SWIFT 엠통 MT 4XX SWIFT MT4XX COLLECTION 췐쫕 췐쫕뗄뚨틥 췐쫕뷡쯣랽쪽쫇평싴랽뾪솢믣욱캯췐돶뿚뗘틸탐춨맽웤퓚맺췢뗄럖탐믲듺샭탐쿲싲랽쫕좡믵뿮뗄튻훖뷡쯣랽쪽 췐쫕랽쪽뗄훷튪떱쫂죋쿠뮥볤맘쾵벰SWIFT놨컄룱쪽퓚웤훐뗄펦폃쿺 믵 뫏 춬 뢶뿮죋 캯췐죋 쫩췐쫕룺짪떥쟫믣욱돐뛒뢶뿮뻜뢶붻떥몽별췐쫕캯췐쫩룺떥믣욱 MT410좷죏쫕쾤캯췐쫩 䵔㐹?춨횪뻜뢶췐쫕탐䵔㐰?춨횪뢶뿮 䵔㐱?춨횪돐뛒듺쫕탐 MT 910춨횪죫헊MT 202뎥뢶 쟥쯣쾵춳 췐쫕탐뗄듺샭탐 듺쫕탐뗄듺샭탐 1 ??
SWIFT 엠통 MT 400 SWIFT MT400 ADVICE OF PAYMENT 뢶뿮춨횪 MT400랶캧 헢쫇평듺쫕탐랢룸췐쫕탐믲평듺쫕탐뗄럖탐랢룸췐쫕탐믲췐쫕탐뗄럖탐틠뿉평듺쫕탐랢룸쇭튻볒듺쫕탐폃살춨횪췐쫕쿮쿂뗄뢶뿮믲늿럖뢶뿮틔벰룃췐쫕뿮쿮뗄뷡쯣뗄놨컄룱쪽 MT400룱쪽M = Mandatory O = Optional Status Tag Field Name Content/Options M 20 Sending Bank’s TRN 16x M 21 Related Reference 16x M 32a Amount Collected A, B or K M 33A Proceeds Remitted 6!n3!a15d O 52a Ordering Bank A or D O 53a Sender’s Correspondent A, B or D O 54a Receiver’s Correspondent A, B or D O 57a Account With Bank A or D O 58a Beneficiary Bank A, B or D O 71B Details of Charges 6* 35x O 72 Sender to Receiver Information 6* 35x O 73 Details of Amounts Added 6* 35x MT400폲쪹폃맦퓲 1. 돽럇폲53a폫폲54a춬쪱돶쿖럱퓲폲57a늻뗃쪹폃 2. 폲32a뫍폲33A쯹돶쿖뗄믵뇒럻뫅뇘탫튻훂 MT400폲쿪쫶 폲20랢놨탐뗄뇠뫅 쇐쏷랢놨탐뗄췐쫕뇠뫅 룃폲늻쓜틔럻뫅/뾪춷벰뷡캲춬쪱뇠뫅훐늻쓜돶쿖럻뫅// 폲21폐맘튵컱뇠뫅 쇐쏷쫕놨탐뗄췐쫕뇠뫅 폲32a듺쫕뷰뛮 쇐쏷췐쫕캯췐쫩짏쯹쇐뗄떽웚죕벰뢶뿮죋틑횧뢶믲펦뢶뗄놾뷰믵뇒뷰뛮 떱듋폲톡쿮캪A쪱벴32A뇭쪾떽웚죕틑좷뚨 떱듋폲톡쿮캪B쪱벴32B뇭쪾컞램좷뚨떽웚죕 떱듋폲톡쿮캪K쪱벴32K뇭쪾떽웚죕퓚쒳튻뛎쪱웚뫳웤훐듺싫D듺뇭틔죕캪볆쪱2
