2006쓪뗚3웚즽뚫짧믡뿆톧ꆡퟜ뗚127웚컒맺탅듻쫐뎡뗄벯훐폫벯훐뛈럖컶돂맺솢(즽뚫듳톧뺭볃톧풺,즽뚫볃쓏ꆡ250100)[햪튪]ꆡ컒맺믵뇒헾닟뒫떼믺훆ퟷ폃뗄랢믓룼뛠뗘쫇춨맽탅듻뗄쟾뗀쫍럅돶살,탅듻뷸뛸돉캪펰쿬뒢탮쿲춶뮻뫍횧돖뺭볃퓶뎤뗄맘볼뷰죚튪쯘ꆣ컒맺탅듻쫐뎡벯훐뛈붵뗍뇭쏷,틸탐탅듻쫐뎡뺺헹쓜솦늻뛏퓶잿,쫐뎡뷡릹돊쿖듓맑햼쿲슢뛏뺺헹뗄맽뛉;탅듻쫐뎡벯훐폫웤쯹뇭쿖뗄쫐뎡벨킧늻뛔돆;탅듻쫐뎡뗄벯훐룼뛠뗘뇭쿖캪퓚탐튵ꆢ쯹폐훆ꆢ웚쿞ꆢ쟸폲뗈랽쏦뗄늻뻹뫢럖늼ꆣ[맘볼듊]ꆡ쫐뎡뷡릹;ꆡ틸탐탅듻;ꆡ벯훐뛈[훐춼럖샠뫅]ꆡ[컄쿗뇪쪶싫]Aꆡ[컄헂뇠뫅]1003ꆪ4145\[2006\]03ꆪ0106ꆪ05ꆡꆡ튻냣살쮵,놾ꆢ탅듻뫍믵뇒쫐뎡릹돉뗄뷰죚쫐짨쒳A틸탐뗄듻뿮ퟜ뛮캪X,뗚i룶틸탐뗄듻뎡듺뇭쇋뺭볃믮뚯뗄튻룶믹놾랽쏦ꆣ퓚컒맺뷰죚룄뿮뛮캪X,i틸탐뗄쫐뎡럝뛮캪Si,폖짨CRn캪틸탐룯짮뮯뫍랢햹뗄맽돌훐,컒쏇ퟔ뻵믲늻ퟔ뻵뗘톡퓱튵훐ퟮ듳뗄n룶틸탐쯹햼쫐뎡럝뛮횮뫍,퓲폐:쇋틔틸탐훐뷩캪믹뒡뗄뷰죚뷡릹,퓚헢퇹뗄잰쳡쿂,nxn믵뇒헾닟뒫떼믺훆ퟷ폃뗄랢믓룼뛠뗘쫇춨맽탅듻뗄CRin=6=6Sii=1Xi=1쟾뗀쫍럅돶살,탅듻뷸뛸돉캪펰쿬뒢탮쿲춶뮻샻폃헢튻횸뇪,룹뻝쒳틸탐튵뗄CR1,CR2,ꆭ뫍횧돖뺭볃퓶뎤뗄맘볼뷰죚튪쯘ꆣ틲듋CRn쫽횵믦돉쟺쿟,뿉틔랴펳뫍뇈뷏쳘뚨탅듻쫐뎡,퇐뺿탅듻쫐뎡뗄벯훐폫벯훐뛈뛔쇋뷢컒맺뷰죚쫐뎡뗄헻쳥퓋훐듳틸탐듻뿮ퟜ솿뗄맦쒣럖늼ힴ뿶ꆣ탐ힴ뿶뻟폐쿖쪵틢틥ꆣ(뛾)싥싗듄쟺쿟뫍벪쓡쾵쫽튻ꆢ쫐뎡벯훐뛈뗄훷튪볆솿랽램헢튻횸뇪훷튪폃살랴펳닺튵쓚웳튵맦쒣럖늼ힴ쫐뎡뗄벯훐훷튪쫇횸퓚쫐뎡짏죴룉볒ퟮ듳웳튵뿶,튻냣틔싥싗듄쟺쿟(LorenzCurve)벰벪쓡쾵쫽쯹뻟폐뗄뛔닺욷볛룱ꆢ닺욷훖샠ꆢ닺욷뒴탂쯹닺짺뗄(GiniCoefficient)뇭쪾ꆣ뛔뻸듳뛠쫽닺튵살쮵,벪쓡펰쿬ꆣ벯훐뛈뗄룟뗍퓚튻뚨돌뛈짏랴펳쇋룃쫐뎡쯹쾵쫽ퟜ쫇퓚0뫍l횮볤ꆣ퓚헢샯벪쓡쾵쫽풽뷓뷼폚뻟폐뗄뺺헹믲슢뛏쳘헷ꆣ뎣볻뗄폃폚볆솿뫍럖컶쫐쇣,틸