뗚8뻭ꆡ뗚3웚ꆡꆡꆡꆡꆡꆡꆡꆡꆡꆡ,쓪ꆡꆡ3퓂ꆡꆡꆡꆡꆡꆡꆡꆡꆡꆡ뿆ꆡ벼ꆡ뫍ꆡ닺ꆡ튵ScienceTechnologyandIndustryMar.,ꆡ2008ꆡꆡ컄헂뇠뫅:1671-1807(2008)03-0020-05얩뮧킡뛮탅폃듻뿮럧쿕벰움볛퇐뺿듷솢탂,샮퓳뫬,퇮랽컄(뮪놱뗧솦듳톧뺭볃맜샭쾵,뫓놱놣뚨071003)햪튪:쏦쿲틚췲얩쏱뗄얩뮧킡뛮탅폃듻뿮,퓚쫜떽얩쏱맣랺뮶펭뫍룷벶헾뢮믽벫췆뷸뗄춬쪱,좴죕틦쏷쿔뗘룐쫜떽쇋살ퟔ폚얩듥탅폃짧뗄쿻벫ퟷ캪;쿔좻,헢훖췪좫믹폚얩뮧탅폃뗄듻뿮,웤럧쿕틔벰쓑틔냑컕뗄럧쿕돌뛈,쫇헢훖쿻벫ퟷ캪뗄룹풴ꆣ놾컄듓얩뮧킡뛮탅폃듻뿮뗄럧쿕럖컶돶랢,쳡돶쇋ꆰ얩뮧킡뛮탅폃듻뿮럧쿕뗄닣듎쒣뫽ퟛ뫏움볛ꆱ쒣탍,횼퓚볓잿떱뗘헾뢮뫍얩듥탅폃짧뛔폚얩뮧킡뛮탅폃듻뿮뗄럧쿕냑컕,ퟮ듳쿞뛈뗄쏖뫏듋샠듻뿮뗄릩탨쎬뛜ꆣ맘볼듊:얩뮧킡뛮탅폃듻뿮;럧쿕맜샭;ퟛ뫏움볛훐춼럖샠뫅:ꆡꆡ컄쿗뇪횾싫:Aꆡꆡꆰ죽얩ꆱ컊쳢튻횱쫇훐맺헾뢮맘힢뗄붹뗣,퓶볓얩뮧킡뛮탅폃듻뿮뗄럧쿕뷸탐럖컶,첽쳖얩뮧킡뛮탅폃쏱쫕죫,듳솦랢햹얩튵,붨짨짧믡훷틥탂얩듥,쫇릹붨듻뿮뗄럧쿕움볛랽램,틔샻헾뢮틔벰얩듥탅폃짧헽쫓뫍킳훐맺뗄맘볼ꆣ훐맺쫇튻룶얩튵듳맺,얩쏱뢻퓲훐얩뮧킡뛮탅폃듻뿮뗄럧쿕,잿뮯웤럧쿕맜샭,쪹웤쓜맺뢻ꆣ떫얩튵랢햹훐뗄뷰뛌좱쫇훆풼얩쏱훂뢻뗄릻붡뾵컈늽랢햹ꆣꆰ욿뺱ꆱ,틲듋훐맺헾뢮퓚룷맺폐짌튵틸탐훰늽쫕쯵웤퓚얩듥뗄믺릹뫍튵컱뗄쟩뿶쿂,듳솦췆뷸얩듥탅폃짧1ꆡ얩뮧킡뛮탅폃듻뿮뗄럧쿕뗄얩뮧킡뛮탅폃듻뿮,캪듋,퇫탐쿈뫳훆뚨펡랢쇋ꆶ얩얩뮧킡뛮탅폃듻뿮쫇탅폃짧믹폚얩뮧뗄탅폾,퓚듥탅폃뫏ퟷ짧얩뮧솪놣듻뿮맜샭횸떼틢볻ꆷꆶꆢ얩듥탅뫋뚨뗄뛮뛈뫍웚쿞쓚쿲얩뮧랢럅뗄늻탨뗖톺ꆢ떣놣뗄폃뫏ퟷ짧얩뮧킡뛮탅폃듻뿮맜샭횸떼틢볻ꆷ뗈뻟폐닙듻뿮,뻟폐쏅볷뗍ꆢ쇩믮탔잿ꆢ쫽뛮뷏킡ꆢ볲뇣뿬뷝ꆢ컰ퟷ탔뗄컄볾,늢퓚놱뺩헙뾪쇋ꆰퟜ뷡췆맣얩듥탅폃뫏탨떣놣뗈폅뗣,퓚믮풾얩듥뺭볃,듙뷸얩튵삩듳퓙짺ퟷ짧랢럅얩뮧킡뛮탅폃듻뿮ꆢ붨솢탅폃듥(헲)ꆱퟹ첸닺,냯훺얩쏱퓶쫕,붨짨짧믡훷틥탂얩듥뗄맽돌훐쿔믡,뛔좫쏦췆탐얩뮧킡뛮탅폃듻뿮뫍삩듳뒴붨탅폃듥쪾쇋웤뛀쳘뗄ퟷ폃,웰떽쇋쏷쿔뗄믽벫킧맻,쫇캴살(헲)쫔뗣뷸탐늿쫰[1]ꆣ떫춨맽뇊헟뛔얩듥탅폃뫏ퟷ훐맺탂얩듥붨짨늻뿉좱짙뗄뻟폐훐맺쳘즫뗄튻훖듻짧뗄쪵볊뗷퇐랢쿖,얩듥탅폃짧웕뇩죏캪헢샠듻뿮럧뿮탎쪽,튲쫇훐맺헾뢮뫍얩뮧쾣췻퓚캴살뗃떽듳솦랢쿕뷏룟,떫쫕틦늢늻룟,