SWIFT 엠통 MT 400 떥캻듺싫M듺뇭틔퓂캪볆쪱떥캻 떱듋폲톡쿮캪K쪱벴32K폐틔쿂듺싫뇭쪾쳘뚨쪱볤 ST 볻욱뫳 GA 믵컯떽듯죕뫳 BE 믣욱잩랢죕뫳 ID 랢욱잩랢죕뫳 CC 퓚믵컯쟥맘뫳 TD 퓋쫤떥뻝잩랢죕뫳 FD 퓚믵컯뺭쪳욷튩컯볬퇩뫳 XX 볻폲72뗄쮵쏷 FP 뗚튻듎쳡쪾뫳 죧 32K:D060STUSD1000 뇭쪾볻욱뫳60쳬 32K:M001IDUSD1000 뇭쪾랢욱죕웚뫳튻룶퓂뢶뿮 폲33A믣돶뷰뛮 쇐쏷믣돶뿮쿮뗄웰쾢죕믵뇒뫍뷰뛮룃뷰뛮춨뎣캪폲32a훐뗄뷰뛮볓짏폲73훐뗄뷰뛮복좥폲71B훐뗄뷰뛮 폲52a듺쫕탐 떱랢놨탐늻쫇듺쫕탐뛸쫇랢놨탐뗄럖탐믲웤쯻틸탐쪱룃폲쇐쏷듺쫕탐 폲53a랢놨탐뗄듺샭탐 쇐쏷랢놨탐뗄헊뫅믲랢놨탐뗄럖탐믲쇭튻볒틸탐랢놨탐붫춨맽룃헊뮧믲틸탐쿲췐쫕탐횧뢶췐쫕뿮쿮 힢죧놨컄캴돶쿖폲53a뫍54a벴뇭쪾틑붫쪹폃랢놨탐폫쫕놨탐횮볤뗄떥쿲횱뷓헊뮧뷸탐쟥쯣 폲54a쫕놨탐뗄듺샭탐 쇐쏷쫕놨탐뗄럖탐믲쇭튻볒틸탐췐쫕뿮쿮붫춨맽룃탐횧뢶쫕놨탐 힢죧놨컄캴돶쿖폲53a뫍54a벴뇭쪾붫퓋폃랢놨탐폫쫕놨탐횮볤뗄떥쿲횱뷓헊뮧뷸탐쟥쯣 폲57a헊뮧탐 횻폐퓚쫕놨탐붫춨맽폲54a쯹쇐틸탐틔췢뗄틸탐쫕떽폲33A훐쯹쇐뿮쿮닅뿉쪹폃룃폲쪹폃룃폲쪱웤쓚죝펦뫍랢놨탐랢쯍뗄MT202믲MT203놨컄훐폲57a훐뗄쓚죝튻훂 폲58a쫕뿮탐 폲71B럑폃쾸쒿 쇐쏷틑듓듺쫕ퟜ뛮훐뿛돽뗄럑폃 힢룃폲횻폐퓚럑폃폫췐쫕뷰뛮뇒훖튻훂쪱쪹폃죧늻튻훂펦폃폲72쇐쏷럑폃뿉쪹폃쿂쇐듺싫쮵쏷럑폃 /AGENT/ 듺샭짌펶뷰 /TELECHAR/ 뗧톶럑폃 /COMM/ 컒탐럑폃 /CORCOM/ 컒듺샭탐럑폃 /DISC/ 짌튵헛뿛 /INSUR/ 놣쿕럑 /POST/ 폊럑 /STAMP/ 펡뮨쮰 /WAREHOUS/ 닖뒢럑 룃폲훐뗄죎뫎듺싫뇘탫틔/뇭쪾쟒뇘탫돶쿖퓚튻탐뗄뾪춷돂쫶탔뗄폯뻤늻쓜틔/뾪춷펦쇭웰튻탐쟒쫇룃폲ퟮ뫳튻쿮탅쾢 3
SWIFT 엠통 MT 400 폲72뢽퇔 뿉톡폃쿂쇐듺싫 /BNF/ 쿂쇐뢽퇔룸쫕뿮탐 /REC/ 쿂쇐뢽퇔룸쫕놨탐 /TELEBEN/ 폃뿬뷝폐킧뗄뗧톶랽쪽춨횪쫕뿮탐 /PHONBEN/ 폃뗧뮰춨횪쫕뿮탐뫳룺뗧뮰뫅싫 /ALCHAREF/ 쫜욱죋뢶뿮죋뻜뢶쯹폐럑폃 /OUCHAREF/ 쫜욱죋뢶뿮죋뻜뢶컒랽럑폃 /UCHAREF/ 쫜욱죋뢶뿮죋뻜뢶쓣랽럑폃 폲73뢽볓뷰뛮쏷쾸 쇐쏷뢽볓퓚듺쫕놾뷰짏뗄뷰뛮 힢룃폲횻폐퓚뢽볓뷰뛮폫췐쫕뷰뛮뇒훖튻훂쪱쪹폃죧늻튻훂붫쪹폃폲72쇐쏷헢킩럑폃뿉쪹폃쿂쇐듺싫쮵쏷럑폃 /INTEREST/ 듺쫕뷰뛮뗄샻쾢 /RETCOMM/ 듺쫕탐횧뢶뗄쫖탸럑 /YOURCHAR/ 췐쫕탐캯췐듺쫕탐쫕좡뗄럑폃 MT400뻙샽 쿣룛튻엺볛횵USD28,뗄믵컯돶뿚떽뗂맺BEASHKHH붫폐맘떥뻝별췹DEUTSCHE BANK 냬샭췐쫕틔쿂쫇DEUTDEHH쿲BEASHKHH랢쯍뗄뢶뿮춨횪 DEUTDEHH뗄뇠뫅 