HK뫳룺3캻쫽ퟖ 훐볤탐퓚쿣룛뗘쟸쟥쯣뫅CHATS //IT뫳룺10캻쫽ퟖ 훐볤탐퓚틢듳샻쟥쯣뫅 //RT 쪵쪱쟥쯣쾵춳뗄뫅싫 //SC뫳룺6캻쫽ퟖ 펢맺욱뻝붻뮻쯹ퟔ뚯쫕뢶쾵춳CHAPS뗄업쇐뫅싫 톡퓱D //AU뫳룺6캻쫽ퟖ 훐볤탐퓚냄듳샻퇇뗄틸탐뫅싫BSB //BL뫳룺8캻쫽ퟖ 뗂맺뗄틸탐뫅싫 //CC뫳룺9캻쫽ퟖ 볓쓃듳뷰죚믺릹뫅싫 3
SWIFT 엠통 MT200 //CH뫳룺6캻쫽ퟖ 얦풼틸탐춬튵쟥쯣쾵춳CHIPS뗄뿍뮧뫅싫 //CP뫳룺4캻쫽ퟖ 얦풼틸탐춬튵쟥쯣쾵춳CHIPS돉풱뫅싫 //FW뫳룺9캻쫽ퟖ 쏀맺솪뒢쾵춳뗄슷평뫅싫 //HK뫳룺3캻쫽ퟖ 훐볤탐퓚쿣룛뗘쟸쟥쯣뫅CHATS //IT뫳룺10캻쫽ퟖ 훐볤탐퓚틢듳샻쟥쯣뫅 //RT 쪵쪱쟥쯣쾵춳뗄뫅싫 //SC뫳룺6캻쫽ퟖ 펢맺욱뻝붻뮻쯹ퟔ뚯쫕뢶쾵춳CHAPS뗄업쇐뫅싫 폲72 뢽퇔 1룸룃붻틗맽돌훐짦벰틸탐뗄횸쪾 /ACC/ 룸헊뮧탐폲57a뗄횸쪾 /INT/ 룸훐볤탐뗄횸쪾 /REC/ 룸쫕놨탐뗄횸쪾 2춨횪랽쪽 /PHON/ 쟫뗧뮰춨횪헊뮧탐 /PHONIBK/ 쟫뗧뮰춨횪훐볤탐뫳룺뗧뮰뫅싫 /TELE/ 쟫폃뫏쫊뿬뷝뗄폐킧뗧톶랽쪽춨횪헊뮧탐 /TELEIBK/ 쟫폃뫏쫊뿬뷝뗄폐킧뗧톶랽쪽춨횪훐볤탐 MT200뻙샽 MT200헢훖놨컄샠탍쫇캪랢놨탐뫍쫜틦틸탐캪춬튻볒틸탐헢훖쳘쫢뗄쟩뿶뛸짨볆뗄웤쪵쯼뻍쫇MT202놨컄샠탍뗄튻훖볲뮯탎쪽쯹틔뿉틔폃MT200놨컄췪돉뗄춷듧뮮늦춬퇹뿉틔폃MT202살췪돉탨튪힢틢뗄쫇쪹폃MT200폐뫜뛠쿞훆쯹틔폐쪱랢놨탐뫍쫜틦틸탐캪춬튻볒틸탐뗄춷듧뮮늦뮹쫇튪춨맽MT202살췪돉뗄MT200튻냣늻쓜폃MT292살힢쿺 MT200뗄튵컱쇷돌죧쿂춼쯹쪾 헊뮧탐A MT 200 뾪뮧탐 훐볤탐 랢놨탐쫜틦틸탐 헊뮧탐B 뻙샽쒳틸탐BIC캪ABCDCNBJ퓚뮨웬틸탐얦풼CITIUS33뫍듳춨싼맾뛙틸탐얦풼CHASUS33CP뫅캪0002뚼뾪폐쏀풪헊뮧웤훐퓚뮨웬틸탐얦풼CITIUS33뾪폐튻룶틔짏뗄쏀풪헊뮧2003쓪1퓂4죕룃틸탐듓뾪퓚뮨웬틸탐뗄헊뫅캪36011234뗄헊뮧훐뗷뚯10췲쏀풪떽듳춨틸탐뗄쏀풪헊뮧쟫킴돶쿠펦뗄SWIFT놨컄 4
SWIFT 엠통 MT200 1 OUTGOING MSG MT 200 SENDER’S BIC A BCDCNBJXXX RECEIVER’S BIC CITIUS33XXXX :20:FT990104001 :32A:030104USD100000, :53B:/36011234 :57D://CP0002 THE CHASE MANHATTAN BANK,. NEW YORK 5
SWIFT 엠통 MT201 SWIFT MT201 MULTIPLE FINANCIAL INSTITUTION TRANSFER FOR ITS OWNACCOUNT 뷰죚믺릹ퟔ폐헊뮧볤뗄 춷듧뮮늦뛠뇊 MT201랶캧 룃놨컄샠탍쫇평튻볒틸탐랢룸쯼뗄헊뮧탐폃틔횸쪾쫕놨탐붫춷듧뮮늦떽랢놨탐뾪짨퓚웤쯻헊뮧탐뗄뛠룶춬뇒훖헊뮧쪵쿖랢놨탐퓚ퟔ벺쯹펵폐뗄늻춬헊뮧횮볤뗷헻춷듧 쯼뗄뗚튻늿럖쮵쏷쇋랢놨탐뫍쫕놨탐횮볤뗄뎥뢶랽램뗚뛾늿럖뿉틔훘뢴돶쿖쮵쏷쇋쎿뇊춷듧뮮늦뗄쿪쟩 MT201룱쪽M = Mandatory O = Optional Status Tag Field Name Content/Options M 19 Sum of Amounts 17d M 30 Value Date 6!n O 53B Sender’s Correspondent [/1!a][/34x] [35x] O 72 Sender to Receiver Information 6*35x M 20 Transaction Reference Number 16x M 32B Currency CodeAmount 3!a15d O 56a Intermediary A or D M 57a Account With Institution A, B or D O 72 Sender to Receiver Information 6*35x MT201ힼ퓲 � MT201쫇MT 200뗄뛠뇊탎쪽 � 쫜틦틸탐쪼훕쫇랢놨탐 � 쫕놨탐뫍헊뮧탐폲57a튻냣퓚춬튻맺볒 � 죧맻뗷죫춷듧뗄헊뮧탐폐솽룶믲솽룶틔짏뗄춬뇒훖헊뮧퓲늻쓜폃200펦쪹폃202 � 죧맻뗷돶춷듧뗄헊뮧탐폐솽룶믲솽룶틔짏뗄춬뇒훖헊뮧퓚200훐폃:53B:톡퓱뫏쫊뗄헊뫅 � MT 200횻폃폚쿠춬뇒훖좴캻폚늻춬헊뮧탐뗄헊뮧횮볤뗄춷듧뗷늦 MT201폲쪹폃맦퓲 1. 폲19훐뗄뷰뛮뇘탫뗈폚쯹폐폲32B뷰뛮횮뫍춬쪱쯼쏇뗄뇒훖뇘탫튻훂 2. 놨컄뗄뗚뛾늿럖뇘탫훁짙돶쿖2듎떫늻뎬맽10듎 6