탐듻뿮폠뛮럖늼풽쫇뻹뗈,뛸벪쓡쾵쫽풽뷓뷼뎡벯훐뛈뗄벸룶훷튪릤뻟폐:폚1,쮵쏷틸탐듻뿮폠뛮럖늼뗄닮틬풽듳,쫐뎡벯훐(튻)탐튵벯훐뛈(놴뛷횸쫽)뛈풽룟ꆣ쯼튻냣틔닺튵훐ퟮ듳뗄n룶웳튵쯹햼쫐뎡럝뛮(죽)뫕럒듯뛻횸쫽뗄샛볆쫽햼헻룶닺튵쫐뎡뗄뇈샽살뇭쪾,폃쯼살쏨뫕럒듯뛻횸쫽(HI)튲돆뫕쾣싼ꆪꆪꆪ뫕럒듯뛻횸쫶탅듻쫐뎡뗄벯훐뛈(ConcentrationRatio),뿉틔에뚨쫽(Hirschman-HerfindahlIndex),헢룶횸뇪ퟮ돵평A컒맺탅듻쫐뎡뗄뻸뛔벯훐돌뛈,튲뿉틔폫웤쯻맺볒ꆤ뫕쾣싼(AꆤHirschman)쳡돶,1950쓪평룧싗뇈퇇듳뻍헢튻쫐뎡뗄벯훐뛈뷸탐뇈뷏,춬쪱뮹뿉틔뛔뇈맺톧뗄Oꆤ뫕럒듯뛻퓚쯻뗄늩쪿싛컄ꆶ룖쳺튵뗄벯훐ꆷ쓚웤쯻탐튵뗄벯훐뛈쟩뿶ꆣ훐뷸튻늽닻쫶ꆣ평폚쯼볦폐뻸뛔벯훐뛈뫍쿠뛔벯훐쫕룥죕웚:2006-01-12ퟷ헟볲뷩:돂맺솢(1963-),쓐,즽뚫듳톧뺭볃톧풺늩쪿퇐뺿짺ꆣ1ꆡ06' 1994-2014 China Academic Journal Electronic Publishing House. All rights reserved.
뛈횸뇪뗄폅뗣,춬쪱쓜뇜쏢솽헟좱뗣뗄쳘뗣,틲뛸죕(튻)듻뿮퓚룷틸탐볤뗄럖늼뫍뇤뮯틦놻죋쏇쯹훘쫓ꆣ1ꆢ듻뿮퓚틸탐볤뗄럖늼ꆣ룃횸쫽폃릫쪽뇭쪾캪:뷘횹2004쓪12퓂,컒맺틸탐릹돉캪4볒맺폐NxNNHi2틸탐ꆢ3볒맺볒헾닟탔틸탐ꆢ10볒막럝훆틸탐ꆢ113볒I=6(=6S2i=6SiꆤSii=1X)i=1i=1돇쫐짌튵틸탐뫍150볒얩탅짧벰웤쯻폐맦쒣뗄킡탍쪽훐,짨N캪탅듻쫐뎡훐틸탐ퟜ쫽,웤쯻ퟖ쒸뗄몬뷰죚믺릹,쇭폐뷼3췲룶킡탍뷰죚뷨듻ퟩ횯ꆣ틥춬잰ꆣ헢튻횸뇪뗄몬틥쫇:쯼룸쎿룶틸탐뗄듻뿮컒맺탅듻폠뛮뗄럖늼돊쿖쯄룶뇈뷏쏷쿔뗄틸탐쫐뎡럝뛮Si튻룶좨쫽,헢룶좨쫽뻍쫇웤쫐뎡럝뛮놾랽헳,햼뻝쫐뎡럝뛮냫뇚붭즽뗄맺폐틸탐ퟷ캪뗚튻짭ꆣ뿉볻쯼뛔듳틸탐쯹룸뗄좨쫽뷏듳,뛔웤쫐뎡럝췅뛓,샎샎뿘훆ퟅ50%틔짏뗄럝뛮,햼뇈캪58.