附录 1 现值、终值表和正态分布曲线的面积
附表 1
复利终值系数表 (F/P,i,n)=(1+i)n
n
i 1 2 3 4 5 6 7 8 9 10 11 12 13 14
n
i
1%
2%
3%
4%
5%
6%
7%
8%
9%
10%
12%
14%
16%
18%
20%
24%
28%
32%
36%
40%
50%
1%
2%
3%
4%
5%
6%
7%
8%
9%
10%
12%
14%
16%
18%
20%
24%
28%
32%
36%
40%
50%
续表
n
i 15 16 17 18 19 20 21 22 23 24 25 26 27 28
n
i
1%
2%
3%
4%
5%
6%
7%
8%
9%
10%
12%
14%
16%
18%
20%
24%
28%
32%
36%
40%
50%
1%
2%
3%
4%
5%
6%
7%
8%
9%
10%
12%
14%
16%
18%
20%
24%
28%
32%
36%
40%
50%
附表 2
复利现值系数表 (P/F,i,n)=(1+i)-n
n
i 1 2 3 4 5 6 7 8 9 10 11 12 13 14
n
i
1%
2%
3%
4%
5%
6%
7%
8%
9%
10%
12%
14%
16%
18%
20%
22%
24%
26%
28%
30%
35%
0332197
1%
2%
3%
4%
5%
6%
7%
8%
9%
10%
12%
14%
16%
18%
20%
22%
24%
26%
28%
30%
35%
续表
n
i 15 16 17 18 19 20 21 22 23 24 25 26 27 28
n
i
1%
2%
3%
4%
5%
6%
7%
8%
9%
10%
12%
14%
16%
18%
20%
22%
24%
26%
28%
30%
35%
.
1%
2%
3%
4%
5%
6%
7%
8%
9%
10%
12%
14%
16%
18%
20%
22%
24%
26%
28%
30%
35%
附表 3
年金终值系数表 (FA/A,i,n)=[(1+i)n-1]/i
n
i 1 2 3 4 5 6 7 8 9 10 11 12 13 14
n
i
1%
2%
3%
4%
5%
6%
7%
8%
9%
10%
12%
14%
16%
18%
20%
22%
24%
26%
28%
30%
35%
1%
2%
3%
4%
5%
6%
7%
8%
9%
10%
12%
14%
16%
18%
20%
22%
24%
26%
28%
30%
35%
续表
n
i 15 16 17 18 19 20 21 22 23 24 25 26 27 28
n
i
1%
2%
3%
4%
5%
6%
7%
8%
9%
10%
12%
14%
16%
18%
20%
22%
24%
26%
28%
30%
35%
1%
2%
3%
4%
5%
6%
7%
8%
9%
10%
12%
14%
16%
18%
20%
22%
24%
26%
28%
30%
35%
附表 4
年金现值系数表 (PA/A,i,n)=[1-(1+i)-n]/i
n
i 1 2 3 4 5 6 7 8 9 10 11 12 13 14
n
i
1%
2%
3%
4%
5%
6%
7%
8%
9%
10%
12%
14%
16%
18%
20%
22%
24%
26%
28%
30%
35%
1%
2%
3%
4%
5%
6%
7%
8%
9%
10%
12%
14%
16%
18%
20%
22%
24%
26%
28%
30%
35%
续表
n
i 15 16 17 18 19 20 21 22 23 24 25 26 27 28
n
i
1%
2%
3%
4%
5%
6%
7%
8%
9%
10%
12%
14%
16%
18%
20%
22%
24%
26%
28%
30%
35%
1%
2%
3%
4%
5%
6%
7%
8%
9%
10%
12%
14%
16%
18%
20%
22%
24%
26%
28%
30%
35%