훐퇫닆뺭듳톧톧놨2001쓪뗚12웚튽쇆놣쿕뗄뫋탄믺훆:튽쇆놣쿕믹뷰쫕횧욽뫢럖컶CoreMechanismofMedicalBenefitsAnalysisonRevenueandExpenditureareBalancedofMedicalBenefitsFunds쇖?쏺LINYu-ming(커몺듳톧릫릲맜샭톧풺ꆡ뫾놱커몺ꆡ430072)[햪ꆡ튪]튽쇆놣쿕믹뷰쫕횧욽뫢,쫇튽쇆놣쿕훆뛈뗃틔쮳샻쪵쪩뗄룹놾놣횤,볈튪돤럖놣헏튽쇆놣쿕믹뷰쫕뷉,폖튪틀뾿훆뛈폫쫐뎡뗄솦솿뷚풼튽쇆럑폃횧돶,잿뮯믹뷰쫕횧욽뫢뗄뗷헻믺훆ꆣAbatract:Revenueandexpenditurearebalancedofmedicalbenefitsfundsisthebasicguaranteewhichtorealizesmoothlymedicalinsurancesystem,wenotonlyensurefullytherevenueofmedicalbene2fitsfunds,butalsosavemedicalexpenseexpenditurebythepowerofsystemandmarket,andstrengthentheadjustmechanismofrevenueandexpenditurearebalancedoffunds.[맘볼듊]튽쇆놣쿕믹뷰ꆡ헋뮧ꆡ뫋쯣Keywords:MedicalbenefitsfundꆡAccountꆡAssess[훐춼럖샠뫅\]ꆡ[컄쿗뇪쪶싫\]Aꆡ[컄헂뇠뫅\]1000-1549(2001)12-0010-05튻ꆢ튽쇆놣쿕믹뷰쫕죫뻶뚨뗄틀뻝ꆶ맺컱풺맘폚붨솢돇헲횰릤튽쇆놣쿕훆뛈뗄뻶뚨ꆷ,좷솢쇋좫맺튽쇆놣쿕쮮욽뗄뫪맛뿘훆뇪ힼ:폃죋떥캻뷉럑싊뿘훆퓚릤ퟜ뛮뗄6%ퟳ폒,룶죋뷉럑릤뇈샽듓놾죋릤뗄2%웰늽ꆣ폃죋떥캻6%ퟳ폒뗄뷉럑쮮욽,쫇룹뻝1996쓪좫맺횰릤튽쇆럑폃햼릤ퟜ뛮뗄%캪틀뻝,뿛돽늻퓚믹놾튽쇆놣쿕랶캧뾪횧뗄샫택죋풱뫍웳튵릤짋ꆢ짺폽튽쇆뗈쿮쒿뫳좷뚨뗄ꆣ튽쇆놣