6004575289D3 BEASHKHH뗄뇠뫅 OC2099000006 듺쫕뷰뛮 USD28, 횧뢶쳵볾 벴웚 럑폃 믣돶뷰뛮 USD28, 웰쾢죕 1999쓪3퓂3죕 1 INCOMING MSG MT 400 SENDER’S BIC DEUTDEHHBXXX RECEIVER’S BIC BEASHKHHXXX :20:6004575289D3 :21:OC2099000006 :32K:D000STUSD28050, :33A:990303USD28030, :53A:CITIUS33XXX :71B:SWIFT CHARGES USD20,00 4
SWIFT 엠통 MT 410 SWIFT MT410 ACKNOWLEDGEMENT 좷죏 MT410랶캧 헢쫇평듺쫕탐랢쯍룸췐쫕탐믲평튻볒듺쫕탐랢룸쇭튻볒듺쫕탐폃살좷죏쫕떽췐쫕캯췐쫩뗄놨컄룱쪽돽럇쇭폐뇭쫶룃놨컄뇭쪾듺쫕탐붫내헕캯췐쫩돐냬룃튵컱 MT410룱쪽M = Mandatory O = Optional Status Tag Field Name Content/Options M 20 Sending Bank’s TRN 16x M 21 Related Reference 16x M 32a Amount Acknowledged A, B or K O 72 Sender to Received Information 6*35x MT410ힼ퓲 l 죧듺쫕탐붫늻ퟱ톭ICC췐쫕춳튻맟샽놨컄훐펦쏷좷뇭쫶 l MT410놨컄뿉틔냼몬떥뇊믲뛠뇊탅쾢떱냼몬뛠뇊탅쾢쪱뇘탫쫇튻룶췐쫕튵컱쿮쿂뗄튵컱훁짙췐쫕탐펦쫇춬튻볒틸탐 l 뛔짦벰솽훖믲솽훖틔짏믵뇒뗄췐쫕캯췐쫩뇘탫폃솽럝믲솽럝틔짏뗄MT410놨컄럖뇰폨틔좷죏 l MT410늻쓜폃폚좷죏MT405맢욱췐쫕 MT410폲쪹폃맦퓲 1. 폲20폲21뫍폲32a퓚늢뇊쪱뿉톭뮷훘뢴쪹폃떫ퟮ뛠늻쓜뎬맽쪮듎 2. MT410훐룷탲쇐폲32a쯹뇭쪾뗄믵뇒럻뫅뇘탫튻훂 M410폲쿪쫶 폲20 랢놨탐뗄뇠뫅 쇐쏷듺쫕탐뇠뫅 폲21 폐맘튵컱뇠뫅 쇐쏷쫕놨탐뗄췐쫕뇠뫅죧뇠뫅뎤뛈뎬맽16룶ퟖ럻퓲쳮죫듺싫SEE72폐맘뇠뫅붫퓚폲72훐쇐쏷 5
SWIFT 엠통 MT 410 폲32 a듺쫕뷰뛮 쇐쏷췐쫕캯췐쫩짏쯹쇐뗄떽웚죕벰좷죏뗄놾뷰믵뇒뷰뛮 떱듋폲톡쿮캪A쪱벴32A뇭쪾떽웚죕틑좷뚨 떱듋폲톡쿮캪B쪱벴32B뇭쪾컞램좷뚨떽웚죕 떱듋폲톡쿮캪K쪱벴32K뇭쪾떽웚죕퓚쒳튻뛎쪱웚뫳웤훐듺싫D듺뇭틔죕볆쪱떥캻듺싫M듺뇭틔퓂캪볆쪱떥캻 떱듋폲톡쿮캪K쪱벴32K폐틔쿂듺싫뇭쪾쳘뚨쪱볤 ST 볻욱뫳 GA 믵컯떽듯죕뫳 BE 믣욱잩랢죕뫳 ID 랢욱잩랢죕뫳 CC 퓚믵컯쟥맘뫳 TD 퓋쫤떥뻝잩랢죕뫳 FD 퓚믵컯뺭쪳욷튩컯볬퇩뫳 XX 볻폲72뗄쮵쏷 FP 뗚튻듎쳡쪾뫳 죧 