랢럅듋샠듻뿮뗄믽벫탔ꆢ훷뚯햹뗄튻훖듻뿮ꆣ떫탅폃짧퓚랢럅킡뛮얩듻훐,쏦쇙뗄탔늻룟,쪹뗃헢샠듻뿮돶쿖쇋릩룸폫탨쟳횮볤뗄뷏듳훮뛠럧쿕쫇튻룶늻뿉뫶쫓뗄훘튪뿍맛틲쯘ꆣ쎬뛜ꆣ헫뛔헢훖ힴ뿶,탭뛠쪵볊릤ퟷ헟뫍쿠맘쇬폲뗄ꆡퟔ좻틲쯘럧쿕톧헟,듓헾뢮죧뫎췆뷸ꆢ얩듥탅폃뫏ퟷ짧죧뫎엤뫏뗈얩뮧킡뛮탅폃듻뿮훷튪폃폚얩뮧랢햹훖횲튵ꆢ퇸뷇뛈뷸탐쇋쿠맘뗄퇐뺿늢좡뗃쇋튻뚨뗄돉킧,좻뛸,횳튵뗄얩튵짺닺뗄뷰탨튪[2],떫얩튵쫇뗤탍뗄죵훊훆풼킡뛮얩뮧듻뿮랢햹뗄맘볼컊쳢쫇얩듥탅폃짧죏닺튵,쳘뇰쫇얩튵훐뗄훖횲튵뫍퇸횳튵,쏦쇙ퟅ늻뿉캪룃샠듻뿮뗄럧쿕뷏듳,틲듋,좱랦듓럧쿕맜샭뗄뷇뾹뻜뗄ퟔ좻솦뗄펰쿬,퓚쒿잰훐맺얩뮧헻쳥쯘훊쿠뛔뛈죫쫖뷸탐쿠맘퇐뺿,쫇웹뷱캪횹캴쓜힡얩뮧킡뛮늻룟틔벰쫜벼쫵쮮욽뗄훆풼,훖횲뮧틲ퟔ좻퓖몦뿅솣탅폃듻뿮쾧듻뗄룹놾풭틲ꆣ헽쫇믹폚듋,놾컄쓢뛔얩컞쫕ꆢ퇸횳뮧틲틟쟩펰쿬퓬돉ꆰ뿕삸ꆱ쿖쿳쪱폐랢짺,쫕룥죕웚:2007-09-16ퟷ헟볲뷩:듷솢탂(1966ꆪ),얮,뫓놱놣뚨죋,뮪놱뗧솦듳톧뺭볃맜샭쾵뷌쪦,뢱뷌쫚,믡볆톧쮶쪿,훷튪듓쫂믡볆ꆢ뷰죚샭싛폫쪵컱퇐뺿;샮퓳뫬(1965ꆪ),얮,뫓놱닗훝죋,뮪놱뗧솦듳톧뺭볃맜샭쾵뷌쪦,뢱뷌쫚,믡볆톧쮶쪿,훷튪듓쫂닆컱맜샭샭싛폫쪵컱퇐뺿;퇮랽컄(1963ꆪ),쓐,뫓놱놣뚨죋,뮪놱뗧솦듳톧뺭볃맜샭쾵뷌쪦,뢱뷌쫚,믡볆톧톧쪿,훷튪듓쫂믡볆ꆢ닆컱맜샭샭싛폫쪵컱퇐뺿ꆣ20' 1994-2008 China Academic Journal Electronic Publishing House. All rights reserved.
ꆡꆡꆡꆡꆡꆡꆡꆡꆡꆡꆡꆡꆡꆡꆡꆡꆡꆡꆡꆡꆡ얩뮧킡뛮탅폃듻뿮럧쿕벰움볛퇐뺿ꆡ퓚얩뮧쏉쫜훘듳쯰쪧뗄춬쪱,얩듥탅폃뫏ퟷ짧랢럅룸랽쪵볊ꆢ뿆톧췪헻뗄움뚨냬램,탅폃뗈벶움뚨훷맛탔ꆢ얩뮧뗄킡뛮탅폃듻뿮튲틲듋돉캪늻솼듻뿮ꆣ쯦틢탔뷏듳,얩뮧떵낸뷏캪듖닚,짵훁듦퓚펦뢶뗄쿖ꆡ뷨뿮죋럧쿕쿳,닙ퟷ맽돌좱랦뿆톧탔뫍퇏뷷탔ꆣ훁뷱얩쏱죔쫇훐맺뗄죵쫆좺쳥ꆣ룄룯뾪럅틔살,얩듥탅폃뫏ퟷ짧퓚랢럅얩뮧킡뛮탅폃듻뿮쪱,쏦훐맺얩쏱뗄쫕죫쮮욽폐쇋뷏듳쳡룟,떫폫돇쫐뻓쏱뗄쇙ퟅ탅듻풴엤훃짏뗄믺믡쯰쪧,뇭쿖퓚:췆맣얩뮧쫕죫퓶뎤쮮욽쿠뇈,웤닮뻠평20쫀볍80쓪듺돵웚뗄킡뛮탅폃듻뿮,붨짨탅폃듥헲,쫇맺볒뢳폨얩듥탅폃:1삩듳떽2003쓪뗄:1,죧맻뾼싇떽얩쏱쫕죫뫏ퟷ짧뗄샺쪷훘죎,틲뛸얩듥탅폃뫏ퟷ짧퓚얩뮧킡뛮훐뗄쪵컯늿럖,쪵볊쫕죫닮뻠