쿕믹뷰살ퟔ폚늻춬쯹폐훆웳튵떥캻ꆢ쫂튵떥캻벰룶죋,쪵탐쿠펦뗄닆헾늹쳹,튽쇆놣쿕믹뷰쫕죫벰펰쿬횸뇪훷튪캪:튽쇆놣쿕믹뷰쫕죫=웳쫂튵떥캻뷉럑+룶죋뷉럑+닆헾늹쳹+샻쾢쫕죫웳쫂튵떥캻뷉럑내헕릤ퟜ뛮돋틔춳돯럑싊뻶뚨;룶죋뷉럑내룶죋릤뗄2%웰늽,룹뻝탨튪,붫뗷헻룶죋뷉럑뇈싊;닆헾늹쳹쫇횸맺볒뫍뗘랽헾뢮캪쇋놣횤튽쇆놣쿕룄룯헽뎣퓋,춨맽맺볒듓닆헾쫕죫훐뛔튽쇆놣쿕믹뷰룸폨뗄늹쳹;내헕믹놾튽쇆놣쿕ꆰ틔쫕뚨횧ꆢ쫕횧욽뫢ꆢ싔폐뷚폠ꆱ뗄풭퓲,샻쾢쫕죫튻냣틔틸탐믮웚듦뿮샻싊뻶뚨,떫맺볒ퟷ캪짧믡놣헏뗄횴탐훷쳥,튪훘쫓뷏짙뚯폃룶죋헋뮧뗄쓪쟡횰릤뗄믽샛헋뮧뗄퓶횵볆쾢컊쳢ꆣ틀뻝훷돉럝럖컶샭싛,펰쿬튽쇆놣쿕믹뷰쫕죫뗄훷튪횸뇪캪:1ꆢ릤쮮욽ꆣ튽쇆놣쿕춳돯럑싊틔릤캪헷뷉믹쫽,릤쮮욽뗄룟뗍횱뷓뻶뚨쇋튽쇆놣쿕믹뷰뗄쫕죫ퟜ솿,죎뫎짙놨싷놨릤ퟜ뛮뗄탐캪뚼늻샻폚튽쇆믹뷰뗄쫕뷉ꆣ틀뻝킽훆뛈뷉럑,튪훘쫓닎놣떥캻짙놨싷놨릤ퟜ뛮뗄컊쳢,헢튻쿖쿳뗄랢짺붫복짙뷉럑ퟜ쫕죫,펰쿬쫕횧10
욽뫢,헾뢮펦맦랶릤맜샭쳥훆,뺡뿬쪵쿖쫕죫릤뮯ꆢ릤믵뇒뮯훆뛈뗄룄룯떽캻ꆣ2ꆢ닎놣싊ꆣ내헕튽톧춳볆맦싉,헦헽뚯폃짧믡춳돯튽쇆믹뷰뗄듳늡뮼헟뷶햼닎놣죋쫽뗄뷏킡뇈샽,떱좻쯦ퟅ샏쓪죋뿚뷡릹뇈샽뗄퓶볓,헢훖믲좻싊폐뿉쓜돊짏짽쟷쫆ꆣ떫듓ퟜ쳥뛸퇔,틀뻝듳쫽램퓲,닎놣떥캻뫍죋쫽풽뛠,튽쇆놣쿕믹뷰쫕죫풽룟,쫍즢럧쿕뗄믹뷰놣헏풽돤ퟣꆣ3ꆢ믹뷰쫕뷉싊ꆣ놣횤닎놣떥캻폫룶죋돤ퟣ뗄쫕뷉싊,뻍쓜돤럖놣헏튽쇆믹뷰뗄ퟣ뛮떽캻,뛸믹뷰쫕뷉싊믡쫜떽룷훖틲쯘뗄펰쿬,튻뚨돌뛈쓑틔놣횤좫늿떽캻,늻뿉뇜쏢뗘펰쿬튽쇆믹뷰뗄쫕죫폫횧돶쮮욽ꆣ4ꆢ춳돯럑싊ꆣ춳돯럑싊펦내헕짧믡놣헏뺫쯣풭퓲폫뛠틲쯘뻶뚨,돶폚맜샭뗄탨튪,춳돯럑싊튪놣돖쿠뛔뗄컈뚨,튻냣놣돖죴룉쓪늻뇤ꆣ5ꆢ췋택죋풱뇈싊벰짺쏼웚췻횵ꆣ췋택죋풱닎볓믹놾튽쇆놣쿕,룶죋늻뷉쓉튽쇆놣쿕럑,뛸뛔볆죫웤룶죋튽쇆헋뮧뗄뇈샽뫍룶죋뢺떣튽쇆럑뗄뇈샽뮹튪룸폨헕맋ꆣ쿔좻,췋택죋풱풽뛠ꆢ풤웚쫙쏼풽뎤,튽쇆놣쿕뗄뢺떣돉놾풽돁훘ꆣ짏쫶횸뇪럖컶훐늻쓑뾴돶,릤쫕죫ꆢ춳돯럑싊ꆢ닎놣싊ꆢ믹뷰쫕뷉싊뻹폫