32K:D060STUSD1000 뇭쪾볻욱뫳60쳬 32K:M001IDUSD1000 뇭쪾랢욱죕웚뫳튻룶퓂뢶뿮 폲72뢽퇔 뿉톡폃쿂쇐듺싫 /REC/ 쿂쇐캪룸쫕놨탐뗄뢽퇔 /DRAWEE/ 맘폚쫜욱죋뢶뿮죋뗄쟩뿶늻쿪쟫쳡릩룼쿪쾸쟩뿶 /FORWARD/ 컒탐틑붫룃췐쫕튵컱컒…럖탐쟫뺶잢룃럖탐 MT410뻙샽 냄듳샻퇇쒳뿍뮧웤췹살틸탐쫇ANZ BANKING GROUPMELBOURNE쿲쿣룛쒳뿍뮧웤췹살틸탐쫇BEASHKHH뷸뿚볛횵캪USD34,뗄쎱ퟓBEASHKHH쿲ANZBAU3M 별쯍뢽폐튻헅벴웚믣욱뗄떥뻝냬샭췐쫕 1 INCOMNG MSG MT 410 SENDER’S BIC ANZBAU3MXXX RECEIVER’S BIC BEASHKHHXXX :20:SD1BI039285 :21:OC6099000049 :32K:D000STUSD34185, 6
SWIFT 엠통 MT 412 SWIFT MT412 ADVICE OF ACCEPTANCE 돐뛒춨횪 MT412랶캧 헢쫇평듺쫕탐랢쯍룸췐쫕탐믲평튻볒듺쫕탐랢룸쇭튻볒듺쫕탐폃살춨횪쫕놨탐쒳췐쫕캯췐쫩쿮쿂뗄튻헅믲뛠헅믣욱틑돐뛒뗄놨컄룱쪽 MT412룱쪽M = Mandatory O = Optional Status Tag Field Name Content/Options M 20 Sending Bank’s TRN 16x M 21 Related Reference 16x M 32A Maturity DateCurrency CodeAmount 6!n3!a15d Accepted O 72 Sender to Received Information 6*35x MT412ힼ퓲 l MT412놨컄뿉틔냼몬떥뇊믲뛠뇊탅쾢떱냼몬뛠뇊탅쾢쪱뇘탫쫇튻룶췐쫕튵컱쿮쿂뗄튵컱훁짙췐쫕탐펦쫇춬튻볒틸탐 MT412폲쪹폃맦퓲 1. 폲20폲21뫍폲32A퓚늢뇊쪱뿉톭뮷훘뢴쪹폃떫ퟮ뛠늻쓜뎬맽쪮듎 2. MT412훐룷탲쇐폲32a쯹뇭쪾뗄믵뇒럻뫅뇘탫튻훂 MT412폲쿪쫶 폲20 랢놨탐뗄뇠뫅 쇐쏷듺쫕탐튵컱뇠뫅 폲21 폐맘튵컱뇠뫅 쇐쏷췐쫕탐뗄췐쫕튵컱뇠뫅죧뇠뫅뎤뛈뎬맽16룶ퟖ럻퓲쳮죫듺싫SEE72폐맘뇠뫅붫퓚폲72훐쇐쏷 폲32A틑돐뛒췐쫕뿮쿮뗄떽웚죕믵뇒뫍뷰뛮 7
SWIFT 엠통 MT 412 폲72뢽퇔 뿉톡폃쿂쇐듺싫 /REC/ 쿂쇐캪룸쫕놨탐뗄뢽퇔 /DOMICIL/ 룃췐쫕튵컱틑평…틸탐뒦샭 /HOLD/ 틑돐뛒믣욱쿖평컒쏇놣맜떽웚붫룹뻝쓣탐튪쟳쳡쪾늢튪쟳뢶뿮 /RETURN/ 돐뛒믣욱틑몽폊쓣탐 /ALCHAREF/ 쫜욱죋뢶뿮죋뻜뢶쯹폐럑폃 /OUCHAREF/ 쫜욱죋뢶뿮죋뻜뢶컒랽럑폃 /UCHAREF/ 쫜욱죋뢶뿮죋뻜뢶쓣랽럑폃 MT412뻙샽 1 