뿉쓜캪5-6:1,얩쏱죔탅폃듻뿮랢럅훐뻹횴탐쇋뷏뗍뗄샻싊,떫얩듥탅폃뫏좻쫇죵쫆좺쳥[3];뷌폽ꆢ튽쇆뗈쳥훆룄룯퓚튻뚨돌뛈ퟷ짧폖튪ퟔ떣럧쿕,ퟔ뢺펯뿷,맺볒늢캴헫뛔얩듥탅짏잿뮯쇋얩쏱뗄죵쫆ힴ뿶,얩뮧쎿쓪뗄쫕죫퓚뿛돽떱폃뫏ퟷ짧랢럅얩뮧킡뛮탅폃듻뿮훐뗄샻싊쯰쪧룸폨쓪뇘탫뗄짺믮뾪횧뫳쯹쪣컞벸,튻떩볒춥돉풱돶쿖훘쿠펦뗄닆헾늹쳹믲쮰쫕뗈폅믝ꆣ듳벲늡뫍틢췢짋몦ꆢퟓ얮믱뗃뷓쫜룟뗈뷌폽뗄믺믡ꆡ헾뢮럧쿕뗈,얩뮧뻍컞솦뎥뮹듻뿮,벴쪹폐솪놣뮧뢺솬듸뮹뿮룷뗘랽헾뢮,폈웤쿘ꆢ헲ꆢ쿧벶헾뢮ퟩ횯,퓚훆뚨퓰죎,떫틲솪놣얩뮧ퟔ짭뗄죵쫆,쪹솬듸뮹뿮쓜솦튲떱뗘랢햹헾닟ꆢ폈웤쫇닺튵헾닟쪱,췹췹훘릤쟡얩,벴뷏뗍ꆣ쪹쫇훘쫓얩튵,튲췹췹틲훷튪쇬떼뗄룼뗼뛸듋튻쪱뇋얩쏱뛔쫐뎡뗄풤닢뫍헆뿘쓜솦웕뇩뷏뗍ꆣ퓚훐튻쪱,헾닟뗄솬탸탔늻잿,돶폚헾벨뗄뾼싇,뛔얩뮧킡맺얩듥,얩쏱쫜뷌폽돌뛈웕뇩쿠뛔욫뗍,뛠쫽죋믮뚯뛮탅폃듻뿮뮹듦퓚늻춬돌뛈짏뗄탐헾룉풤,퓚랢햹얩랶캧쿁햭ꆢ탅쾢쿠뛔뇕죻,뛔쫐뎡탐쟩뗄풤닢벰냑컕튵뗄벼쫵럶돖솦뛈짏룷뗘닎닮늻웫,퓚얩듥탅폃뫏ퟷ쓜솦늻잿,훖횲퇸횳듦퓚쎤쒿룺럧쿖쿳,볓횮떱뗘헾짧랢럅얩뮧킡뛮탅폃듻뿮럧쿕늹뎥ꆢ틆믺훆붨짨훐뢮뛔웤틽떼훁뷱죔좻듦퓚튻킩컊쳢,틲듋,튻떩폶떽ퟷ폃짐캴폐킧랢믓ꆣ쫐뎡탐쟩돶쿖늻샻뗄뇤뮯,풤웚쫕죫뻍컞램쪵쿖,짵훁냑놾잮엢맢ꆣ2ꆡ얩뮧킡뛮탅폃듻뿮럧쿕뗄움볛얩듥탅듻뮷뺳뷏닮ꆣ쯤좻쫐뎡뺭볃퓚훐맺틑쳡튪뮯뷢헾뢮훷떼탍뗄얩뮧킡뛮탅폃듻뿮랢햹훐뎫뫍쪵탐뛠쓪,떫쫇,얩쏱뛔쫐뎡뺭볃죔좻듦퓚ퟅ쒣뗄쎬뛜,뻍탨튪헾뢮뛔얩듥탅폃뫏ퟷ짧랢럅듋샠듻뿮뫽뗄죏쪶,볆뮮뺭볃쳥훆쿂뗄맟탔쮼캬쒣쪽늢캴췪좫뗄럧쿕듳킡뷸탐움볛,캪듋,뇊헟뛔얩뮧킡뛮탅폃듻췊좥,폫돇헲쿠뇈,얩듥탅듻뮷뺳뷏닮쫇늻헹뗄쫂쪵ꆣ뿮뗄럧쿕뷸탐쇋닣듎쒣뫽ퟛ뫏움볛ꆣꆰ죏캪듻뿮쫇맺볒뗄잮,늻듻냗늻듻,뛠뛠틦짆ꆱ,좴뫜ꆡ얩뮧킡뛮탅폃듻뿮럧쿕움볛횸뇪쳥쾵뗄붨솢짙쿫죧뫎좥뎥뮹,뎥햮틢쪶늻잿;탅폃짧쫕듻뿮쪱,뇣움볛횸뇪뗄톡좡ퟱ톭틔쿂풭퓲:튻쫇뿆톧탔풭쯄뒦뛣님믲삵햮늻뮹,쳓럏햮쿖쿳훰붥퓶볓ꆣ쿖탐램퓲ꆣ벴횸뇪룅쓮뇘탫쏷좷,뻟폐튻뚨뗄뿆톧쓚몭,쓜싉뛔햮컱죋뗄풼쫸죭뮯,횴탐쓑컊쳢춻돶,쪹튻킩잷릻뷏뿍맛뗘랴펳뢴뫏쾵춳쓚늿뷡릹맘쾵;뛾쫇뿍맛탔뿮뮧뗄쪧탅탐캪뗃늻떽폐킧뗄훎샭,퓚튻뚨돌뛈짏잿풭퓲ꆣ벴횸뇪뇘탫틔뿍맛듦퓚뗄쫂쪵캪믹뒡,늻쓜욾뮯쇋햮컱죋삵햮폐샻,삵헋폐샭뗄탄샭,떼훂뮹듻뮹훷맛짨볆;죽쫇뿉탐탔풭퓲,벴횸뇪쓚죝펦볲떥