튽쇆놣쿕믹뷰쫕죫돉헽뇈,췋택죋풱뇈싊벰짺쏼웚췻횵폫튽쇆놣쿕믹뷰쫕죫돉랴뇈;퓚좷뚨튻뚨뗄튽쇆쮮욽뗄쟩뿶쿂,릤쫕죫ꆢ닎놣싊ꆢ믹뷰쫕뷉싊폫춳돯럑싊틠돉랴뇈ꆣ듓탂볓웂뗄뺭퇩뾴,훁1997쓪,탂볓웂튽쇆뒢탮헋뮧쳡릩뗄믹뷰퓚헻룶튽쇆횧돶훐뷶햼7%,떫쫇웤돉풱뒢탮헊뮧샛믽뗄좫늿닺ퟣ틔펦뢶탂볓웂4쓪뗄좫맺튽쇆ퟜ횧돶,뺡맜죧듋,탂볓웂죔훷뚯톰쟳듫쪩틔뮺뷢쿖쫕쿖뢶쪽쮰쫕돯뗄튽쇆쳥훆쏦쇙뗄평쓪쟡뒢탮헟쇷쿲쓪샏쿻럑헟뗄듺볊틆컊쳢,뚯풱풤쯣췢뷰살냯훺뷢뻶샏쓪죋뗄튽쇆럑폃컊쳢ꆣ컒맺쒿잰샏쓪죋뿚퓚탂튽쇆훆뛈횮잰믹놾짏쎻폐튽쇆믹뷰믽샛,틀뾿퓚횰횰릤튽쇆믹뷰뗄믽샛살쪵탐듺볊뷨뻟폐쿠떱뗄럧쿕폫톹솦,틀뾿쿖쫕쿖뢶뗄튽쇆놣쿕춳돯믹뷰쓑틔뛉맽죋뿚샏쇤뮯룟럥웚ꆣ퓚뾼싇튽쇆놣쿕룄룯뗄뿉탸랢햹쪱,튻쫇헾뢮펦ퟶ돶뎤웚풤쯣낲업,틔놣횤돤ퟣ뗄튽쇆풴,횧돖튽쇆놣쿕룄룯;뛾쫇샻폃뛠훖뷰죚릤뻟,훘쫓룶죋헋뮧튽쇆믹뷰믽샛뗄놣횵퓶횵,폈웤쫇쓪쟠횰릤,뮼늡믺싊뗍ꆢ룶죋헋뮧믽샛쪱볤뎤,볈튪럀횹믽샛믹뷰놻닰뷨얲폃,폖튪듓뎤훆틋,폐킧뗖폹춨믵엲헍듸살뗄튽쇆쿻럑늻뛔돆뗄럧쿕;죽쫇죃릫훚캪ퟔ벺쿭쫜뗄짧쟸튽쇆럾컱돐떣룼뛠뗄ퟔ뢶틥컱,뛔ퟔ벺뗄뻍튽탐캪뢺퓰,죃쫐뎡뗄솦솿살풼쫸튽쇆횧돶뗄맽뿬퓶뎤;쯄쫇퓚볡돖틔쫕뚨횧ꆢ쫕횧욽뫢뗄믹뒡짏,듓뎤풶ퟅ쿫,쫊뛈뗘뚯첬삩듳튽쇆놣쿕믹뷰뗄믽샛,틔펦뢶캴살짧믡뗄늻닢쫂볾폫죋뿚샏쇤뮯짧믡듸살뗄돁훘뗄튽쇆럑뢺떣ꆣ뛾ꆢ튽쇆놣쿕믹뷰횧돶벰붵뗍튽쇆럑폃럖컶(튻)튽쇆놣쿕훆뛈탔횧돶럖컶1ꆢ룶죋헋뮧폫춳돯헋뮧럖뾪뫋쯣폫횧돶ꆣ펰쿬튽쇆놣쿕믹뷰횧돶틲쯘쫇벫웤뢴퓓뗄,듓뇭쏦짏뾴,횱뷓뇭쿖캪튩욷볛룱ꆢ헯쇆벰볬닩럑폃뗄룟뗍ꆣ룶죋헋뮧훷튪횧뢶킡뛮튽쇆럑폃믲쏅헯튽쇆럑폃,춳돯헋뮧믹뷰훷튪횧뢶듳뛮튽쇆럑폃믲힡풺튽쇆럑폃ꆣ튽쇆놣쿕훆뛈뗄맘볼쫇춨맽훆뚨뿆톧뫏샭뗄튽쇆럑폃뷡쯣냬램,뛔튽쇆놣쿕럑폃쪵탐ퟜ솿뿘훆,놣횤믹뷰쫕횧욽뫢ꆣ퓚횧돶맜샭훐,춳돯믹뷰늻쓜춸횧룶죋헋뮧,틠벴늻쓜쪹폃퇸샏놣쿕훐ꆰ뿕헋ꆱ퓋뗄듺볊뷨벼쫵,헢쫇평폚튽쇆놣쿕룶죋헋뮧늻춬폚퇸샏놣쿕룶죋헋뮧쯹뻶뚨뗄,퇸샏놣쿕룶죋헋뮧튪뗈듽룶죋췋택뫳닅쓜뚯폃,헽쪽랢믓웤퇸샏릦쓜,훆뛈뗄닙ퟷ헟뿉틔퓋폃헢튻ꆰ쪱볤닮ꆱ,퓚춳돯헋뮧믹뷰늻ퟣ쪱,닉폃듺볊뷨벼쫵,춸횧룶죋헋뮧ꆣ뛸튽쇆놣쿕룶죋헋11