뛮튲랴펳뗃뇈뷏돤럖ꆣ횸쫽횵풽듳,벯훐뛈풽룟,랴83%;웤듎쫇3볒맺볒헾닟탔틸탐,햼뇈캪%;횮퓲풽뗍ꆣ퓙듎쫇막럝훆짌튵틸탐,ퟮ뫳쫇평벸냙볒돇쫐짌튵뛾ꆢ컒맺탅듻쫐뎡벯훐폫벯훐뛈뗄쪵횤럖컶틸탐뫍얩듥탅폃짧ퟩ돉뗄킡탍쏱펪뷰죚믺릹ꆣ놾컄룅삨뗄탅듻쫐뎡뷡릹냼몬솽랽쏦뗄쓚죝:쏱볤뗘쿂탅듻틲컞램좡뗃ힼ좷쫽뻝맊쎻폐쇐죫(1)듻뿮퓚룷틸탐볤뗄럖늼ힴ뿶,쳘뇰쫇늻춬맦쒣뗄춳볆랶캧,떫뻝좨췾늿쏅맀볆,2004쓪컒맺쏱볤뗘틸탐퓚탅듻믮뚯훐쯹뒦뗘캻뫍쿠펦뗄럖릤;(2)틸탐쿂탅듻ퟜ뛮풼캪7200틚풪ꆣ평듋췆쯣,쯼풼햼좫늿퓚듻뿮ퟓ쫐뎡,죧퓚뎤웚듻뿮ꆢ뛌웚듻뿮쫐뎡틔벰퓚틸탐탅듻ퟜ뛮뗄%ꆣ쒳튻탐튵ꆢ닺튵ꆢ웳튵듻ퟜ솿훐쯹햼뗄뇈훘ꆣ2ꆢ2000쓪훁2004쓪듻뿮벯훐뛈뇤뮯쟩뿶(볻뇭1)ꆣ뇭12000쓪-2004쓪듻뿮폠뛮잰13볒틸탐CRn쫽횵떥캻:틚풪CRn2000쓪2001쓪2002쓪2003쓪2004쓪%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%ꆡꆡ쇏살풴:ퟷ헟룹뻝ꆶ훐맺뷰죚쓪본ꆷꆶ,훐맺죋쏱틸탐춳볆벾놨ꆷꆢ룷짌튵틸탐ꆶ쓪놨ꆷ헻샭ꆣꆡꆡ뇭1쫇뛔2000쓪틔살,잰13볒듳틸탐듻뿮벯짏쫶럖컶뗄뷡싛,뿉틔룅삨캪솽뗣:튻쫇탅듻벯훐뛈CRn횵뗄럖컶,CR42000쓪캪%,떽2004훐뛈헻쳥쿂붵7룶냙럖뗣,쮵쏷훐킡짌튵틸탐쫐뎡쓪캪%ꆣ헢훖ힴ뿶튻랽쏦쮵쏷,맺폐짌튵틸럝뛮퓶볓뷏뿬,뺺헹쓜솦늻뛏쳡룟;뛾쫇쫽뻝뗄샺쪷탐틀좻쫇탅듻쫐뎡뗄훷쳥뫍맑햼헟,쇭튻랽쏦튲뿉럖컶뇭쏷,탅듻쫐뎡뷡릹헽퓚쟄좻랢짺뇤뮯,쫐뎡훐틔뾴떽,CR4컥쓪살쿂붵뷼10룶냙럖뗣,쮵쏷웤쯻뺺헹솦솿퓚늻뛏믽샛뫍퓶잿,슢뛏솦솿퓚늻뛏복죵짌튵틸탐뗄쫐뎡럝뛮퓚퓶볓,쫐뎡뺺헹쓜솦퓚쳡룟ꆣ뫍쮥췋ꆣCR13헻쳥쿂붵7룶냙럖뗣,쮵쏷웤쯻훐킡틸탐뗄쫐(뛾)듻뿮뗄웚쿞뷡릹럖늼뎡럝뛮퓚삩듳,컒맺헻쳥탅듻쫐뎡뗄벯훐뛈퓚붵뗍ꆣ듻뿮뗄웚쿞뷡릹훷튪쫇횸뛌웚듻뿮,튻냣횸튻캪쇋룼뷸튻늽쏨쫶컒맺틸탐듻뿮뗄쫐뎡럖늼,쓪(몬튻쓪)틔쿂웚쿞듻뿮,훐웚듻뿮캪죽쓪떽컥쓪퓚쫕벯쿠맘쫽뻝뗄믹뒡짏볆쯣쇋컒맺잰13캻틸탐웚뗄듻뿮,컥쓪틔짏웚쿞뗄듻뿮캪뎤웚듻뿮(볻뇭뗄HI횵ꆣ(볻뇭2)3)ꆣ1ꆡ07' 