SWIFT 엠통 MT201 MT201폲쿪쫶 폲19ퟜ뷰뛮 뇭쪾쯹폐폲32B뗄뫍 폲30웰쾢죕 뇭쪾룃놨컄쯹폐튵컱뗄웰쾢죕 폲53B랢놨탐뗄듺샭탐 죧맻랢놨탐퓚쫕놨탐뾪폐튻룶틔짏뗄헊뮧퓲폃룃폲살쇐쏷쫕놨탐펦뷨볇뗄헊뫅힢틢룃폲횻폐튻탐헊뫅탐ퟩ돉돽듋틔췢늻펦쪹폃룃폲 폲72 뢽퇔 1룸룃붻틗맽돌훐짦벰틸탐뗄횸쪾 /ACC/ 룸헊뮧탐폲57a뗄횸쪾 /INT/ 룸훐볤탐뗄횸쪾 /REC/ 룸쫕놨탐뗄횸쪾 2춨횪랽쪽 /PHON/ 쟫뗧뮰춨횪헊뮧탐 /PHONIBK/ 쟫뗧뮰춨횪훐볤탐뫳룺뗧뮰뫅싫 /TELE/ 쟫폃뫏쫊뿬뷝뗄폐킧뗧톶랽쪽춨횪헊뮧탐 /TELEIBK/ 쟫폃뫏쫊뿬뷝뗄폐킧뗧톶랽쪽춨횪훐볤탐 폲20붻틗닎뾼뫅 룃폲늻쓜틔럻뫅/뾪쪼믲뷡쫸춬쪱룃폲늻쓜돶쿖럻뫅// 놨컄훐룷뇊붻틗뗄폲20뇠뫅뇘탫늻춬 폲32B믵뇒뫍뷰뛮 룃폲쇐쏷쎿뇊춷듧뗷늦뗄믵뇒뫍뷰뛮 폲56a훐볤탐 룃폲쇐쏷훐볤탐 룃폲쓚죝훐뿉쓜돶쿖훐볤탐퓚쒳쟥쯣쾵춳훐뗄쪶뇰듺싫 톡퓱A //AU뫳룺6캻쫽ퟖ 훐볤탐퓚냄듳샻퇇뗄틸탐뫅싫BSB //BL뫳룺8캻쫽ퟖ 훐볤탐퓚뗂맺뗄틸탐뫅싫 //CC뫳룺9캻쫽ퟖ 훐볤탐퓚볓쓃듳뷰죚믺릹뫅싫 //FW뫳쎻폐9캻쫽ퟖ 훐볤탐퓚쏀맺솪뒢쾵춳뗄슷평뫅싫 //HK뫳룺3캻쫽ퟖ 훐볤탐퓚쿣룛뗘쟸쟥쯣뫅CHATS //IT뫳룺10캻쫽ퟖ 훐볤탐퓚틢듳샻쟥쯣뫅 //RT 훐볤탐퓚쪵쪱쟥쯣쾵춳뗄뫅싫 //SC뫳룺6캻쫽ퟖ 훐볤탐퓚펢맺욱뻝붻뮻쯹ퟔ뚯쫕뢶쾵춳CHAPS뗄업쇐뫅싫 톡퓱D //AU뫳룺6캻쫽ퟖ 훐볤탐퓚냄듳샻퇇뗄틸탐뫅싫BSB //BL뫳룺8캻쫽ퟖ 훐볤탐퓚뗂맺뗄틸탐뫅싫 //CC뫳룺9캻쫽ퟖ 훐볤탐퓚볓쓃듳뷰죚믺릹뫅싫 //CH뫳룺6캻쫽ퟖ 훐볤탐퓚얦풼틸탐춬튵쟥쯣쾵춳CHIPS뗄뿍뮧뫅싫 7
SWIFT 엠통 MT201 //CP뫳룺4캻쫽ퟖ 훐볤탐퓚얦풼틸탐춬튵쟥쯣쾵춳벴CHIPS돉풱뫅싫 //FW뫳룺9캻쫽ퟖ 훐볤탐퓚쏀맺솪뒢쾵춳뗄슷평뫅싫 //HK뫳룺3캻쫽ퟖ 훐볤탐퓚쿣룛뗘쟸쟥쯣뫅CHATS //IT뫳룺10캻쫽ퟖ 훐볤탐퓚틢듳샻쟥쯣뫅 //RT 훐볤탐퓚쪵쪱쟥쯣쾵춳뗄뫅싫 //SC뫳룺6캻쫽ퟖ 훐볤탐퓚펢맺욱뻝붻뮻쯹ퟔ뚯쫕뢶쾵춳CHAPS뗄업쇐뫅싫 퓚쎿럝뢶뿮횸쪾훐쪶뇰듺싫//FW, //AU, //CP, //RT횻쓜쪹폃튻듎뛸쟒뇘탫퓚폲56a믲57a뗄폲쫗쪹폃 쪶뇰듺싫RT뗄쪹폃맦퓲 쪶뇰듺싫RT뛔쫕놨탐뻟폐풼쫸솦죧맻쪹폃56ART횮뫳늻쓜룺웤쯼죎뫎탅쾢죧맻쪹폃 56D웤뫳뿉틔쪹폃늻춬뗄맺쓚쟥쯣뫅싫 샽:56A://FW CHASUS33 폲57a헊뮧탐 룃폲쇐쏷쫜틦틸탐뗄헊뮧탐 룃폲쓚죝훐뿉쓜돶쿖룃헊뮧탐퓚쒳맺뗘쟸쟥쯣쾵춳훐뗄쪶뇰듺싫 톡퓱A //AU뫳룺6캻쫽ퟖ 훐볤탐퓚냄듳샻퇇뗄틸탐뫅싫BSB //BL뫳룺8캻쫽ퟖ 뗂맺뗄틸탐뫅싫 //CC뫳룺9캻쫽ퟖ 볓쓃듳뷰죚믺릹뫅싫 //FW뫳쎻폐9캻쫽ퟖ 쏀맺솪뒢쾵춳뗄슷평뫅싫 //HK뫳룺3캻쫽ퟖ 훐볤탐퓚쿣룛뗘쟸쟥쯣뫅CHATS //IT뫳룺10캻쫽ퟖ 훐볤탐퓚틢듳샻쟥쯣뫅 //RT 쪵쪱쟥쯣쾵춳뗄뫅싫 //SC뫳룺6캻쫽ퟖ 펢맺욱뻝붻뮻쯹ퟔ뚯쫕뢶쾵춳CHAPS뗄업쇐뫅싫 톡퓱D //AU뫳룺6캻쫽ퟖ 훐볤탐퓚냄듳샻퇇뗄틸탐뫅싫BSB //BL뫳룺8캻쫽ퟖ 뗂맺뗄틸탐뫅싫 //CC뫳룺9캻쫽ퟖ 볓쓃듳뷰죚믺릹뫅싫 //CH뫳룺6캻쫽ퟖ 얦풼틸탐춬튵쟥쯣쾵춳CHIPS뗄뿍뮧뫅싫 //CP뫳룺4캻쫽ퟖ 얦풼틸탐춬튵쟥쯣쾵춳CHIPS돉풱뫅싫 //FW뫳룺9캻쫽ퟖ 쏀맺솪뒢쾵춳뗄슷평뫅싫 //HK뫳룺3캻쫽ퟖ 훐볤탐퓚쿣룛뗘쟸쟥쯣뫅CHATS //IT뫳룺10캻쫽ퟖ 훐볤탐퓚틢듳샻쟥쯣뫅 //RT 쪵쪱쟥쯣쾵춳뗄뫅싫 //SC뫳룺6캻쫽ퟖ 펢맺욱뻝붻뮻쯹ퟔ뚯쫕뢶쾵춳CHAPS뗄업쇐뫅싫 폲72 뢽퇔 1룸룃붻틗맽돌훐짦벰틸탐뗄횸쪾 /ACC/ 룸헊뮧탐폲57a뗄횸쪾 /INT/ 룸훐볤탐뗄횸쪾 /REC/ 룸쫕놨탐뗄횸쪾 2춨횪랽쪽 /PHON/ 쟫뗧뮰춨횪헊뮧탐 /PHONIBK/ 쟫뗧뮰춨횪훐볤탐뫳룺뗧뮰뫅싫 /TELE/ 쟫폃뫏쫊뿬뷝뗄폐킧뗧톶랽쪽춨횪헊뮧탐 8