뮧뻟폐벴쪱탔ꆢ쓑풤닢탔ꆢ뛒쿖탔뗄쳘뗣,죴춳돯헋뮧춸횧룶죋헋뮧,룶죋튽쇆뗃늻떽벴쪱헯훎,뇘좻랢짺뛔튽쇆놣쿕뗄탅죎캣믺ꆣ쪵쪩튽쇆놣쿕횮뫳,떥캻내6%ퟳ폒뗄춳돯럑싊뷉럑,튻늿럖죫춳돯믹뷰,튻늿럖내쓪쇤뛎뮮늦떽룶죋헋뮧,튻킩쪡ꆢ쫐뮮늦튻늿럖튽쇆믹뷰뷸죫듳뛮튽쇆럑폃뮥훺믹뷰ꆣ룶죋뷉럑볓짏떥캻뮮늦,탎돉룶죋헋뮧ꆣ춳돯헋뮧폫룶죋헋뮧뗄볇헋뇈샽뇘탫쫊뛈,죧맻춳돯믹뷰늻ퟣ,뫜뿉쓜뚯폃룶죋헋뮧,탎돉늿럖ꆰ뿕헋ꆱ퓋;죴룶죋헋뮧볇헋뇈샽맽뗍,퓲믡복죵룶죋춶놣뗄죈쟩ꆣ쒿잰평폚튽쇆럑폃훐춳돯튽쇆믹뷰뗄쪧뿘,퓬돉쇋춳돯믹뷰좱뿚뗄첬쫆,뇘탫듓벼쫵믺훆짏톰쟳풭틲,복짙춳돯믹뷰헋뮧쇷솿뗄맽듳뾪럅ꆣ춬쪱돽쇋닢뛈튽쇆풴쿻뫄틔췢,뮹튪닢뛈뻓쏱짺믮쮮욽ꆢ뮷뺳ꆢ튽쇆벼쫵뷸늽ꆢ풤웚쫙쏼뗈뇤솿뗄펰쿬,붨솢뛠틲쯘럖컶쒣탍,닅쓜헒떽뛠틲쯘횧돶횸뇪폫춶죫뇤솿횮볤뗄맘쾵,잿뮯솽샠믹뷰횧뢶뗄풼쫸솦ꆣ튽쇆룄룯훐폃죋떥캻뷉럑내욽뻹30%ퟳ폒뮮죫룶죋헋뮧,헢퇹춳돯튽쇆믹뷰폫룶죋헋뮧쏷좷뮮럖룷ퟔ뗄횧뢶랶캧늢럖뇰뫋쯣,늻쿠뮥벷햼,뇜쏢쇋춳돯돔헋뮧쿖쿳뗄랢짺ꆣ춬쪱,웰뢶춳돯튽쇆믹뷰뗄뇪ힼ풭퓲뿘훆퓚떱뗘횰릤쓪욽뻹릤뗄10%ퟳ폒,헢튻ꆰ쏅뾲ꆱ뗄짨볆볓듳쇋뚯폃춳돯튽쇆믹뷰뗄럀쿟,뛸ퟮ룟횧뢶뛮뿘훆퓚떱뗘횰릤욽뻹릤뗄4놶ퟳ폒,풤럀쇋뛱틢춸횧믲춳돯튽쇆믹뷰맽럖뗘벯훐퓚짙쫽죋짭짏뛸랢짺튽쇆믹뷰횧뢶캣믺평폚룶죋헋뮧폫춳돯헋뮧폐룷ퟔ뗄횧뢶랶캧,쏅헯튽쇆펦틔룶죋ퟔ놣캪훷,뷚풼맩벺,럀횹쏦맣솿듳뗄쏅헯튽쇆탨쟳폫릩룸뗄떯탔좱뿚,쪹죋쏇ퟔ뻵뗘맦랶ퟔ벺뗄튽쇆탐캪,뷚풼튽쇆럑폃,복쟡웳튵뢺떣,횧돖웳튵룄훆ꆣ뛔폚늻탨튪힡풺훎쇆쟒쏅헯럑폃뷏듳뗄쒳킩쳘탔싽탔늡훖,뿉틔퓊탭퓚쏅헯쪹폃룶죋헋뮧늢뷸죫춳돯튽쇆믹뷰랶캧ꆣ2ꆢ뷧뚨믹놾튽쇆횧돶랶캧ꆣ컒맺2001쓪벰뷱뫳벸쓪쓚튪붫돇헲쯹폐폃죋떥캻횰릤폫돇헲룶쳥뺭볃ퟩ횯튵훷벰듓튵죋풱쓉죫뢲룇랶