1994-2014 China Academic Journal Electronic Publishing House. All rights reserved.
뇭22000쓪-2004쓪틸탐듻뿮뫕럒듯뛻횸쫽HI2000쓪2001쓪2002쓪2003쓪2004쓪ꆡꆡ쇏살풴:ퟷ헟룹뻝ꆶ훐맺뷰죚쓪본ꆷꆶ,훐맺죋쏱틸탐춳볆벾놨ꆷꆢ룷짌튵틸탐ꆶ쓪놨ꆷ헻샭ꆣ뇭3듻뿮웚쿞폠뛮벰햼뇈떥캻:틚풪쓪럝뛌웚듻뿮훐뎤웚듻뿮ퟜ뛮뛌웚햼뇈훐뎤웚햼뇈2000쓪%%2001쓪%%2002쓪%%2003쓪%%2004쓪%%2005쓪6퓂%%ꆡꆡ쇏살풴:ퟷ헟룹뻝ꆶ훐맺뷰죚쓪본ꆷꆶ,훐맺죋쏱틸탐춳볆벾놨ꆷꆢ룷짌튵틸탐ꆶ쓪놨ꆷ헻샭ꆣꆡꆡ뇭3뛔2000쓪틔살컒맺틸탐튵뗄듻뿮웚쿞럖(죽)듻뿮뗄쯹폐훆럖늼뫍벯훐늼ퟶ쇋횱맛뗄쏨쫶ꆣ컒맺뷼쓪살듻뿮뎤웚뮯쟷쿲퇏럖컶탅듻뗄쯹폐훆럖늼,뿉틔듓쇭튻룶쫓뷇에훘,뇭4훐뗄폐맘쫽뻝횧돖쇋헢튻뷡싛,벴듻뿮폐듓뛏컒맺틸탐탅듻쫐뎡뗄쏱펪뮯쟷쫆뫍돌뛈ꆣ1990뛌웚쿲훐뎤웚벯훐뗄쟷쫆ꆣ2000쓪훐뎤웚듻뿮횻쓪듺틔살,쫀뷧룷맺컞싛쫇랢듯맺볒뮹쫇랢햹훐맺폐28%,뛸떽쇋2005쓪헢튻뇈샽뎬맽쇋44%,퓶럹볒,틸탐튵쏱펪뮯쯙뛈쏷쿔볓뿬ꆣ뛠쫽맺볒뗄헾뢮듯14룶냙럖뗣ꆣ쪵볊짏,볓짏쿖쪵듻뿮훐뗄뛌듻뎤뚼죏캪쫊뛈뗘뾪럅틸탐튵,죃쏱펪놾뷸죫룃쇬폲,햼틲쯘,훐뎤웚듻뿮펦틑뎬맽50%ꆣ듻뿮웚쿞뗄맽폐샻폚틸탐쫐뎡벨킧뗄쳡룟ꆣ뇭4쫇뛔컒맺2000뛈삭뎤,뗈폚삭뎤쇋틸탐듻뿮뗄럧쿕웚,놾쫐뎡죚쓪훁2004쓪맺폐틸탐폫럇맺폐틸탐듻뿮폠뛮럖늼킧싊뗍쿂쫇헢훖ힴ뿶뗄훘튪돉틲횮튻ꆣ뗄쏨쫶ꆣꆡꆡ뇭4틸탐듻뿮쯹폐훆럖늼떥캻:틚풪쓪럝맺폐짌튵틸탐듻뿮럇맺폐짌튵틸탐듻뿮폠뛮퓶뎤싊햼뇈폠뛮퓶뎤싊햼뇈2000쓪%%2001쓪%%%%2002쓪%%%%2003쓪%%%%2004쓪%%%%ꆡꆡ쇏살풴:ퟷ헟룹뻝ꆶ훐맺뷰죚쓪본ꆷꆶ,훐맺죋쏱틸탐춳볆벾놨ꆷꆢ룷짌튵틸탐ꆶ쓪놨ꆷ헻샭ꆣꆡꆡ뇭4쿔쪾,맺폐폫럇맺폐틸탐듻뿮폠뛮솬쓪퓶뎤,떫맺폐틸탐퓶쯙킡폚럇맺폐틸탐,쟒퓶쯙퓶뎤싊1ꆡ08' 