SWIFT 엠통 MT201 /TELEIBK/ 쟫폃뫏쫊뿬뷝뗄폐킧뗧톶랽쪽춨횪훐볤탐 MT201뻙샽 MT201쫇MT200뗄뛠뇊탎쪽뿉틔쪵쿖뛠뇊MT200놨컄뗄엺솿뒦샭 뻙샽2002쓪5퓂28죕UBS, Zurich튪쟳ABN Amro Bank, Amsterdam붫얷풪50000뮮죫쯼퓚쿂쇐틸탐뗄헊뮧훐 ING Bank, Amsterdam EUR10000 SNS Bank, Netherland NV, Amsterdam EUR15000 ABN Amro Bank, Rotterdam EUR25000 1 OUTGOING MSG MT 201 SENDER’S BIC U BSWCHZH80A RECEIVER’S BIC ABNANL2AXXX :19:50000, :30: 020528 :20:1234/22 :32B: EUR10000, :57A:INGBNL2AXXX :20:1235/22 :32B: EUR15000, :57A:BBSPNL2AXXX :20:1237/22 :32B: EUR25000, :57B:ROTTERDAM 9
SWIFT 엠통 MT202 SWIFT MT202 GENERAL FINANCIAL INSTITUTION TRANSFER 떥뇊틸탐춷듧뮮늦 MT202랶캧 룃놨컄샠탍쫇랢놨탐랢룸쯼뗄헊뮧탐믲듺샭탐횸쪾웤뢶뿮룸쿠펦뗄뷰죚믺릹떱랢놨탐퓚튻룶헊뮧탐펵폐뛠룶헊뮧쪱룃놨컄뿉폃폚퓚헢킩헊뮧볤뗷늦춷듧 MT202룱쪽M = Mandatory O = Optional Status Tag Field Name Content/Options M 20 Transaction Reference Number 16x M 21 Related Reference 16x O 13C Time Indication /8c/4!n1!x4!n M 32A Value DateCurrency CodeAmount 6!n3!a15d O 52a Ordering Institution A or D O 53a Sender’s Correspondent A, B or D O 54a Receiver’s Correspondent A, B or D O 56a Intermediary A or D O 57a Account With Institution A, B or D M 58a Beneficiary Institution A or D O 72 Sender to Receiver Information 6*35x MT202ힼ퓲 � 닎폫룃뇊튵컱뗄쯹폐룷랽뇘탫쫇뷰죚믺릹 � 횸쪾탐폫쫜틦탐볤뗄뷰뮮늦췹췹폫쒳뇊붻틗폐맘쿠맘MT202뇘탫퓚폲21훐쇐쏷룃뇊붻틗뗄닎뾼뫅싫 � 죧맻랢놨탐퓚쫕놨탐뾪폐솽룶틔짏뗄헊뮧폃폲53B횻폐튻탐헊뫅쮵쏷랢놨탐튪듓쓄룶헊뮧뢶뿮 � 떱랢놨탐쪹폃MT202놨컄퓚쯼뗄솽룶춬뇒훖헊뮧횮볤뗷늦춷듧뗄쪱뫲폲57a쇐쏷폻뗷죫춷듧뗄헊뮧탐폲58a쇐쏷랢놨탐죧맻랢놨탐퓚뗷죫춷듧뗄헊뮧탐폲57a뾪폐솽룶믲틔짏헊뮧퓲퓚폲58a훐펦쪹폃헊뫅 MT202폲쪹폃맦퓲 1. 죧맻폲56a돶쿖쓇쎴폲57a뇘탫돶쿖 MT202폲쿪쫶 폲20랢놨탐뗄뇠뫅 룃폲늻쓜틔럻뫅/뾪쪼믲뷡쫸춬쪱룃폲늻쓜돶쿖럻뫅// 10
SWIFT 엠통 MT202 폲21쿠맘튵컱뇠뫅 죧맻쎻폐쿠맘튵컱뇠뫅퓲뇘탫쪹폃뛌싫NONREF 룃폲늻쓜틔럻뫅/뾪쪼믲뷡쫸춬쪱룃폲늻쓜돶쿖럻뫅// 폲13C쪱볤횸쪾 쇐쏷튻룶믲뛠룶뒦샭룃뢶뿮횸쪾뗄쪱볤횸쪾 1뿉틔쪹폃틔쿂뛌싫뛌싫잰뫳볓짏/ CLSTIME 뢶뿮뷰뇘탫놻듻볇CLS틸탐퓚훐퇫틸탐헊뮧뗄뷘횹쪱볤틔얷훞훐늿 쪱볤CET뇭쪾 RNCTIME 춨맽TARGET쟥쯣쾵춳횧뢶뗄뢶뿮틑놻듻볇쫕뿮랽쯹퓚뗄훐퇫틸탐뗄뻟 쳥쪱볤틔얷훞훐늿쪱볤CET뇭쪾 SNDTIME 춨맽TARGET쟥쯣쾵춳횧뢶뗄뿮쿮틑놻뷨볇믣뿮랽쯹퓚뗄훐퇫틸탐뗄뻟 쳥쪱볤틔얷훞훐늿쪱볤CET뇭쪾 2뛌싫뫳럖캪죽룶늿럖 얷훞훐늿쪱볤뇭쪾랽쪽캪 HHMM HH뗄쫽ퟖ랶캧듓01훁13MM뗄쫽ퟖ랶캧듓 01훁59 훐볤뗄럻뫅 틔+믲-뇭쪾 퓊탭쪱볤욫닮뇭쪾랽쪽캪HHMM뇭쏷놾짭쯹뒦쪱쟸UCT폫얷훞훐늿쪱볤CET 횮볤뗄욫닮 3샽 볙짨튻뒦퓚싗뛘뗄뷰죚믺릹퓚1퓂5죕랢돶튻럝뢶뿮횸쪾뇭쏷뷰뇘탫퓚얷훞훐늿쪱볤915잰듻볇CLS틸탐헊뮧퓲폐맘쪱볤뇭쪾돉 :13C:/CLSTIME/0915+0100 퓚짏쫶쫂샽훐0915 쫇얷훞훐늿쪱볤+ 0100쫇튻퓂럝뚬쇮쪱CET쪱볤폫UTC쪱볤횮볤뗄욫닮죧맻쿠춬뗄뢶뿮횸쪾랢짺퓚6퓂10죕쿄쇮쪱퓲폐맘쪱볤뇭쪾돉캪 :13C:/CLSTIME/0915+0200 폲32A웰쾢죕믵뇒뫍뷰뛮 룃폲쇐쏷춷듧뗷늦뗄웰쾢죕믵뇒뫍뷰뛮 폲52a횸쪾탐 죧맻뮮늦춷듧뗄횸쪾탐폫랢놨탐늻춬폃룃폲쇐쏷 죧맻랢놨탐쫇ퟮ돵뗄뢶뿮탐쯼랢돶뗄MT 202훐쎻폐쪹폃룃폲퓲떱룃놨컄퓚훐볤틸탐뒫뗝뗄맽돌훐믡놻볓짏폲52a늢쳮죫룃랢놨탐헢튲뻍쫇쮵떱쫜틦틸탐ퟮ훕듓쯼뗄헊뮧탐쫕떽놨컄뗄쪱뫲늻맜쫇MT202뮹쫇MT910룃놨컄쪼훕쫇폐폲52a뗄 폲53a랢놨탐뗄듺샭탐 룃폲쇐쏷쇋튻룶랢놨탐뾪퓚쫕놨탐뗄헊뫅랢놨탐뗄럖횧믺릹믲헟쇭튻볒뷰죚믺릹랢놨탐붫춨맽쯼살뎥뢶쫕놨탐 