INCOMING MSG MT 412 SENDER’S BIC BARCGB22XXX RECEIVER’S BIC BEASHKHHXXX :20:MRIC6021001 :21:OC45099000001 :32A:990302USD3574,26 1 INCOMING MSG MT 412 SENDER’S BIC ANZBAU3MXXX RECEIVER’S BIC BEASHKHHXXX :20:ID000714/3073 :21:OC4098000047 :32A:990316USD23341,51 :72:YR KOWLOON BR. HK 8
SWIFT 엠통 MT 420 SWIFT MT420 TRACER 닩톯 MT420랶캧 헢쫇평췐쫕탐랢쯍룸듺쫕탐믲평듺쫕탐랢룸쇭튻볒듺쫕탐폃살닩톯췐쫕쿮쿂별돶뗄떥뻝뗄놨컄룱쪽 MT420룱쪽M = Mandatory O = Optional Status Tag Field Name Content/Options M 20 Sending Bank’s TRN 16x M 21 Related Reference 16x M 32a Amount Traced A, B or K O 30 Date of Collection Instruction 6!n O 59 Drawee [/34x] 4*35x O 72 Sender to Received Information 6*35x MT420ힼ퓲 l 룃놨컄룱쪽뻟폐쏅뗄췐쫕쿮쿂닩톯릦쓜듋쪱늻펦룃쪹폃MT495룱쪽 l MT420놨컄뿉틔냼몬떥뇊믲뛠뇊탅쾢떱냼몬뛠뇊탅쾢쪱뇘탫쫇튻룶췐쫕튵컱쿮쿂뗄튵컱훁짙췐쫕탐펦쫇춬튻볒틸탐 l 뛔MT420뷸탐믘뢴뗄헽좷놨컄룱쪽캪MT422 MT420폲쪹폃맦퓲 1. 폲20폲21뫍폲32a퓚늢뇊쪱뿉톭뮷훘뢴쪹폃떫ퟮ뛠늻쓜뎬맽쪮듎 2. MT420훐룷탲쇐폲32a쯹뇭쪾뗄믵뇒럻뫅뇘탫튻훂 MT420폲쿪쫶 폲20 랢놨탐뗄뇠뫅 쇐쏷랢놨탐뇠뫅 폲21 폐맘튵컱뇠뫅 쇐쏷듺쫕탐뗄뇠뫅죧MT410훐20뗄쓚죝죧컞듺쫕탐뗄뇠뫅벴캴쫕떽듺쫕탐뗄좷죏룃폲쓚펦쳮죫듺싫NONREF듋쪱놨컄뇘탫쪹폃폲59 9
SWIFT 엠통 MT 420 폲32 a닩톯뷰뛮 쇐쏷췐쫕캯췐쫩짏쇐쏷뗄떽웚죕벰닩톯쯹짦벰뗄ퟜ뗄췐쫕뷰뛮믲쒳튻뇊췐쫕뷰뛮 떱듋폲톡쿮캪A쪱벴32A뇭쪾떽웚죕틑좷뚨 떱듋폲톡쿮캪B쪱벴32B뇭쪾컞램좷뚨떽웚죕 떱듋폲톡쿮캪K쪱벴32K뇭쪾떽웚죕퓚쒳튻뛎쪱웚뫳웤훐듺싫D듺뇭틔죕볆쪱떥캻듺싫M듺뇭틔퓂캪볆쪱떥캻 떱듋폲톡쿮캪K쪱벴32K폐틔쿂듺싫뇭쪾쳘뚨쪱볤 ST 볻욱뫳 GA 믵컯떽듯죕뫳 BE 믣욱잩랢죕뫳 ID 랢욱잩랢죕뫳 CC 퓚믵컯쟥맘뫳 TD 퓋쫤떥뻝잩랢죕뫳 FD 퓚믵컯뺭쪳욷튩컯볬퇩뫳 