캧,좻뛸믹놾튽쇆놣쿕쫜훆폚뺭볃랢햹벰헾뢮폫웳튵뗄돐쫜쓜솦ꆣ퓚쒿잰뗄쟩뿶쿂,뇘탫퓚늡훖쒿슼ꆢ폃튩랶캧ꆢ럑폃뇪ힼꆢ헯쇆맦랶뗈랽쏦뚨틥믹놾튽쇆뗄ꆰ믹놾ꆱ랶돫,뮮럖풭퓲탔뗄퓰죎뇟뷧,좷뚨믹놾헯쇆벼쫵ꆢ믹놾튽쇆짺믮럾컱뗄엤훃뇪ힼ,붨솢튩욷놨쿺쒿슼훆뛈ꆣ죧놱뺩쫐맦뚨:춳돯믹뷰훷튪횧뢶힡풺훎쇆뗄럑폃ꆣ쇭췢뮹뿉횧뢶벱헯쟀뻈쇴맛늢쫕죫힡풺훎쇆뗄럑폃(벴힡풺잰7쳬쓚뗄튽쇆럑폃뫍힡풺웚볤뗄럑폃)ꆢ톪튺춸컶ꆢ뛱탔훗쇶럅뮯쇆뫍짶틆횲뾹업틬튩뗄쏅헯튽쇆럑폃ꆣ3ꆢ뛔샫택죋풱폫릫컱풱튽쇆럑폃횧돶쪵쪩폐킧뗷뿘ꆣ샫택죋풱헢튻쳘쫢뗄짧믡좺쳥,늻붨솢룶죋헋뮧,튽쇆럑좫뛮놨쿺,뎬횧쪮럖퇏훘ꆣ죧뫎놣횤샫택죋풱헢튻쳘쫢좺쳥뗄튽쇆,룸폨쯻쏇펦폐뗄쳘쫢듽폶,춬쪱훆풼샋럑,뇘탫뺡뿬붨솢쿠펦뗄럑폃뿘훆믺훆,틔횧돖튽쇆놣쿕룄룯ꆣ듓쒿잰쟩뿶뾴,컒쏇튪맦랶샫택죋풱쿭쫜튽쇆럾컱뗄랶캧뫍뇪ힼ,붨솢룶죋튽쇆럑폃첨헋,폨틔릫늼,쪹떥캻뫍룶죋벰쪱쇋뷢튽쇆럑폃쟩뿶,벰쪱랢쿖컊쳢,폨틔뻀헽ꆣ뛔폚뷡폠튽쇆럑폃뗍폚욽뻹쮮욽뗄샫택죋풱,뿉닉좡쫊떱뗄붱샸헾닟ꆣ릫컱풱튽쇆늹훺횱뷓짦벰떽닆헾뾪횧,펦쏷좷릫컱풱퓚쿭쫜튽쇆럾컱훐뗄듽폶폫뇪ힼ틔싺ퟣ믹놾튽쇆캪훷뗄랽헫,뿉뾼싇붫릫컱풱뗄튽쇆늹훺횱뷓볆죫룶죋헋뮧,폫룶죋헋뮧쪵쪩춳튻맜샭,헢퇹볈뿉랽뇣뻍튽뫍볲뮯럑폃뷡쯣,폖쓜퓚튻뚨돌뛈짏뿘훆튽쇆럑폃뗄퓶뎤ꆣ4ꆢ뚨뗣튽풺뗄훙닃훆뛈벰뷡쯣훆뛈ꆣ퓚뚨뗣튽풺,캪뷚풼튽쇆럑폃횧돶,펦평짧믡놣쿕믺릹ퟩ횯튵벼쫵킡ퟩ,뛔듳늡뷸탐ힼ좷뗄튽쇆뷧뚨,뛔뮼헟퓚뚨뗣튽풺뻍튽믲쫇럱풺헯훎,쫇럱탨튪쪹폃닊즫B뎬ꆢ뚯첬탄뗧춼ꆢCTꆢECTꆢ뫋듅릲헱ꆢ짤욵훎쇆ꆢ톪튺쇷뇤럖12
컶뗈룟탂튽쇆짨놸,뛔폃튩훖샠뫍쫽솿ꆢ틔웷훊탔늡뇤뫍럑폃뷡뫏뗄듳늡뷧뚨뗈틽웰뗄헹틩,룹뻝돶첨뗄폃튩쒿슼뫍튽쇆헯훎맦랶,뷸탐퇏룱뗄웊컶뫍훙닃,ퟶ떽틲늡쪩훎ꆢ뫏샭볬닩ꆢ뫏샭폃튩ꆢ럀횹샋럑ꆣ죧쏀맺붡뾵놣쿕훐닉폃풤쿈짳뫋훆,쯤좻퓶볓쇋5%뗄탐헾럑폃,떫뷚풼쇋10%뗄튽쇆럑폃ꆣ튽풺ꆢ뮼헟ꆢ짧믡놣쿕믺릹죽랽펦퇏룱내헕훙닃쳵뿮믲훙닃킭틩,탐쪹룷ퟔ뗄좨샻ꆢ틥컱뫍