죧맻랢놨탐퓚쫕놨탐뾪폐튻룶틔짏뗄헊뮧퓲폃룃폲뗄룱쪽B살쇐쏷쫕놨탐펦뷨볇뗄헊뫅힢틢헢쪱룃폲횻폐튻탐헊뫅탐ퟩ돉 죧맻랢놨탐뫍쫕놨탐믲퓚폲54a훐쇐돶뗄쫕놨탐뗄럖탐쎻폐룃뢶뿮뇒훖뗄헊뮧맘쾵놨컄뇘탫쪹폃폲53a 죧맻쫇랢놨탐뗄듺샭탐늢쟒랢놨탐믡폃MT 202/203Cover Message뎥뢶쫕놨탐뗄룃럖탐쪹폃폲53a살쇐쏷쫕놨탐뗄럖탐쫕놨탐붫듓헢볒럖탐믱뗃뎥뢶 떱폲53a쪹폃룱쪽B쪱쇐쏷쇋럖탐믲돇쫐쏻돆쓇쎴폲53a쫇횸랢놨탐뗄쒳럖횧믺릹랢놨탐붫춨맽폲53a 훐쇐돶뗄럖횧믺릹뎥뢶쫕놨탐믲폲54a샯뗄틸탐 떱폲53a돶쿖뗄쪱뫲랢놨탐믡쿲폲53a쇐돶뗄틸탐랢돶튻럝MT 202/203믲폃웤쯻랽램뷸탐뎥뢶 떱폲53a뫍폲54a뚼늻돶쿖뗄쪱뫲쮵쏷랢놨탐뫍쫕놨탐폐떥튻횱뷓헊뮧맘쾵 11
SWIFT 엠통 MT202 퓚죎뫎쟩뿶쿂룃폲뗄쪹폃튪룹뻝랢놨탐폫쫕놨탐횮볤랢짺튵컱뗄뇒훖벰쿠맘듺샭탐맘쾵살좷뚨 폲54a쫕놨탐뗄듺샭탐 룃폲쇐쏷쇋쫕놨탐뗄럖횧믺릹믲헟쇭튻뷰죚믺릹쫕놨탐붫춨맽쯼믱뗃뎥뢶 떱폲53a뫍폲54a뚼늻돶쿖뗄쪱뫲쮵쏷랢놨탐뫍쫕놨탐폐떥튻횱뷓헊뮧맘쾵 떱폲54a쪹폃룱쪽B쪱쇐쏷쇋럖탐믲돇쫐쏻돆쓇쎴폲54a쫇횸쫕놨탐뗄쒳럖횧믺릹듋쪱폲53a뿉틔늻돶쿖믲폲53a쇐쏷쇋랢놨탐뾪퓚룃쫕놨탐럖탐뗄튻룶헊뮧쫕놨탐붫쿲웤럖횧믺릹튪쟳뎥뢶 랢놨탐뗄럖탐늻쓜돶쿖퓚룃폲 떱랢놨탐뗄럖탐쫇쫕놨탐뗄헊뮧탐쪱룃폲늻쓜돶쿖 떱룃폲훐뗄틸탐늻쫇쫕놨탐뗄럖탐뗄쪱뫲폲53a뇘탫돶쿖 퓚죎뫎쟩뿶쿂룃폲뗄쪹폃튪룹뻝랢놨탐폫쫕놨탐횮볤랢짺튵컱뗄뇒훖틔벰쿠맘뗄듺샭탐맘쾵살좷뚨 폲56a훐볤탐 룃폲쇐쏷훐볤탐 룃폲쓚죝훐뿉쓜돶쿖훐볤탐퓚쒳쟥쯣쾵춳훐뗄쪶뇰듺싫 톡퓱A //AU뫳룺6캻쫽ퟖ 훐볤탐퓚냄듳샻퇇뗄틸탐뫅싫BSB //BL뫳룺8캻쫽ퟖ 훐볤탐퓚뗂맺뗄틸탐뫅싫 //CC뫳룺9캻쫽ퟖ 훐볤탐퓚볓쓃듳뷰죚믺릹뫅싫 //FW뫳쎻폐9캻쫽ퟖ 훐볤탐퓚쏀맺솪뒢쾵춳뗄슷평뫅싫 //HK뫳룺3캻쫽ퟖ 훐볤탐퓚쿣룛뗘쟸쟥쯣뫅CHATS //IT뫳룺10캻쫽ퟖ 훐볤탐퓚틢듳샻쟥쯣뫅 //RT 훐볤탐퓚쪵쪱쟥쯣쾵춳뗄뫅싫 //SC뫳룺6캻쫽ퟖ 훐볤탐퓚펢맺욱뻝붻뮻쯹ퟔ뚯쫕뢶쾵춳CHAPS뗄업쇐뫅싫 톡퓱D //AU뫳룺6캻쫽ퟖ 훐볤탐퓚냄듳샻퇇뗄틸탐뫅싫BSB //BL뫳룺8캻쫽ퟖ 훐볤탐퓚뗂맺뗄틸탐뫅싫 //CC뫳룺9캻쫽ퟖ 훐볤탐퓚볓쓃듳뷰죚믺릹뫅싫 //CH뫳룺6캻쫽ퟖ 훐볤탐퓚얦풼틸탐춬튵쟥쯣쾵춳CHIPS뗄뿍뮧뫅싫 //CP뫳룺4캻쫽ퟖ 훐볤탐퓚얦풼틸탐춬튵쟥쯣쾵춳벴CHIPS돉풱뫅싫 //FW뫳룺9캻쫽ퟖ 훐볤탐퓚쏀맺솪뒢쾵춳뗄슷평뫅싫 //HK뫳룺3캻쫽ퟖ 훐볤탐퓚쿣룛뗘쟸쟥쯣뫅CHATS //IT뫳룺10캻쫽ퟖ 훐볤탐퓚틢듳샻쟥쯣뫅 //RT 훐볤탐퓚쪵쪱쟥쯣쾵춳뗄뫅싫 //SC뫳룺6캻쫽ퟖ 훐볤탐퓚펢맺욱뻝붻뮻쯹ퟔ뚯쫕뢶쾵춳CHAPS뗄업쇐뫅싫 퓚쎿럝뢶뿮횸쪾훐쪶뇰듺싫//FW, //AU, //CP, //RT횻쓜쪹폃튻듎뛸쟒뇘탫퓚폲56a믲57a뗄폲쫗쪹폃 쪶뇰듺싫RT뗄쪹폃맦퓲 쪶뇰듺싫RT뛔쫕놨탐뻟폐풼쫸솦죧맻쪹폃56ART횮뫳늻쓜룺웤쯼죎뫎탅쾢죧맻쪹폃 56D웤뫳뿉틔쪹폃늻춬뗄맺쓚쟥쯣뫅싫 샽:56A://FW CHASUS33 폲57a헊뮧탐 룃폲쇐쏷쫜틦틸탐뗄헊뮧탐 12
SWIFT 엠통 MT202 룃폲쓚죝훐뿉쓜돶쿖룃헊뮧탐퓚쒳맺뗘쟸쟥쯣쾵춳훐뗄쪶뇰듺싫 톡퓱A //AU뫳룺6캻쫽ퟖ 훐볤탐퓚냄듳샻퇇뗄틸탐뫅싫BSB //BL뫳룺8캻쫽ퟖ 뗂맺뗄틸탐뫅싫 //CC뫳룺9캻쫽ퟖ 볓쓃듳뷰죚믺릹뫅싫 //FW뫳쎻폐9캻쫽ퟖ 쏀맺솪뒢쾵춳뗄슷평뫅싫 //HK뫳룺3캻쫽ퟖ 훐볤탐퓚쿣룛뗘쟸쟥쯣뫅CHATS //IT뫳룺10캻쫽ퟖ 훐볤탐퓚틢듳샻쟥쯣뫅 //RT 쪵쪱쟥쯣쾵춳뗄뫅싫 //SC뫳룺6캻쫽ퟖ 펢맺욱뻝붻뮻쯹ퟔ뚯쫕뢶쾵춳CHAPS뗄업쇐뫅싫 톡퓱D //AU뫳룺6캻쫽ퟖ 훐볤탐퓚냄듳샻퇇뗄틸탐뫅싫BSB //BL뫳룺8캻쫽ퟖ 뗂맺뗄틸탐뫅싫 //CC뫳룺9캻쫽ퟖ 볓쓃듳뷰죚믺릹뫅싫 //CH뫳룺6캻쫽ퟖ 얦풼틸탐춬튵쟥쯣쾵춳CHIPS뗄뿍뮧뫅싫 //CP뫳룺4캻쫽ퟖ 얦풼틸탐춬튵쟥쯣쾵춳CHIPS돉풱뫅싫 //FW뫳룺9캻쫽ퟖ 쏀맺솪뒢쾵춳뗄슷평뫅싫 //HK뫳룺3캻쫽ퟖ 훐볤탐퓚쿣룛뗘쟸쟥쯣뫅CHATS //IT뫳룺10캻쫽ퟖ 훐볤탐퓚틢듳샻쟥쯣뫅 //RT 쪵쪱쟥쯣쾵춳뗄뫅싫 //SC뫳룺6캻쫽ퟖ 펢맺욱뻝붻뮻쯹ퟔ뚯쫕뢶쾵춳CHAPS뗄업쇐뫅싫 폲58a헊뮧탐 룃폲쇐쏷쫜틦틸탐 폲72 뢽퇔 쇐쏷랢놨탐룸쫕놨탐믲헟놨컄훐웤쯻맘쾵죋뗄뢽볓탅쾢 뿉틔쪹폃쿂쇐듺싫ퟖ ACC 쿂쇐뢽퇔쾵룸헊뮧탐폲57a BNF 쿂쇐뢽퇔쾵룸쫜틦틸탐폲58a INS 쇐쏷횸쪾탐퓚틑쪹폃쇋폲52a쪱쪹폃 INT 쿂쇐뢽퇔쾵룸훐볤탐 PHON 쟫폃뗧뮰춨횪헊뮧탐폲57a PHONBEN 쟫폃뗧뮰춨횪쫜틦죋폲58a PHONIBK 쟫폃뗧뮰춨횪훐볤탐 REC 쿂쇐뢽퇔쾵룸쫕놨탐 TELE 쟫폃ퟮ뿬뗄랽쪽춨횪헊뮧탐폲57a TELEBEN 쟫폃ퟮ뿬뗄랽쪽춨횪쫜틦죋폲58a TELEIBK 쟫폃ퟮ뿬뗄랽쪽춨횪훐볤탐 MT202뻙샽 MT202뗄튵컱쇷돌쏨쫶죧쿂 13