쏷쇋,쾢탅폃틢쪶떭놡ꆣ폐뷏잿뗄뿉뇈탔,뛸쟒틗폚믱좡,뇣폚닙ퟷ;쯄쫇뾮삨ꆡ햮좨죋틲쯘럧쿕탔풭퓲,벴붨솢횸뇪쪱펦뺡솿톡퓱쓇킩폐듺뇭탔뗄ퟛ훐맺얩듥탅폃뫏ퟷ짧듓튵죋풱뗄쯘훊쿠뛔뷏뗍,뫏횸뇪[4]ꆣ맜샭쫖뛎쿠뛔훍뫳,럧쿕맜샭쮮욽쿠뛔뷏뗍ꆣ퓚훐맺룹뻝틔짏풭퓲,뷡뫏얩듥탅폃뫏ퟷ짧랢럅얩뮧킡뗄뷰죚튵훐,얩듥탅폃뫏ퟷ짧뇩늼폚맣듳얩듥,쫜짺뛮탅폃듻뿮쏦쇙뗄럧쿕쪵볊,붫얩뮧킡뛮탅폃듻뿮럧믮뮷뺳ꆢ붻춨뇣샻뗈틲쯘펰쿬,룟쯘훊죋닅뗄늹돤쫜쿕움볛횸뇪쳥쾵럖캪ퟔ좻틲쯘ꆢ햮컱죋틲쯘ꆢ햮좨죋떽훆풼,퓬돉듓튵죋풱뗄톧샺닣듎웕뇩뷏뗍ꆣ뛠듎솥틲쯘뫍떱뗘헾뢮틲쯘쯄룶랽쏦17룶횸뇪ꆣ볻뇭1ꆣ쫴맘쾵짏뗄뇤뮯,퓬돉탅폃뫏ퟷ짧믹뒡짨쪩실뫳,탅ꆡ얩뮧킡뛮탅폃듻뿮뗄럧쿕뗷닩쾢뮯쮮욽풶풶실뫳폚짌튵틸탐,뛔훘듳ퟔ좻퓖몦랢짺평폚얩뮧킡뛮탅폃듻뿮럧쿕움볛횸뇪뛠쫽쫇뚨풤닢폫럧쿕맦뇜좱랦죏쪶뫍훘쫓,퓚탅듻뗈벶움뚨탔횸뇪,뛸쟒룷뗘쟸믹놾뮷뺳닮틬뷏듳,떼훂늻춬뗘쪱,뛔얩뮧룶죋탅폾ꆢ뮹뿮볇슼ꆢ쯹듓쫂짺닺뺭펪믮뚯쟸얩뮧킡뛮탅폃듻뿮살ퟔ늻춬랽쏦뗄럧쿕듳킡듦퓚뗄훷튪쓚죝ꆢ뺭펪쓜솦ꆢ뎥햮쓜솦뗈좱랦튻쳗쟐뫏뗘뷏듳닮틬,쯤좻뿉틔폃튻쳗움볛횸뇪쳥쾵움볛,떫룷21' 1994-2008 China Academic Journal Electronic Publishing House. All rights reserved.
ꆡꆡ뿆벼뫍닺튵ꆡꆡꆡꆡꆡꆡꆡꆡꆡꆡꆡꆡꆡꆡꆡꆡꆡꆡꆡꆡꆡꆡꆡꆡꆡꆡꆡꆡꆡꆡꆡꆡꆡꆡꆡꆡꆡꆡ뗚8뻭ꆡ뗚3웚ꆡꆡ룶횸뇪좨훘뗄좷뚨뫍ힴ첬뗄쏨쫶뻹펦헫뛔늻춬뗘쟸뗷닩뛔쿳,뛔얩뮧킡뛮탅폃듻뿮뗄럧쿕뷸탐쇋뗷닩움럖뇰뷸탐ꆣ본폚듋,컒쏇짨볆쇋뗷닩뇭,틔BD뗘쟸볛ꆣ뗷닩뇭훐,럖뇰짨볆쇋튻ꆢ뛾벶횸뇪뗄좨훘삸,평컥룶쿘30룶얩듥탅폃뫏ퟷ짧뫍솽룶틸볠뻖ퟷ캪뗷닩움볛죋내좨훘횮뫍캪100%룸돶뢳횵,뛔뛾벶횸뇪움퇹놾,톡좡쇋100캻얩듥탅폃뫏ퟷ짧쿘솪짧맜샭죋볛,헫뛔룷횸뇪뗄쪵볊쓚몭룸돶쇋쯄벶믲솽벶뷏쳹쟐풱ꆢ얩듥탅폃뫏ퟷ짧탅듻죋풱ꆢ틸볠믡볠맜죋풱ퟷ캪뗄움폯쏨쫶,평움볛죋좥톡퓱ꆣ쿪볻뇭1ꆣ뇭1ꆡ얩뮧킡뛮탅폃듻뿮뗄럧쿕움볛뇭튻벶횸뇪좨훘뛾벶횸뇪좨훘뛾벶횸뇪뗄움볛ퟔ좻틲쯘ퟔ좻퓖몦뗄얼랢탔듳뷏듳뷏짙짙틲ퟔ좻퓖몦퓬돉뗄쯰쪧듳뷏듳뷏킡킡틢췢쯀췶ꆢ훘듳벲늡펰쿬듳뷏듳뷏킡킡볒춥뿛돽뇘탨뾪횧뫳뗄쓪뺻쫕죫햮컱죋틲쯘얩뮧킡뛮탅폃듻뿮놣헏놶쫽ꇹꇝ1<1얩듥탅폃뮷뺳ꇹ뫃뷏뫃뷏닮닮솪놣뮧솬듸뮹뿮쓜솦ꇹ잿뷏잿뷏죵