1994-2014 China Academic Journal Electronic Publishing House. All rights reserved.
틠킡폚럇맺폐틸탐ꆣ헢쮵쏷맺폐틸탐쯤좻햼뻝탅듻(쯄)듻뿮뗄쟸폲럖늼쫐뎡뗄슢뛏뗘캻,떫웤쯻쯹폐훆돉럖짌튵틸탐뗄탅놾컄톡좡4볒맺폐짌튵틸탐좫맺룷뗘뗄듻뿮폠듻쫐뎡뺺헹솦헽훰늽퓶잿ꆣ뛮,ퟷ캪뛔럖컶듻뿮쟸폲럖늼뗄쇏(볻뇭5)ꆣ뇭5맺폐짌튵틸탐듻뿮쟸폲럖늼떥캻:틚풪틸탐쏻돆훘뗣쟸폲뎤붭죽뷇훞훩붭죽뷇훞뮷늳몣뫏볆럇훘뗣쟸폲ퟜ볆릤짌틸탐폠뛮햼뇈얩튵틸탐폠뛮햼뇈훐맺틸탐폠뛮햼뇈붨짨틸탐폠뛮햼뇈쯄탐뫏볆폠뛮햼뇈ꆡꆡ쇏살풴:ퟷ헟룹뻝ꆶ훐맺뷰죚쓪본ꆷꆶ,훐맺죋쏱틸탐춳볆벾놨ꆷꆢ룷짌튵틸탐ꆶ쓪놨ꆷ헻샭ꆣꆡꆡ평뇭5뿉볻,헢4볒맺폐짌튵틸탐퓚뺭볃뷏캪뮧ퟜ뮧쫽평풭살뗄12000뮧붵훁1900뮧,붵럹듯랢듯뗄훩죽뷇ꆢ뎤죽뷇ꆢ뮷늳몣뺭볃쟸듻뿮폠뛮햼뇈84%ꆣ듻뿮풴쏷쿔쿲듳뗄뿍뮧벯훐ꆣ뻝춳볆룃탐쏷쿔뷏룟ꆣ늻떽좫맺쯄럖횮튻뗄죋뿚ퟜ솿,좴펵폐잰쪮캻듳뿍뮧듻뿮폠뛮햼룃탐좫늿듻뿮뗄67%,듻뛾럖횮튻틔짏뗄틸탐탅듻쫐뎡럝뛮ꆣ듻뿮쿲뺭볃랢뿮뗄뿍뮧벯훐쟷쫆쏷쿔ꆣ듯뗘쟸벯훐뗄쟷쫆쏷쿔,막럝훆짌튵틸탐뗄럖횧믺쏱볤뗘쿂탅듻틔쏱펪훐킡웳튵캪뷨듻뛔쿳,틔릹짨훃믹놾짏뚼퓚랢듯뗘쟸뗄쪡믡돇쫐뫍뚫쓏퇘몣믱좡룟뛮샻쾢믘놨ퟷ캪뺭펪쒿뇪,뷼쓪살룃샠죚돇쫐ꆣ평듋틽돶뗄컊쳢쫇죧뫎뾴듽헢튻벯훐쟷쫆뛔믮뚯랢햹톸쯙ꆣ듓헽쏦틢틥짏붲쫇뛔컒맺짌튵틸탐늻랢듯뗘쟸뗄펰쿬ꆣ탅듻쫐뎡좱쪧뗄늹돤뫍뻀듭ꆣ떫듓쇭튻랽쏦뾴,쏱(컥)헾닟탔탅듻폫쏱볤탅듻뗄쓦쿲랢햹볤탅듻뗄맽뿬랢햹튲믡뛔쿖폐뗄탅듻쫐뎡뷡릹닺짺헾닟탔틸탐탅듻맦쒣뗄뿬쯙삩헅뫍쏱볤뗘쿂탅뇈뷏듳뗄돥믷,헢훖늻쓉죫맺볒헽뎣볠맜뗄탅듻탐듻쫐뎡뗄엮늪랢햹릹돉쇋컒맺뷼쓪살탅듻쫐뎡랢햹캪뗄맽뛈엲헍믡룸컒맺믵뇒헾닟뗄횴탐듸살뫜듳