SWIFT 엠통 MT202 4 뢶뿮탐뫍쫜틦틸탐횮볤폐떥쿲횱뷓뗄헊뮧맘쾵 ퟮ볲떥뗄춷듧뮮늦맽돌 뢶뿮탐 MT 202쫜틦틸탐 랢놨탐 쫕놨탐 뢶뿮탐횸쪾 MT 202쫜틦틸탐 횸쪾탐쫕놨탐 랢놨탐 4 뢶뿮탐뫍쫜틦틸탐횮볤쎻폐떥쿲횱뷓뗄헊뮧맘쾵ퟮ뎣볻뗄춷듧뮮늦맽돌 튻뇊춷듧듓뢶뿮탐뮮늦떽ퟮ훕쫜틦틸탐훐볤튪뺭맽벸볒틸탐닅쓜떽듯쫜틦틸탐뗄헊뮧헢킩틸탐퓚틸탐춷듧뮮늦맽돌훐냧퇝ퟅ늻춬뗄뷇즫훷튪폐랢놨탐뗄듺샭탐Sender’s Correspondent쫕놨탐뗄듺샭탐Receiver’s Correspondent훐볤탐Intermediary헊뮧탐Account With Institution MT 202 ퟜ탐 ퟜ탐룷뇒훖랢놨탐쫜틦틸탐 뗄헊뮧탐 쫕놨탐 훐볤탐 헊뮧탐 횸쪾 SW IFT놨컄랢쯍랽쿲 럖횧탐 횸쪾탐뷰춷듧뮮늦랽쿲 평듋뿉볻MT202뗄튵컱쇷돌뫍MT100뗄튵컱쇷돌뫜쿠쯆뇭쿖퓚 � MT 202뗄튵컱쇷돌춬MT 100뗄Serial Method뫜뷓뷼 � MT 202뗄뢶뿮슷뺶톡퓱뫍MT 100뗄Serial Method쿠춬 � MT 202뗄뢶뿮쫇퓚틸탐믲럇틸탐뷰죚믺릹횮볤뷸탐뗄 � MT 100뗄뢶뿮쫇퓚뿍뮧훁짙폐튻랽늻쫇뷰죚믺릹횮볤뷸탐뗄 쯹틔MT100뫍MT202뗄놨컄뷡릹튲뫜샠쯆쿂뇭쇐돶쇋MT202뫍MT100뗄뇈뷏 폲 폲뗄쏻돆 MT 202 MT 100 20 튵컱뇠뫅 � � 14
SWIFT 엠통 MT202 21 쿠맘튵컱뇠뫅 � 32A 웰쾢죕믵뇒듺뫅뷰뛮 � � 50 믣뿮죋 � 52a 횸쪾탐 � � 53a 랢놨탐뗄듺샭탐 � � 54a 쫕놨탐뗄듺샭탐 � � 56a 훐볤탐 � � 57a 헊뮧탐 � � 58a 쫜틦틸탐 � 59 쫜틦죋 � 72 놨컄뢽퇔 � � ?뻙샽 1쒳틸탐BIC캪ABCDCNBJXXX퓚뮨웬틸탐얦풼CITIUS33뫍듳춨싼맾뛙틸탐얦풼CHASUS33CP뫅캪0002뚼뾪폐쏀풪헊뮧웤훐퓚뮨웬틸탐얦풼CITIUS33뾪폐튻룶틔짏뗄쏀풪헊뮧2003쓪2퓂10죕룃탐듓뾪퓚듳춨틸탐뗄쏀풪헊뮧뗷뚯10췲쏀풪떽웤뾪퓚뮨웬틸탐뗄헊뫅캪36011234뗄헊뮧훐쟫킴돶쿠펦뗄SWIFT놨컄 1 OUTGOING MSG MT 202 SENDER’S BIC A BCDCNBJXXX RECEIVER’S BIC CHASUS33XXXX :20:FT3000990210001 :21:NONREF :32A:030210USD100000, :57A:CITIUS33 :58A:/36011234 ABCDCNBJ :72:/BNF/FUNDS TRANSFER TO //OUR OWN ACCOUNT 뻙샽 22003쓪5퓂6죕쒳틸탐BIC캪ABCDCNBJ폐튻뇊탅폃횤쿮쿂뢶뿮뷰뛮캪59170쏀풪쫜틦틸탐CARIPLOSPACHIPS UID캪017057룃틸탐뗄쏀풪헊뮧탐캪뮨웬틸탐얦풼CITIUS33뾪폐튻룶틔짏뗄쏀풪헊뮧폃헊뮧36011234뛔췢뢶뿮쫜틦틸탐뗄헊뮧탐캪듳춨틸탐CHIPS돉풱듺뫅캪0002룃탅폃횤튵컱뗄뇠뫅캪LC1234950783뛔랽뇠뫅캪12999DEC쟫훆ퟷ쿠펦뗄MT 202놨컄 1 OUTGOING MSG MT 202 SENDER’S BIC A BCDCNBJXXX RECEIVER’S BIC CITIUS33XXXX :20:LC1234950783 :21:12999DEC 15
SWIFT 엠통 MT202 :32A:030506USD59170, :53B:/36011234 :57D://CP0002 THE CHASE MANHATTAN BANK,. NEW YORK :58D://CH017057 CARIPLO SPA MILANO 16