죵뛔쫐뎡탐쟩뗄풤닢폫냑컕뗄ힼ좷탔뫃뷏뫃뷏닮닮훘듳ퟔ좻퓖몦랢짺훜웚ꆢ랢짺쪱볤뗄헆컕폫뇜쏢듫쪩ꇹ뫃뷏뫃폐킩듫쪩컞뾼싇햮좨죋틲쯘탅듻풴믺믡쯰쪧믺믡쯰쪧믺믡쫕틦듻뿮웚쿞폫짺닺훜웚뗄킭뗷탔ꇹ뫃뷏뫃뷏닮닮듻뿮맜샭쳥쾵뗄췪놸탔ꇹ뫃뷏뫃뷏닮닮닺튵떼쿲럇얩튵얩튵헾닟뗄솬탸탔ꇹ뫃뷏뫃뷏닮닮떱뗘헾뢮틲쯘럧쿕늹뎥믺훆ꇹ붡좫뷏붡좫늻붡좫컞럧쿕틆믺훆ꇹ붡좫뷏붡좫늻붡좫컞벼쫵럶돖솦뛈ꇹ듳뷏듳뷏킡킡탐헾룉풤뛠뷏뛠뷏짙컞ꆡꆡ뢽힢:ꋙ듸ꆰꇹꆱ뗄횸뇪캪쓦쿲횸뇪;ꋚ탅듻풴믺믡쯰쪧횸붫뷰춶럅퓚얩뮧킡뛮탅폃듻뿮짏뇈춶럅폚웤쯻샠듻뿮짏쫕틦뗍;탅듻풴믺믡쫕틦횸붫뷰춶럅퓚얩뮧킡뛮탅폃듻뿮짏뇈춶럅폚웤쯻샠듻뿮짏쫕틦룟[5]ꆣꆡBD뗘쟸얩뮧킡뛮탅폃듻뿮럧쿕뗄닣듎쒣뫽ퟛ14죋움볛캪ꆰ킡ꆱ,햼%ꆣ퓲떥쿮횸뇪움볛ꆰퟔ좻뫏움볛퓖몦뗄얼랢탔ꆱ뗄솥쫴뛈캪(,,,ꆡ룷횸뇪좨훘뗄좷뚨01147)ꆣBD뗘쟸얩뮧킡뛮탅폃듻뿮럧쿕뗄움볛뷡놾듎뗷닩훐,믘쫕폐킧움볛뇭95럝,좨훘뗄좷뚨맻볻뇭2ꆣ쫇틔듋캪믹뒡짏,닉폃맩튻뮯뗄쯣쫵욽뻹램볆쯣뗃ꆡퟛ뫏움볛돶,뷡맻볻뇭2ꆣr1=,,ꆡ움폯벯뗄붨솢움볛벯럖캪쯄벶,럖뇰쫇럧쿕룟ꆢ럧쿕뷏룟ꆢ럧쿕D1=튻냣ꆢ럧쿕뗍ꆣ뛾벶횸뇪움폯벯,헽횸뇪훐짨쯄벶움B1=r1ꇁD1=ꆡꆡꆡ폯뗄,폫움폯벯춬랽쿲튻튻뛔펦,헽횸뇪훐짨솽벶움춬샭B2=ꆡꆡꆡ폯뗄,폫움폯벯춬랽쿲솽뛋뛔펦,쓦횸뇪훐짨쯄벶움B3=ꆡꆡꆡ폯뗄,폫움폯벯랴랽쿲튻튻뛔펦,쓦횸뇪훐짨솽벶움B4=ꆡꆡꆡ폯뗄,폫움폯벯랴랽쿲솽뛋뛔펦ꆣA=RꇁB=ꆡꆡꆡꆡ솥쫴맘쾵뗄좷뚨룹뻝볆쯣뷡맻,얩뮧킡뛮탅폃듻뿮훐,BD뗘쟸내믘쫕뗄95럝뗷닩움볛뇭뗄움볛쟩뿶춳볆뫳볆뗄햮컱죋틲쯘뫍떱뗘헾뢮틲쯘뛔듻뿮뗄럧쿕펰쿬뷏쯣좷뚨,샽죧,뛔떥쿮횸뇪ꆰퟔ좻퓖몦뗄얼랢탔ꆱ뛸퇔,듳,쳘뇰쫇떱뗘헾뢮틲쯘ꆰ럧쿕튻냣ꆱ뫍ꆰ럧쿕킡ꆱ뗄돌폐6죋움볛캪ꆰ듳ꆱ,햼%;폐40죋움볛캪ꆰ뷏뛈럖뇰캪뫍;ퟔ좻틲쯘뫍햮좨죋틲쯘뛔듳ꆱ,햼%;폐35죋움볛캪ꆰ뷏킡ꆱ,햼%;폐듻뿮뗄럧쿕펰쿬쿠뛔뷏킡ꆣ22' 1994-2008 China Academic Journal Electronic Publishing House. All rights reserved.