뗄뗄튻듳쳘즫ꆣ컒맺헾닟탔틸탐ퟔퟩ붨틔살,냩쯦맺쎤쟸ꆣ볒믹뒡짨쪩붨짨뗄뿬쯙랢햹뫍맺볒뛔얩튵ꆢ췢쎳뗄죽ꆢ뷡싛듳솦횧돖,듻뿮럝뛮훰쓪볓듳,2004쓪쒩폠뛮듯떽놾컄닉폃닺튵ퟩ횯톧폐맘쫐뎡벯훐뛈닢쯣벰쫐22188틚풪,퓚헻룶탅듻쫐뎡훐햼폐%뗄럝뎡뷡릹뮮럖뗄뎣폃럖컶릤뻟:CRn횸쫽ꆢ벪쓡쾵쫽ꆢ뛮ꆣ폫듋춬쪱,컒맺쏱볤뗘쿂탅듻쫐뎡랢햹쯙뛈쏷뫕럒듯뛻횸쫽뛔컒맺탅듻쫐뎡뷡릹뷸탐쇋뗄벯훐쮮쿔볓뿬,뻝좨췾늿쏅맀볆,2004쓪ퟜ솿뎬맽7200틚욽뗄볆솿,늢뛔탎돉뗄풭틲뷸탐쇋볲튪뗄뷢컶,뻝듋풪,2005쓪퓲폐췻뿧맽8000틚풪듳맘ꆣ뗃떽틔쿂뷡싛:헾닟탔틸탐탅듻맦쒣뗄톸쯙삩헅횧돖쇋맺볒믹1ꆢ틸탐탅듻쫐뎡뺺헹쓜솦늻뛏퓶잿,쫐뎡뷡릹뒡탐튵붨짨,럶횲쇋쿠맘닺튵뗄랢햹,떫춬쪱튲뛔짌돊쿖듓맑햼쿲슢뛏뺺헹뗄맽뛉쟷쫆ꆣ튵틸탐탅듻쫐뎡퓬돉벷톹,벴톹쯵쇋폐뷏룟쫐뎡벨뷼5쓪살,럇맺폐짌튵틸탐쫐뎡럝뛮짏짽뷼10킧뗄짌튵틸탐탅듻쫐뎡뗄췘햹뿕볤ꆣ뷼쓪살헾닟탔룶냙럖뗣,헢쮵쏷맺폐짌튵틸탐뗄쫐뎡슢뛏뗘캻쫜틸탐폫짌튵틸탐퓚쒳킩슢뛏탔탐튵헹쿠럅듻,뻍늿떽풽살풽뛠뗄쳴햽,탅듻쫐뎡훷쳥뺺헹쓜솦퓚쳡룟ꆣ럖뗘쮵쏷쇋헢훖쿖쿳,평듋틽랢뗄듻뿮뿍뮧벯훐쿖훐킡틸탐탅듻쫐뎡럝뛮뗄늻뛏삩듳,컒맺헻쳥탅듻쿳튲펦틽웰훘쫓ꆣ룹뻝뇊헟뛔튻볒짌튵틸탐튻벶럖쫐뎡뗄벯훐뛈퓚붵뗍ꆣ틸탐탅듻쫐뎡뷡릹헻쳥짏헽탐뗄뿍뮧뷡릹뗷닩,2000쓪떽2005쓪,듻뿮램죋뿍퓚평맑햼탍쿲슢뛏뺺헹탍맽뛉ꆣ1ꆡ09' 1994-2014 China Academic Journal Electronic Publishing House. All rights reserved.
2ꆢ탅듻쫐뎡벯훐폫웤쯹뇭쿖뗄쫐뎡벨킧늻뛔ퟔ좻죋뗄듻뿮죧내뷒듻뿮ꆢ쿻럑듻뿮퓲룕룕웰늽,폫돆ꆣ맺췢짌튵틸탐뗄듻뿮뷡릹뇈뷏뇈샽늻릻뻹뫢ꆣ튻냣훐맺틸탐튵뗄룟벯훐슢뛏풴폚탐헾뇚생,떫헢살쮵,랢듯맺볒짌튵틸탐듻뿮훐,램죋뿍뮧듻뿮폠뛮훖맑햼뫍슢뛏좴쎻폐룸맺폐짌튵틸탐듸살뷏룟뗄쫕뗄뇈훘폫룶죋듻뿮폠뛮뗄뇈훘쿠떱,폐킩맺볒죧쏀틦ꆣ쿠랴,슢뛏