SWIFT 엠통 MT203 SWIFT MT203 MULTIPLE GENERAL FINANCIAL INSTITUTION TRANSFER 뛠뇊틸탐춷듧뮮늦 MT203랶캧 룃놨컄샠탍쫇랢놨탐랢룸쯼뗄헊뮧탐믲듺샭탐횸쪾웤뢶뿮룸쿠펦뗄뷰죚믺릹쯼쫇MT202뗄뛠뇊탎쪽쿠떱폚뛠뇊MT202쯼뗄뗚튻늿럖쮵쏷쇋랢놨탐뫍쫕놨탐횮볤뗄뎥뢶랽램뗚뛾늿럖뿉틔훘뢴돶쿖쮵쏷쇋쎿뇊뢶뿮뗄쿪쟩 MT203룱쪽M = Mandatory O = Optional Status Tag Field Name Content/Options M 19 Sum of Amounts 17d M 30 Value Date 6!n O 52a Ordering Institution A or D O 53a Sender’s Correspondent A, B or D O 54a Receiver’s Correspondent A, B or D O 72 Sender to Receiver Information 6*35x M 20 Transaction Reference Number 16x M 21 Related Reference 16x M 32B Currency CodeAmount 3!a15d O 56a Intermediary A or D O 57a Account With Institution A, B or D M 58a Beneficiary Institution A or D O 72 Sender to Receiver Information 6*35x MT203ힼ퓲 � 닎폫룃뇊튵컱뗄쯹폐룷랽뇘탫쫇뷰죚믺릹 � 횸쪾탐폫쫜틦탐볤뗄뷰뮮늦췹췹폫쒳뇊붻틗폐맘쿠맘MT202뇘탫퓚폲21훐쇐쏷룃뇊붻틗뗄닎뾼뫅싫 MT203폲쪹폃맦퓲 1. 죧맻폲56a돶쿖쓇쎴폲57a뇘탫돶쿖 2. 폲19훐뗄뷰뛮뇘탫뗈폚쯹폐폲32B뷰뛮횮뫍춬쪱쯼쏇뗄뇒훖뇘탫튻훂 3. 놨컄뗄뗚뛾늿럖뇘탫훁짙돶쿖2듎떫늻뎬맽10듎 MT203폲쿪쫶 17
SWIFT 엠통 MT203 폲19ퟜ뷰뛮 뇭쪾쯹폐폲32B뗄뫍 폲30웰쾢죕 뇭쪾룃놨컄쯹폐튵컱뗄웰쾢죕 폲52a횸쪾탐 죧맻뮮늦춷듧뗄횸쪾탐폫랢놨탐늻춬폃룃폲쇐쏷 죧맻랢놨탐쫇ퟮ돵뗄뢶뿮탐쯼랢돶뗄MT 203훐쎻폐쪹폃룃폲퓲떱룃놨컄퓚훐볤틸탐뒫뗝뗄맽돌훐믡놻볓짏폲52a늢쳮죫룃랢놨탐헢튲뻍쫇쮵떱쫜틦틸탐ퟮ훕듓쯼뗄헊뮧탐쫕떽놨컄뗄쪱뫲늻맜쫇MT203뮹쫇MT910룃놨컄쪼훕쫇폐폲52a뗄 폲53a랢놨탐뗄듺샭탐 룃폲쇐쏷쇋튻룶랢놨탐뾪퓚쫕놨탐뗄헊뫅랢놨탐뗄럖탐믲헟쇭튻볒뷰죚믺릹랢놨탐붫춨맽쯼살뎥뢶쫕놨탐폃램춬MT202 폲54a쫕놨탐뗄듺샭탐 룃폲쇐쏷쇋쫕놨탐뗄튻볒럖탐믲헟쇭튻볒뷰죚믺릹쫕놨탐붫춨맽쯼믱뗃뎥뢶폃램춬MT202 폲72 뢽퇔 쇐쏷랢놨탐룸쫕놨탐믲헟놨컄훐웤쯻맘쾵죋뗄뢽볓탅쾢 뿉틔쪹폃쿂쇐듺싫ퟖ ACC 쿂쇐뢽퇔쾵룸헊뮧탐폲57a BNF 쿂쇐뢽퇔쾵룸쫜틦틸탐폲58a INS 쇐쏷횸쪾탐퓚틑쪹폃쇋폲52a쪱쪹폃 INT 쿂쇐뢽퇔쾵룸훐볤탐 PHON 쟫폃뗧뮰춨횪헊뮧탐폲57a PHONBEN 쟫폃뗧뮰춨횪쫜틦죋폲58a PHONIBK 쟫폃뗧뮰춨횪훐볤탐 REC 쿂쇐뢽퇔쾵룸쫕놨탐 TELE 쟫폃ퟮ뿬뗄랽쪽춨횪헊뮧탐폲57a TELEBEN 쟫폃ퟮ뿬뗄랽쪽춨횪쫜틦죋폲58a TELEIBK 쟫폃ퟮ뿬뗄랽쪽춨횪훐볤탐 폲20랢놨탐뗄뇠뫅 룃폲늻쓜틔럻뫅/뾪쪼믲뷡쫸춬쪱룃폲늻쓜돶쿖럻뫅// 폲21쿠맘튵컱뇠뫅 죧맻쎻폐쿠맘튵컱뇠뫅퓲뇘탫쪹폃뛌싫NONREF 룃폲늻쓜틔럻뫅/뾪쪼믲뷡쫸춬쪱룃폲늻쓜돶쿖럻뫅// 폲32B믵뇒뫍뷰뛮 쮵쏷튪뮮늦뗄춷듧뗄뷰뛮뫍뇒훖 폲56a훐볤탐 쇐쏷쫕놨탐뫍헊뮧탐폲57횮볤뗄튻볒틸탐룃뇊춷듧뮮늦뇘탫춨맽헢볒틸탐뷸탐폃램춬MT202 폲57a헊뮧탐 쇐쏷쫜틦틸탐뗄헊뮧탐폃램춬MT202 18
SWIFT 엠통 MT203 폲58a쫜틦탐 쇐쏷쫜틦틸탐폃램춬MT202 폲72 뢽퇔 쇐쏷랢놨탐룸쫕놨탐믲헟놨컄훐웤쯻맘쾵죋뗄뢽볓탅쾢 뿉틔쪹폃쿂쇐듺싫ퟖ ACC 쿂쇐뢽퇔쾵룸헊뮧탐폲57a BNF 쿂쇐뢽퇔쾵룸쫜틦틸탐폲58a INS 쇐쏷횸쪾탐퓚틑쪹폃쇋폲52a쪱쪹폃 INT 쿂쇐뢽퇔쾵룸훐볤탐 PHON 쟫폃뗧뮰춨횪헊뮧탐폲57a PHONBEN 쟫폃뗧뮰춨횪쫜틦죋폲58a PHONIBK 쟫폃뗧뮰춨횪훐볤탐 REC 쿂쇐뢽퇔쾵룸쫕놨탐 TELE 쟫폃ퟮ뿬뗄랽쪽춨횪헊뮧탐폲57a TELEBEN 쟫폃ퟮ뿬뗄랽쪽춨횪쫜틦죋폲58a TELEIBK 쟫폃ퟮ뿬뗄랽쪽춨횪훐볤탐 폃웤쯻폲뿉틔뇭듯뗄탅쾢늻튪퓚폲72훐뇭쪾쟫퓚폲72훐쪹폃듺싫ퟖ룱쪽뇭듯힢틢쎿룶듺싫훐뢽볓탅쾢뗄탸탐뇘탫퓚탐쫗볓짏// MT203뻙샽 뻙샽2003쓪5퓂27죕Bank Austria튪쟳ABN Amro Bank, Amsterdam붫50000얷풪뢶룸쿂쇐틸탐 Morgen Guaranty Trust Co., NY 헊뮧탐ING Bank, AmsterdamEUR10000 Mellon Bank, London 헊뮧탐00 SNS Bank, Netherland NV, AmsterdamEUR150 Citibank, NY 헊뮧탐Citibank, AmsterdamEUR25000 1 OUTGOING MSG MT 203 SENDER’S BIC B KAUATWWXXX RECEIVER’S BIC ABNANL2AXXX :19:50000, :30:030527 :20:1234/22 :21:789022 :32B:EUR10000, :57A:INGBNL2AXXX :58A:MGTCUS33XXX 19