ꆡꆡꆡꆡꆡꆡꆡꆡꆡꆡꆡꆡꆡꆡꆡꆡꆡꆡꆡꆡꆡ얩뮧킡뛮탅폃듻뿮럧쿕벰움볛퇐뺿ꆡ뇭2ꆡBD뗘쟸얩뮧킡뛮탅폃듻뿮횸뇪좨훘뫍떥쿮횸뇪움볛쟩뿶튻벶횸뇪뇪(B)좨훘뛾벶횸(R)좨훘뛾벶횸뇪뗄솥쫴뛈(럧쿕듳,(r)(C)럧쿕뷏듳,럧쿕튻냣,럧쿕뷏킡)(D)ퟔ좻틲쯘ퟔ좻퓖몦뗄얼랢탔(,,,)(B1)틲ퟔ좻퓖몦퓬돉뗄쯰쪧(,,,)틢췢쯀췶훘듳벲늡펰쿬(,,,)볒춥뿛돽뇘탨뾪횧뫳뗄쓪뺻쫕햮컱죋틲쯘죫얩뮧킡뛮탅폃듻뿮놣헏놶쫽(,0,0,)얩듥탅폃뮷뺳(,,,0)(B2)솪놣뮧솬듸뮹뿮쓜솦(,,,0)뛔쫐뎡탐쟩뗄풤닢뫍냑컕뗄ힼ좷탔(0,,0,)훘듳ퟔ좻퓖몦랢짺훜웚ꆢ랢짺쪱햮좨죋틲쯘볤뗄헆컕폫뇜쏢듫쪩(,,,0)탅듻풴믺믡쯰쪧(,0,0,)(B3)탅듻웚쿞폫짺닺훜웚뗄킭뗷탔(,,,)듻뿮맜샭쳥쾵뗄췪놸탔(,,,)닺튵떼쿲(,0,0,)헾닟뗄솬탸탔(,,,)떱뗘헾뢮틲쯘럧쿕늹뎥믺훆(,,)(B4)럧쿕틆믺훆(,,,)벼쫵럶돖솦뛈(,,,)탐헾룉풤(,,,)ꆡꆡퟜ쳥살쮵,BD뗘쟸얩뮧킡뛮탅폃듻뿮뗄ꆰ럧쿕뗄럧쿕움볛뷡맻,돶첨쪵쪩쿠펦뗄뮯뷢듫쪩,붨솢붡룟ꆱꆰꆢ럧쿕뷏룟ꆱꆢꆰ럧쿕튻냣ꆱꆢꆰ럧쿕뗍ꆱ뗄돌뛈럖뇰좫얩튵놣쿕쳥쾵ퟷ캪룃듻뿮뗄럧쿕틆믺훆,볓듳횧캪ꆢꆢꆢꆣ룹뻝ퟮ듳솥쫴뛈풭얩퓙듻뿮솦뛈늢룸폨폅믝샻싊,붨솢킡뛮얩듻쿮ힼ퓲,BD뗘쟸얩뮧킡뛮탅폃듻뿮뗄럧쿕캪뷏룟ꆣ뇊헟놸훆뛈ꆢ닆헾늹쳹훆뛈뗈ퟷ캪룃훖듻뿮뗄럧쿕늹뎥훆붫짏쫶움볛뷡맻랴삡룸쯹톡좡뗄뗷닩퇹놾뫍뗷닩죋,뛈;듋췢,붨솢ퟔ좻퓖몦뗄풤뺯믺훆,듳솦췆뷸얩듥탅랴삡믘살뗄틢볻쫇:뛔얩뮧킡뛮탅폃듻뿮럧쿕뗄움볛폃뮷뺳붨짨,듙뷸얩뮧킡뛮탅폃듻뿮킭믡뗄돉솢,ퟷ뷡맻믹놾폫쿖쪵럧쿕ힴ뿶쿠컇뫏ꆣ횮쯹틔ퟔ좻틲쯘캪룃듻뿮뗄솼탔뮷뺳엠폽믺훆ꆣ뫍햮좨죋틲쯘뛔듻뿮뗄럧쿕펰쿬쿠뛔뷏킡,훷튪쫇ퟷ캪랢럅얩뮧킡뛮탅폃듻뿮뗄뷰죚믺릹,얩듥탅BD뗘쟸뷼쓪살캴랢짺훘듳ퟔ좻퓖몦,평듋듸살뗄얩폃뫏ퟷ짧튲펦믽벫탐뚯,얬솦맦뇜ꆢ뮯뷢듻뿮럧쿕,퓚뮧킡뛮탅폃듻뿮쯰쪧늻듳,폫훘듳ퟔ좻퓖몦랢짺훜얩뮧킡뛮탅폃듻뿮뗄랢럅훐,얬솦뇜뾪ퟔ좻퓖몦뗄쪱웚ꆢ랢짺쪱볤뗄헆컕폫뇜쏢듫쪩쿠맘뗄럧쿕튲뷏뗍;볤,쪵쪩늻춬뺭펪랽쿲뗄얩뮧뮥놣훆뛈틔쳡룟솪놣뮧햮컱죋틲쯘뫍떱뗘헾뢮틲쯘뛔듻뿮뗄럧쿕펰쿬뷏듳,뗄솬듸뮹뿮쓜솦,붨솢얩뮧킡뛮탅폃듻뿮ퟔ엢훆뛈,훷튪쫇뷼쓪살,BD뗘쟸뗄훷떼탔쳘즫얩닺욷,죧닝뛔틲듻뿮죋풱룶죋퓰죎퓬돉뗄듻뿮쯰쪧,쪵탐퓰죎죋?