퓰죎ꆣ훆뚨뿆톧뫏샭뗄뷡쯣냬램,쓑뛈뷏듳,쯼횱뷓킧폃폚튽쇆럑폃뗄폐킧뿘훆,춬쪱뿉폐킧뷚풼맜샭돉놾폫볲뮯쫖탸,짧놣폫닆헾늿쏅펦퓚틔쫕뚨횧ꆢ쫕횧욽뫢ꆢ싔폐뷡폠뗄풭퓲쿂,ퟛ뫏뾼싇튽쇆믺릹뗄샻틦폫튽쇆믹뷰뗄돐쫜쓜솦,붨솢튽쇆럑폃뷡쯣뗄벨킧움맀횸뇪쳥쾵,ퟜ뷡춳볆맦싉,쳞돽늻뫏샭뾪횧,좷뚨뫏샭뗄튽쇆럑폃쓪뛈퓶뎤쾵쫽ꆣ뛔폚뗍폚쓪뛈퓶뎤쾵쫽뗄뚨뗣튽풺룸폨붱샸,룟폚쓪뛈퓶뎤쾵쫽뗄뚨뗣튽풺튪ퟔ뢺튻뚨뇈샽ꆣ(뛾)튽튩쳥훆룄룯뛔붵뗍튽쇆럑폃뗄킧폃럖컶1ꆢ볛룱뗷뿘폫췆뷸튩욷볛룱뗄쫐뎡뮯ꆣ훐맺쿖폐튩욷짺닺웳튵뷼6000볒,풭폐뗄맺폐웳튵80%뗄튩욷볛룱뚼쫇헾뢮뚨볛,뛸죽웳튵ퟔ평뚨볛ꆣ퓚쫐뎡뺭볃쳵볾쿂,튻랽쏦듦퓚죽웳튵벰뷸뿚튩욷튩볛룟ꆢ믘뿛듳뗄컊쳢,쇭튻랽쏦폖돶쿖맺폐튩뎧짺닺뗄튩욷돉놾폫볛룱떹맒ꆢ뿷쯰짺닺뗄늻헽뎣쿖쿳ꆣ쫐뎡짏룟뚨볛ꆢ룟믘뿛뗄랽쪽,뛱뮯쇋볛룱뷡릹,ퟮ훕냑뢺떣볞떽쿻럑헟춷짏,틖훆쇋튽쇆쳥훆뗄룄룯ꆣ헾뢮뛔튩볛뗄맜샭,뇘탫듓탐헾쫖뛎캪훷뗄맜샭랽쪽,맽뛉떽폃램싉뗄뺭볃뗄쫖뛎뫏샭뗷뷚짺닺ꆢ뺭펪늿쏅뗄샻틦,맄샸웳튵뛠짺닺폅훊볛솮뗄훎쇆탔튩욷,놣횤믹놾튩욷뗄헽뎣짺닺뫍릩펦,쪹튩욷볛룱ퟜ쮮욽믹놾컈뚨ꆣ뛔튩욷ퟷ볛풭퓲ꆢ냬램뷸탐룄룯뫍탞뚩,쫊떱복짙맺볒뚨볛뗄욷훖랶캧,볓잿뛔슢뛏탔ꆢ릩늻펦쟳튩욷뗄볛룱맜샭,뇘튪쪱훆뚨ퟮ룟쿞볛ꆣ헻뛙튩욷쇷춨쟾뗀폫쇷춨쫐뎡,볓잿뛔튩욷짺닺탭뿉횤뗄맜샭,맦랶웳튵볛룱탐캪ꆣ뛔튻킩튩욷쪵탐샻죳싊쮮욽뿘훆,훆횹놩샻탐캪ꆣ2ꆢ쪵탐튩욷닉릺릫뾪헐뇪훆뛈ꆣ짧놣뚨뗣튽풺쪵탐튩욷닉릺릫뾪헐뇪,틑퓚놱뺩ꆢ맣훝뗈돇쫐쫗뾪쿈뫓,튽튩릩펦짌닎폫훐뇪ꆢ움뇪맽돌훐,컀짺늿쏅ꆢ튩욷볠뚽맜샭늿쏅벰릤짌컯볛늿쏅뷸탐볠뚽,뿉틔놣횤헐뇪릤ퟷ뗄릫욽폫릫헽,튻랽쏦폐샻폚붵뗍튩욷볛룱,폐킧뗘럀횹톰ퟢ쿖쿳뗄랢짺,쇭튻랽쏦뿉돤럖놣횤춶뇪떥캻튩욷뗄탅폾폫훊솿,복짙뮼헟뛔튩욷훊솿쎿쓪뻓룟늻쿂뗄춶쯟싊,붵뗍튽쇆놣쿕룄룯돉놾ꆣ3ꆢ쪵탐뚨뗣튽풺폫뚨뗣쇣쫛튩뗪뗄뺺헹믺훆붵뗍튽쇆럾컱폫튽튩욷볛룱ꆣ엤뫏붨솢튽튩펪훆뛈,훰늽쪵탐튽ꆢ튩뺭펪럖샫,틔쿻돽튽짺싒뾪튩랽뗄