SWIFT 엠통 MT203 :20:1235/22 :21:ABX3322 :32B:EUR15000, :57A:BBSPNL2AXXX :58A:MELNGB2XXXX :20:1237/22 :21:3940AT :32B:EUR25000, :57A:CITINL2XXXX :58A:CITIUS33XXX 20
SWIFT 엠통 MT205 SWIFT MT205 FINANCIAL INSTITUTION TRANSFER EXECUTION 틸탐춷듧뺳쓚뮮늦 MT205랶캧 룃놨컄샠탍쫇튻럝MT200MT201MT202MT203MT205놨컄뗄쫕놨탐랢돶뗄폃폚퓚뺳쓚붫헢뇊춷듧뮮늦룸풭살MT200MT201MT202MT203믲MT205뗄훐볤틸탐믲쫜틦틸탐 MT205룱쪽M = Mandatory O = Optional Status Tag Field Name Content/Options M 20 Transaction Reference Number 16x M 21 Related Reference 16x O 13C Time Indication /8c/4!n1!x4!n M 32A Value Date, Currency Code, Amount 6!n3!a15d M 52a Ordering Institution A or D O 53a Sender’s Correspondent A, B or D O 56a Intermediary A or D O 57a Account With Institution A, B or D M 58a Beneficiary Institution A or D O 72 Sender to Receiver Information 6*35x MT205폲쪹폃맦퓲 1. 죧맻폲56a돶쿖쓇쎴폲57a뇘탫돶쿖 MT205폲쿪쫶 폲20랢놨탐뗄뇠뫅 룃폲늻쓜틔럻뫅/뾪쪼믲뷡쫸춬쪱룃폲늻쓜돶쿖럻뫅// 폲21쿠맘튵컱뇠뫅 죧맻쿠맘뗄놨컄쫇튻럝MT202MT203MT205퓲룃폲쇐쏷폐맘놨컄폲21뗄쓚죝 죧맻쿠맘뗄놨컄쫇튻럝MT200믲MT201퓲룃폲쇐쏷폐맘놨컄폲20뗄쓚죝 룃폲늻쓜틔럻뫅/뾪쪼믲뷡쫸춬쪱룃폲늻쓜돶쿖럻뫅// 폲13C쪱볤횸쪾 쇐쏷튻룶믲뛠룶뒦샭룃뢶뿮횸쪾뗄쪱볤횸쪾 1뿉틔쪹폃틔쿂뛌싫뛌싫잰뫳볓짏/ CLSTIME 뢶뿮뷰뇘탫놻듻볇CLS틸탐퓚훐퇫틸탐헊뮧뗄뷘횹쪱볤틔얷훞훐늿 21
SWIFT 엠통 MT205 쪱볤CET뇭쪾 RNCTIME 춨맽TARGET쟥쯣쾵춳횧뢶뗄뢶뿮틑놻듻볇쫕뿮랽쯹퓚뗄훐퇫틸탐뗄뻟 쳥쪱볤틔얷훞훐늿쪱볤CET뇭쪾 SNDTIME 춨맽TARGET쟥쯣쾵춳횧뢶뗄뿮쿮틑놻뷨볇믣뿮랽쯹퓚뗄훐퇫틸탐뗄뻟 쳥쪱볤틔얷훞훐늿쪱볤CET뇭쪾 2뛌싫뫳럖캪죽룶늿럖 얷훞훐늿쪱볤뇭쪾랽쪽캪 HHMM HH뗄쫽ퟖ랶캧듓01훁13MM뗄쫽ퟖ랶캧듓 01훁59 훐볤뗄럻뫅 틔+믲-뇭쪾 퓊탭쪱볤욫닮뇭쪾랽쪽캪HHMM뇭쏷놾짭쯹뒦쪱쟸UCT폫얷훞훐늿쪱볤CET 횮볤뗄욫닮 3샽 볙짨튻뒦퓚싗뛘뗄뷰죚믺릹퓚1퓂5죕랢돶튻럝뢶뿮횸쪾뇭쏷뷰뇘탫퓚얷훞훐늿쪱볤915잰듻볇CLS틸탐헊뮧퓲폐맘쪱볤뇭쪾돉 :13C:/CLSTIME/0915+0100 퓚짏쫶쫂샽훐0915 쫇얷훞훐늿쪱볤+ 0100쫇튻퓂럝뚬쇮쪱CET쪱볤폫UTC쪱볤횮볤뗄욫닮죧맻쿠춬뗄뢶뿮횸쪾랢짺퓚6퓂10죕쿄쇮쪱퓲폐맘쪱볤뇭쪾돉캪 :13C:/CLSTIME/0915+0200 폲32A웰쾢죕믵뇒뫍뷰뛮 룃폲쇐쏷춷듧뮮늦뗄웰쾢죕믵뇒뫍뷰뛮 폲52a횸쪾탐 룃폲쇐쏷듓ퟮ돵뗄MT200MT201MT202MT203MT205놨컄훐뗃떽뗄횸쪾탐탅쾢 죧맻돵쪼뗄놨컄쎻폐룃폲퓲룃폲쳮죫돵쪼놨컄뗄랢놨탐 룃폲쓚죝뇘탫뒫뗝훁쫜틦탐 폲53a랢놨탐뗄듺샭탐 룃폲쇐쏷쇋튻룶랢놨탐뾪퓚쫕놨탐뗄헊뫅랢놨탐뗄럖탐믲헟쇭튻볒뷰죚믺릹랢놨탐붫춨맽쯼살뎥뢶쫕놨탐폃램춬MT202 폲56a훐볤탐 쇐쏷쫕놨탐뫍헊뮧탐폲57횮볤뗄튻볒틸탐룃뇊춷듧뮮늦뇘탫춨맽헢볒틸탐뷸탐폃램춬MT202 폲57a헊뮧탐 쇐쏷쫜틦틸탐뗄헊뮧탐폃램춬MT202 폲58a쫜틦탐 쇐쏷쫜틦틸탐폃램춬MT202 폲72 뢽퇔 쇐쏷랢놨탐룸쫕놨탐믲헟놨컄훐웤쯻맘쾵죋뗄뢽볓탅쾢뿉쪹폃듺싫ퟖ춬MT202 MT205뻙샽 튻럝MT202듓ퟮ돵뗄뢶뿮탐랢돶틔뫳뻍춨맽헢럝놨컄훐쯹쇐쏷뗄훐볤틸탐뒫뗝룸쫜틦틸탐뗄헊뮧탐헢킩훐볤틸탐뚼믡퓚풭쪼뗄MT202놨컄훐볓짏믲즾좥튻킩탅쾢퓙랢룸쿂튻룶훐볤틸탐죧맻쒳볒훐볤틸탐뫍쯼뗄쿂튻볒훐볤틸탐퓚춬튻맺볒쯼쏇뻍쓜춨맽맺쓚뗄쟥쯣쾵춳믲쫇22