뗄쫐뎡룱뻖뮹떼훂탅듻엤룸뫍짌튵맺ꆢ볓쓃듳뗄튻킩짌튵틸탐잰헟폫뫳헟뗄뇈샽풼캪틸탐탅듻닺ힴ뿶뗄뛱뮯ꆣ뿉쫇룹뻝닺튵ퟩ횯샭3:7ꆣ컒맺뛠쫽틸탐헢튻뇈샽캪2:8ꆣ틸탐뛔램죋싛,ퟷ캪쫐뎡뷡릹훘튪틲쯘뗄탐튵벯훐뛈폫쫐뎡벨뿍뮧듻뿮벯훐뛈뫜룟,폈웤쫇튻킩막럝훆짌튵틸탐킧횮볤펦룃돊헽쿠맘맘쾵ꆣ헢쫇틲캪,퓚룟벯훐뛈뫍짧쟸뷰죚믺릹,램죋뿍뮧듻뿮폈캪벯훐ꆣ훐킡웳탐튵훐뗄듳웳튵뷏죝틗뫏쒱슢뛏,쫐뎡횧엤쓜솦잿,튵듻뿮쓑ꆢ죚쓑뗈컊쳢튲뻍늻쓑샭뷢ꆣ뛔듳뿍뮧듓뛸닺짺뷏룟뗄욽뻹샻죳싊ꆣ컒맺탅듻쫐뎡뗄룟뛈뗄탅듻벯훐,웤쪵튲퓌님ퟅ럧쿕뗄벯훐ꆣ벯훐폫웤쫐뎡벨킧뗄늻뛔돆쮵쏷,룄짆컒맺틸탐탅듻뿮뗄쟸폲럖늼퓲뇭쏷쇋듻뿮폫룷뗘쟸GDP듻쫐뎡뗄벨킧뇈룄짆탅듻쫐뎡뷡릹룼캪웈쟐ꆣ뗄헽쿠맘맘쾵,퓚틸탐탅듻ퟷ캪훷죚쟾뗀뗄컒맺,3ꆢ탅듻쫐뎡뗄벯훐룼뛠뗘뇭쿖캪퓚탐튵ꆢ쯹폐듻뿮쫇횧돖튻룶뗘쟸뺭볃퓶뎤뗄랢뚯믺뫍훺췆웷ꆣ훆ꆢ웚쿞ꆢ쟸폲뗈랽쏦뗄늻뻹뫢럖늼ꆣ뇊헟퓸뛔늿럖뗘쟸뗄듻뿮폫떱뗘GDP뗄맘솪돌뛈룸돶훐맺탅듻쫐뎡슢뛏믲맑햼뗄뷡싛탨튪룼뛠ퟷ맽쿠맘럖컶,랢쿖잰헟폫뫳헟뗄쿠맘쾵쫽캪0.뗄쫽뻝뫍횤뻝횧돖,틲듋,놾컄톡좡쇋돽짌튵틸탐틔97,쫇룟뛈헽쿠맘ꆣ듻뿮쿲뚫쓏퇘몣뗄벯훐쟷쫆룼췢뗄폐맘쫽뻝,냼삨헾닟탔틸탐퓚쓚뗄듻뿮뗄탐튵볓횧돖헢튻뷡싛ꆣ뮻퇔횮,컷늿잷랢듯뗘쟸햼폐뗄럖늼ꆢ웚쿞럖늼ꆢ훖샠럖늼ꆢ쯹폐훆럖늼ꆢ쟸폲럖늼뗈탅듻풴풶풶뗍폚뚫늿GDP돉뎤뷏뿬뗄뗘쟸ꆣ탂폐맘쫽뻝쇏,춬쪱뷨폃쇋폐맘늿쏅뛔쏱볤뷨듻뗄탍막럝훆짌튵틸탐뗄듻뿮럖늼헢튻쟣쿲룼캪쏷쿔ꆣ맀쯣쫽뻝,ퟷ캪뛔짏쫶뷡싛뗄뷸튻늽횧돖뫍탞헽ꆣ탅듻쫐뎡뗄맽뛈벯훐,펰쿬쇋뒢탮쿲춶뮻듓헢킩뻟쳥쫽뻝뗄헻샭뷡맻살뾴,훐맺탅듻쫐뎡뗄뗄킧싊,튲뻍쫇쮵,떱잰탅듻뷡릹틑늻쫊펦뺭볃랢햹벯훐뫍슢뛏늻뷶뷶쫇듻뿮퓚룷틸탐볤뗄벯훐폫슢뗄튪쟳ꆣ퓚헢훖놳뺰쿂,쏱볤뗄ꆢ뗘쿂뗄탅듻뿬쯙랢뛏,뛸쟒퓚탐튵ꆢ쯹폐훆ꆢ웚쿞뷡릹ꆢ쟸폲뗈랽쏦뚼듦햹뻍돉캪튻훖뇘좻ꆣ퓚뷏듳뗄늻욽뫢ꆣ짏쫶뻟쳥탅듻ퟓ쫐뎡뗄벯훐뫍슢뛏,랴삡돶컒맺짌튵틸탐쫐뎡뷡릹떱훐듦퓚뗄짮닣닎뾼컄쿗:듎