풭뚯솦,쒣쓢맺췢냗즫쫐뎡뗄ퟷ램,붨솢튽풺돶랽ꆢ튩뗪쫛튩ꆢ횰릤횱뷓릺튩뗄훆뛈ꆣ내헕맺볊춨탐맦랶,뚨뗣튽쇆믺릹뗄톡퓱내헕폐샻폚듙뷸튽쇆컀짺풴뗄폅뮯엤훃,쳡룟튽쇆컀짺풴뗄샻폃킧싊,듙뷸튽쇆믺릹뫏샭뺺헹,붵뗍튽쇆럾컱돉놾,쳡룟튽쇆럾컱훊솿,폐샻폚듙뷸럖벶튽쇆ꆢ쮫쿲헯쳥쾵뗄붨솢;폐샻폚닎놣죋풱랽뇣뻍튽늢뫏샭틽떼뮼헟룼뛠뗘샻폃믹닣튽쇆럾컱;폐샻폚볦맋ퟛ뫏폫뿆ꆢ훐튽폫컷튽뫏샭늼뻖,탎돉췸싧ꆣ뚨뗣쇣쫛튩뗪맜샭튪맦뚨튩뗪펦뻟놸뗄룱뫍쳵볾,룱짳닩뫍좷뚨돌탲,쳡릩뒦랽뫍췢엤럾컱뗄맜샭뫍볠뚽듫쪩ꆣ폃튩랶캧맜샭냬램퓲맦뚨쇋쓉죫믹놾튽쇆놣쿕폃튩랶캧튩욷뗄믹놾쳵볾,튩욷쒿슼뗄럖샠벰웤훆뚨뗄맜샭좨쿞ꆣ죽ꆢ튽쇆놣쿕훆뛈쫕횧욽뫢럖컶죧뫎쪵쿖튽쇆놣쿕훆뛈뗄쫕횧욽뫢,벴튪퓶쫕ꆢ폖튪뷚횧,튻냣닉좡놻뚯뗷헻폫훷뚯맜13
샭뗄듫쪩,캬쾵튽쇆놣쿕훆뛈뗄쫕횧욽뫢ꆣ(튻)놻뚯뗷헻듫쪩1ꆢ놻뚯뗘쳡룟춳돯럑싊믲룶죋뷉럑싊ꆣ퓚튽쇆놣쿕믹뷰뷴헅ꆢ퇏훘죫늻럳돶뗄쟩뿶쿂,욵랱뗘쳡룟춳돯럑싊믲룶죋뷉럑싊,쏖늹튽쇆믹뷰돠ퟖ,헢럇뎣늻샻폚튽쇆놣쿕훆뛈뗄붨솢,죝틗틽웰닎놣떥캻믲룶죋뗄늻싺폫뗀뗂럧쿕뗄뷸튻늽짽벶ꆣ풽쫇죋뿚샏쇤뮯돌뛈볓짮ꆢ벲늡뗷헻뇤뮯볓뿬,풽튪뷷럀춳돯럑싊뗷헻폫룶죋뷉럑싊뗄쯦틢탔ꆣ2ꆢ놻뚯쪵쪩닆헾늹쳹ꆣ헾뢮튪뢺퓰튻늿럖훆돉놾,헢컞뿉뫱럇,떫컒쏇튪룼뛠뗘샻폃쫐뎡뗄솦솿살붵뗍튽쇆놣쿕뗄룄룯돉놾ꆣ삩듳맺볒닆헾튽쇆놣쿕횧돶펦룼뛠뗘뾼싇죋뿚샏쇤뮯뗄뎤웚햽싔,뾼싇뛔돇쿧욶삧죋뿚뗄튽쇆뻈훺컊쳢,뛔튽쇆놣쿕놾짭훆뛈뮯퓋틲쯘돶쿖뗄쫕횧쎬뛜,퓲펦뷷짷닉좡닆헾늹쳹뗄뫳탸훎샭헾닟ꆣ(뛾)훷뚯맜샭듫쪩1ꆢ틔짧믡놣헏뺫쯣풭퓲뿆톧뗘좷뚨춳돯럑싊폫룶죋뷉럑싊ꆣ틀뻝튽쇆놣쿕뗄춳볆맦싉,ퟛ뫏뾼싇샺쪷쇏룷쿠맘횸뇪폫잰햰풤웚횸뇪,죧쏅헯싊ꆢ늡훖랢늡싊ꆢ춳돯믹뷰쪹폃싊ꆢ룶죋헋뮧쪹폃싊ꆢ죋뿚샏뮯돌뛈ꆢ믹뷰쫕뷉싊ꆢ벲늡럧쿕룅싊ꆢ욽뻹엢뢶싊뗈횸뇪뷸탐뿆톧닢쯣ꆢ풤닢폫싛횤,퓚볡돖틔쫕뚨횧ꆢ쫕횧욽뫢ꆢ싔폐믽샛뗄믹뒡짏좷뚨쿠뛔컈뚨뗄춳돯럑싊,룶죋뷉럑싊튲펦내헕뺫쯣풭퓲폐볆뮮뗘뷸탐ꆣ2ꆢ틀뻝듳쫽램퓲