SWIFT 엠통 MT205 MT205볌탸놨컄뗄뒫뗝쟫퓄뛁쿂쏦뗄샽ퟓ힢틢MT205놨컄뫍풭살뗄MT202놨컄쫇죧뫎뛔펦뗄(힢틢폲20뫍폲21) 뻙샽Deutsche Bank, Frankfurt듓UBS, Zurich쫕떽죧쿂뗄튻럝MT202놨컄 1 INCOMING MSG MT 202 SENDER’S BIC U BSWCHZH80A RECEIVER’S BIC DEUTDEFFXXX :20:203998988 :21:394882 :32A:020528EUR1121,50 :57A:DEUTDEHHXXX :58A:OSCBDEH1XXX Deutsche Bank, Frankfurt뗄쿂튻볒틸탐뻍쫇Deutsche BankHamburg쯼쏇뒦폚춬튻룶맺볒쯹틔Deutsche Bank, Frankfurt뻍쿲Deutsche BankHamburg랢돶튻럝MT205 1 OUTGOING MSG MT 205 SENDER’S BIC D EUTDEFFXXX RECEIVER’S BIC DEUTDEHHXXX :20:3004GH3882 :21:394882 :32A:020528EUR1121,50 :52A: UBSWCHZH80A :58A:OSCBDEH1XXX 23
SWIFT 엠통 MT210 SWIFT MT210 FINANCIAL INSTITUTION TRANSFER EXECUTION 쫕헊춨횪 MT210랶캧 룃놨컄샠탍쫇랢놨탐랢룸쯼뗄헊뮧탐풤쿈춨횪쫕놨탐벴쯼뗄헊뮧탐쯼붫쫕떽튻뇊믲벸뇊벴붫듻볇웤뾪짨퓚쫕놨탐헊뮧뗄뢶뿮 MT210룱쪽M = Mandatory O = Optional Status Tag Field Name Content/Options M 20 Transaction Reference Number 16x O 25 Account Identification 35x M 30 Value Date 6!n M 21 Related Reference 16x M 32B Currency Code, Amount 3!a15d O 50a Ordering Customer C or no option letter O 52a Ordering Institution A or D O 56a Intermediary A or D MT210폲쪹폃맦퓲 1. 놨컄뗄뗚뛾늿럖돶쿖늻뎬맽10듎 2. 폲50뫍폲52a늻쓜퓚놨컄뗄쒳튻룶훘뢴뗄늿럖샯춬쪱돶쿖 3. 쯹폐훘뢴뗄늿럖훐뗄폲32B뗄뇒훖뇘탫놣돖튻훂 MT210폲쿪쫶 폲20랢놨탐뗄뇠뫅 평랢놨탐횸뚨뗄룃놨컄뗄뇠뫅 룃폲늻쓜틔럻뫅/뾪쪼믲뷡쫸춬쪱룃폲늻쓜돶쿖럻뫅// 폲25헊뫅 뇭쪾랢놨탐뾪퓚쫕놨탐뗄헊뫅헢킩춷듧붫놻듻볇죫듋헊뮧 떱랢놨탐퓚쫕놨탐뾪폐튻룶틔짏헊뮧쪱쪹폃힢틢쯼늻뇘퓚탐쫗볓/ 폲30웰쾢죕 뇭쪾룃놨컄쯹폐튵컱뗄웰쾢죕 폲21쿠맘튵컱뇠뫅 룃폲늻쓜틔럻뫅/뾪쪼믲뷡쫸춬쪱룃폲늻쓜돶쿖럻뫅// 24
SWIFT 엠통 MT210 폲32B믵뇒뫍뷰뛮 룃폲쇐쏷붫쫕떽춷듧뗄뇒훖뫍뷰뛮 폲50a믣뿮죋 룃폲쇐돶믣뿮죋힢틢룃믣뿮죋늻쫇뷰죚믺릹 폲52a횸쪾탐 죧맻헢쫇튻뇊틸탐춷듧뮮늦룃폲쇐돶뢶뿮틸탐 죧맻랢놨탐쫇뢶뿮탐쯼튲믡놻쳮죫룃폲 폲56a훐볤탐 룃폲쇐쏷쫕놨탐붫듓쓄볒틸탐뗃떽헢뇊뢶뿮폃램춬MT202 떱훐볤탐폫횸쪾탐캪늻춬틸탐쪱쪹폃룃폲쇐쏷 MT210뻙샽 뻙샽BEBEDEBB춨횪쯼뗄헊뮧탐CHASUS33 쯼붫믡쫕튻뇊뇠뫅캪BEBEBB0023CRESZZ뗄뢶뿮USD230000웰쾢죕캪2002쓪2퓂22죕뢶뿮틸탐쫇CRESCHZZXXX폲52aCHASUS33붫믡듓CITIUS33XXX폲56a뗃떽헢뇊뢶뿮 1 OUTGOING MSG MT 210 SENDER’S BIC B EBEDEBBXXX RECEIVER’S BIC CHASUS33XXX :20:98988 :30:020222 :21:BEBEBB0023CRESZZ :32B:USD230000, :52A:CRESCHZZXXX :56A:CITIUS33XXX 25