ꆢ쳒ꆢ욻맻뗈쫐뎡볛룱늨뚯럹뛈뷏듳,얩쏱뛔쫐뎡탐ퟔ엢,쳡룟얩듥탅폃뫏ퟷ짧듓튵죋풱뗄쯘훊,룄짆맜쟩뗄풤닢뫍냑컕뗄ힼ좷탔뷏뗍,BD뗘쟸얩듥탅폃뮷샭쫖뛎,잿뮯럧쿕맜샭릤ퟷꆣ뺳늻룟,떱뗘헾뢮짐캴붨솢웰얩튵럧쿕틆ꆢ늹뎥믺훆ꆢ퓚얩튵벼쫵럶돖랽쏦솦뛈늻듳ꆣ4ꆡ뷡싛놾컄럖컶쇋얩듥탅폃뫏ퟷ짧랢럅얩뮧킡뛮탅폃3ꆡ웴쪾듻뿮쏦쇙뗄ퟔ좻틲쯘듸살뗄럧쿕ꆢ뷨뿮죋틽랢뗄럧ퟷ캪헾뢮훷떼탍뗄쳘즫듻뿮,헾뢮펦헫뛔룃듻뿮쿕ꆢ햮좨죋ퟔ짭틲쯘틽랢뗄럧쿕뫍헾뢮랽쏦틽랢뗄럧뗄쳘즫럧쿕,돶첨쿠펦뗄럧쿕맜샭듫쪩,캪듋,펦틔훐쿕,릹붨쇋평솽벶17룶횸뇪릹돉뗄얩뮧킡뛮탅폃듻맺죋쏱틸탐캪훷쳥,붨솢얩뮧킡뛮탅폃듻뿮럧쿕움볛뿮럧쿕움볛횸뇪쳥쾵,톡퓱BD뗘쟸ퟷ캪움볛뗘쟸,폫볠닢믺훆,뚨웚(죧튻쓪)뷸탐움볛;룹뻝룷룶뗘쟸짨볆ꆢ랢럅움볛뇭뷸탐뗷닩,톡폃닣듎쒣뫽ퟛ뫏움볛23' 1994-2008 China Academic Journal Electronic Publishing House. All rights reserved.
ꆡꆡ뿆벼뫍닺튵ꆡꆡꆡꆡꆡꆡꆡꆡꆡꆡꆡꆡꆡꆡꆡꆡꆡꆡꆡꆡꆡꆡꆡꆡꆡꆡꆡꆡꆡꆡꆡꆡꆡꆡꆡꆡꆡꆡ뗚8뻭ꆡ뗚3웚ꆡꆡ랽램뷸탐쇋얩뮧킡뛮탅폃듻뿮럧쿕움볛,퇩횤쇋움볛[2]샮훐볡.뛔킡뛮얩뮧듻뿮럧쿕맜샭뗄뗷닩폫쮼뾼[J].룊쯠뷰랽램뗄뿉닙ퟷ탔,늢헫뛔얩뮧킡뛮탅폃듻뿮뗄럧쿕쳘죚,2003(12).뗣뫍랢햹튪쟳,뗃돶쇋평헾뢮뫍얩듥탅폃뫏ퟷ짧럖뇰[3]컂쳎.탂쪱웚컒맺얩듥뷰죚럧쿕뿘훆뗄샭싛쮼뾼[J].뷰죚샭닉좡쿠펦듫쪩뷸탐럧쿕맜샭뗄뛔닟웴쪾ꆣ싛폫쪵볹,2006(5).[4]컅,쇵탋뮪,훜붨늨,믆횾잿.뛠닣듎쒣뫽ퟛ뫏움볛램퓚뫚뫓닎뾼컄쿗훐폎쿮쒿뫳움볛훐뗄펦폃[J].쓏쮮놱뗷폫쮮샻뿆벼,2006,4(4).[1]뛅쿾즽,쯯죴쎷,죎뎣쟠.얩듥탅폃짧얩뮧킡뛮탅듻횪쪶뛁놾[5]돂탂풾,믆짜믔.듓탅듻풴엤훃탐튵움볛쒣탍춸쫓탐튵움볛[M].놱뺩:훐맺컯볛돶냦짧,2002.랽램[J].첽쳖,2006(1).ResearchonRiskandEvaluationofFarmersꆯSmallAmountCreditDAILi2xin,LIZe2hong,YANGFang2wen(DeptofEconomyandManagement,NorthChinaElectricPowerUniversity,BaodingHebei071003,China)Abstract:farmersꆯ,itobviouslysuffersnegativeactionsfromlocalfinancialinstitutions(creditunions)ꆯcredit,theloanꆯꆯsmallamountcredit,putsforwardtothefarmersꆯꆯsmallamountcredit,improvethelevelofriskcontrolandsolvethecontradictionofsupplyanddemandbetweenfarmers(includelocalgovernment)andlocalfinancialinstitutes(creditunions).Keywords:farmersꆯsmallamountcredit;riskmanagement;comprehensiveevaluation(짏뷓뗚15튳)훐,퓶볓쳡컊쳢뗄믺믡,틽떼춬톧닎볓쳖싛,쫊펦쳖랽쏦뗄풭틲늻쾲뮶믲헟늻짆폚랢퇔믲닎폫쳖싛;뛾쫇싛ꆣ튻킩춬톧ힼ놸늻릻,믲헟쎻쿂릦럲,쳡늻돶쳖싛뗄뮰쳢ꆣ뛔듋닉좡뗄뛔닟쫇닎뾼컄쿗:붫벤샸믺훆틽죫쳖싛훐,뛔믽벫닎폫쳖싛뗄톧짺,늻싛쯹쳖싛뗄쓚죝쫇럱헽좷[1]췵탅뚫.뛔쫐뎡펪쿺튵톧짺뒴튵쓜솦엠퇸뗄쮼뾼[J].훐맺,뻹룸폫튻뚨뗄럖쫽횵볆죫ퟜ돉벨ꆣ춬쪱퓚붲뿎맽돌뿆벼탅쾢,2007(24):(BeijingInformationScienceandTechnologyUniversity,Beijing100085,China)Abstract:Themarketmarketinglearnstheteachingresultofthecoursetogotothepassimportancetowardscarryingoutaprofessionaldevelop2menttargetofthemarketmarketing,reformthecontentsandwayofthetuitioncourse,stirupstudentstudyofaggressiveandactive,becometheinspiretypeteaching,andtoappearofproblemresearchreasonableandviablecounterplan,:theteachingmethod;reform;theteachingprocess;management24' 1994-2008 China Academic Journal Electronic Publishing House. All rights reserved.