컊쳢ꆣ퓚뛔탅듻쫐뎡뗄뷸튻늽쾸럖횮뫳,컒쏇뮹1ꆢ십붨쳃ꆶ:뷡릹폫탐뚯-훐맺닺튵ퟩ횯퇐뺿ꆷ\[M\]죋,쏱듳톧돶냦믡랢쿖짧,1999ꆣ,듻뿮럖늼쯹폐훆뗄벯훐ꆢ웳튵뗄벯훐(쿞폚쇏뗄쏴룐탔,퓚듋쎻폐틽폃폐맘쫽뻝)헢킩쿖쿳늻2ꆢ폚솢ꆢ췵톯ꆶ:떱듺컷랽닺튵ퟩ횯톧ꆷ\[M\]뚫,놱닆뺭듳톧돶냦짧,뷶랢짺퓚맺폐짌튵틸탐,뛸쟒탂붨뗄막럝훆짌튵틸2002ꆣ탐ꆢ쏱펪틸탐튲폐ꆰ맺폐ꆱ쟩뷡,탅듻뷰뗄뻸듳뛠쫽3ꆢ랮쏷첫ꆶ:뷰죚뷡릹폫듻뇒뒫떼믺훆ꆷ\[M\]훐,맺짧믡뿆톧돶냦짧,뚼춶쿲쇋슢뛏탔탐튵뫍웳튵ꆣ2005ꆣ듻뿮뗄웚쿞뷡릹퓲폐쿲훐뎤웚벯훐뗄쟣쿲ꆣ웤4ꆢ싞ꆡꆶ:맺폐짌튵틸탐쫐뎡쫆솦럖컶ꆷ\[J\]뷰,죚퇐뺿,2003(10)ꆣ쪵5ꆢ[쏀]쇵틗쮼ꆤ뾨늼싞:ꆶ닺튵ퟩ횯떼싛ꆷ\[M\]죋,쏱폊뗧돶냦짧,,퓚짌튵틸탐뛌웚듻뿮뗄쿂쏦뮹틾님ퟅ듳솿뗄뛌2002ꆣ듻뎤폃듻뿮,헢킩듻뿮쿠떱튻늿럖틑뺭쪵볊뮯캪6ꆢ,conductinabankingmonopoly,ReviewofIndustrial웳튵뗄ꆰ닺튵놾ꆱ,볓횮틸탐뫍웳튵쿠맘죋풱뇋듋Organization20:.뗄쒬웵,틑폐쿠떱뗄ꆰ탔ꆱ,뫜쓑떽웚쫕믘ꆣ7ꆢTedMallet,AnindyaSen,DoesLocalCompetitionImpactInterestRates훖샠뗄벯훐훷튪뇭쿖퓚램죋뿍뮧뫍럇램죋뿍뮧ChargedonSmallBusinessLoans?EmpiricalEvidencefromCanada,Re2듻뿮럖늼뗄늻뻹뫢ꆣ평폚샺쪷뗄풭틲,뷼쓪살컒맺viewofIndustrialOrganization19:.틸탐튵폈웤쫇맺폐틸탐뛔럇램죋뿍뮧(훷튪쫇횸킡웳튵)췋돶럹뛈뷏듳,벴돶쿖뗄ꆰ쾧듻ꆱ쿖쿳;춬쪱뛔(퓰죎뇠벭:쿾욽E-mail:luanxiaoping@)1ꆡ10' 1994-2014 China Academic Journal Electronic Publishing House. All rights reserved.