쫕횧욽뫢풭샭얬솦삩듳튽쇆놣쿕뗄뢲룇쏦ꆣ튻냣살쮵,쿠뛔쓪쇤뷡릹욫쟡뗄럇릫폐훆웳튵,튽쇆럑폃뢺떣늻룟,평폚좨샻폫틥컱뗄퓝쪱늻뛔뗈,듓뛸퓬돉헢킩럇릫폐훆웳튵뛔튽쇆놣쿕룄룯듸폐튻뚨뗄뗖뒥쟩탷ꆣ삩듳뢲룇쏦릤ퟷ훐튪뷢뻶쓪쇤뷡릹욫쟡뗄럇릫폐훆웳튵뛔튽쇆놣쿕뗄죏춬컊쳢,헾뢮튻쫇튪ퟶ뫃헾닟뗄뷢쫍폫탻뒫릤ퟷ;뛾쫇늻쓜퓬돉틲캪룶죋헊뮧믽샛뛮풽뛠,샫쪹폃짧믡춳돯튽쇆믹뷰뗄쏅볷풽룟뗄ꆰ좨샻쿠뛔냾뛡룐ꆱ,룶죋헋뮧믽샛뛮풽룟,룶죋헋뮧쪹폃췪뇏뫳뷸죫룶죋뛎뗄ퟔ뢶뇈샽폫쪹폃춳돯믹뷰뗄ퟔ뢶뇈샽쿠펦뗷뗍;죽쫇뿉틔뷨본짌튵튽쇆놣쿕뗄ퟶ램,퓚뿉쓜뗄쳵볾쿂,내헕럇릫폐훆웳튵뗄쓪쇤뷡릹벰짺닺쳵볾뗄럧쿕뗈벶좷뚨뷉럑싊ꆣ믲쫇닎뾼퇸샏놣쿕삩듳뢲룇쏦릤ퟷ훐닉좡뗄ꆰ뗍뷸뗍돶램ꆱ,뾼싇럇릫폐훆웳튵뗄튽쇆놣쿕닎놣컊쳢ꆣ3ꆢ쪵쪩튽쇆놣쿕룄룯폫튽튩쳥훆쮫훘룄룯붵뗍튽쇆럑폃ꆣ헢튻컊쳢퓚짏쫶튽쇆놣쿕믹뷰횧돶폫붵뗍튽쇆럑폃럖컶훐틑ퟷ쇋쿪쾸싛쫶,튽쇆놣쿕룄룯폫튽튩쳥훆룄룯뻹짦벰훘듳뗄뫪맛쳥훆뮻컊쳢,솽듳룄룯뇘탫춬늽뷸탐,늻뿉욫웄,캧죆쫕횧욽뫢헢튻쏼쳢,튽쇆놣쿕훆뛈퓋탐훐튪뷸튻늽붵뗍룄룯돉놾폫훆뛈돉놾,볓뿬럑쮰뗄룄룯늽랥,췪짆룷쿮훆뛈;튽튩쳥훆룄룯탨튪듓랴뛔뢯냜폫ꆰ죽룶듺뇭ꆱ헢튻헾훎룟뛈살쟐쪵닉좡듫쪩,당돽좨솦톰ퟢ뗄뚾쇶,헦헽폅뮯튽쇆놣쿕뗄췢캧뿕볤살횧돖튽쇆놣쿕룄룯뗄붡뾵랢햹,뮹샏냙탕튻룶쏷쏷냗냗뗄튽쇆쿻럑ꆣ4ꆢ붨솢뛠횧훹튽쇆놣쿕쳥쾵,쪵쿖쫕횧욽뫢ꆣ퓚닎볓믹놾튽쇆놣쿕뗄좺쳥훐,쿠떱늿럖쿂룚횰릤ꆢ췋택죋풱ꆢ쫕죫뗍쿂뗄돇헲욶삧좺쳥,튻떩퓢폶듳늡,쓑틔횧뢶ퟔ뢶뗄튽쇆럑폃,룼쓑틔횧뢶ꆰ럢뚥ꆱ틔췢뗄튽쇆횧돶,헢퇹,뛔룶쳥뛸퇔,튽쇆믹뷰뗄믽샛폫횧돶늻쓜쪵쿖욽뫢,웈쟐탨튪붨솢뛠횧훹튽쇆놣쿕쳥쾵럖즢횧뢶럧쿕,컒맺튻킩돇쫐짨솢쇋짧믡튽쇆뻈훺믹뷰뫍듳뛮튽쇆뮥훺믹뷰,폐킧뗘뷢뻶쇋죵쫆좺쳥뗄튽쇆놣헏컊쳢,폐쳵볾뗄웳쫂튵떥캻뫍룶죋,춨맽닎볓늹돤튽쇆놣쿕ꆢ짌튵튽쇆놣쿕,뿉틔싺ퟣ튽쇆쿻럑뗄룼룟닣듎탨쟳ꆣ뿉틔쮵,뛠횧훹튽쇆놣쿕쳥쾵뗄붨솢,뻍쫇풤럀쫕횧럧쿕뗄폐킧웁헏ꆣ(퓰죎뇠벭:싳캰)14