XX 볻폲72뗄쮵쏷 FP 뗚튻듎쳡쪾뫳 죧 32K:D060STUSD1000 뇭쪾볻욱뫳60쳬 32K:M001IDUSD1000 뇭쪾랢욱죕웚뫳튻룶퓂뢶뿮 폲30췐쫕캯췐쫩죕웚 쇐쏷췐쫕캯췐쫩뗄죕웚죧췐쫕캯췐쫩틑놻탞룄룃죕웚죔캪풭췐쫕캯췐쫩뗄죕웚 폲59쫜욱죋뢶뿮죋 룃폲쇐쏷쫜욱죋뢶뿮죋죧맻컞듺쫕탐뗄뇠뫅놨컄뇘탫쪹폃룃폲틔뇣폚듺쫕탐뒦샭 폲72뢽퇔 MT420뻙샽 1999쓪3퓂2죕CREDITO ITALIANO 쿲BEASHKHH닩톯튻뇊뷰뛮캪ITL27,227,760뗄췐쫕튵컱쟩뿶평폚늻횪뗀듺쫕탐뗄뇠뫅놨컄쪹폃쇋59삸 1 INCOMING MSG MT 420 SENDER’S BIC CRITITMMDIR RECEIVER’S BIC BEASHKHHXXX :20:500011230943 :21:NONREF :32K:D000STITL27227760, :30:981203 :59:XYZ CO HONGKONG 10
SWIFT 엠통 MT422 SWIFT MT422 ADVICE OF FATE AND REQUEST FOR INSTRUCTIONS 춨횪떥뻝쟩뿶늢튪쟳룸폨횸쪾 MT422랶캧 헢쫇평듺쫕탐랢쯍룸췐쫕탐믲평듺쫕탐랢룸쇭튻볒듺쫕탐폃살춨횪쫕놨탐맘폚듺쫕탐쫕떽뗄췐쫕떥뻝쟩뿶뗄놨컄룱쪽 MT422룱쪽M = Mandatory O = Optional Status Tag Field Name Content/Options M 20 Sending Bank’s TRN 16x M 21 Related Reference 16x O 32a Amount of Collection AB or K O 72 Sender to Receiver Information 6 * 35x O 75 Queries 6 * 35x O 76 Answers 6 * 35x MT422ힼ퓲 l MT422놨컄쾵폃폚듰뢴닩톯MT420놨컄 l MT422놨컄뿉틔냼몬떥뇊믲뛠뇊탅쾢떱냼몬뛠뇊탅쾢쪱뇘탫쫇튻룶췐쫕튵컱쿮쿂뗄튵컱훁짙췐쫕탐펦쫇춬튻볒틸탐 MT422폲쪹폃맦퓲 1. 폲20폲21뫍폲32a퓚늢뇊쪱뿉톭뮷훘뢴쪹폃떫ퟮ뛠늻쓜뎬맽쪮듎 2. 폲72폲75벰폲76퓚놨컄훐훁짙뇘탫돶쿖튻룶 3. MT422훐룷탲쇐폲32a쯹뇭쪾뗄믵뇒럻뫅뇘탫튻훂 MT422폲쿪쫶 폲20랢놨탐뗄뇠뫅 쇐쏷랢놨탐뇠뫅 폲21폐맘튵컱뇠뫅 11
SWIFT 엠통 MT422 쇐쏷쫕놨탐뗄폐맘췐쫕튵컱뇠뫅죧풭놨컄캴뺭SWIFT랢쯍폐맘뫅싫컞램쳮죫룃폲퓲쳮죫듺싫SEE72폐맘뇠뫅붫퓚폲72훐쇐쏷 폲32a췐쫕뷰뛮 쇐쏷췐쫕캯췐쫩짏쇐쏷뗄떽웚죕벰닩톯믲듰뢴쯹짦벰췐쫕뷰뛮 떱듋폲톡쿮캪A쪱벴32A뇭쪾떽웚죕틑좷뚨 떱듋폲톡쿮캪B쪱벴32B뇭쪾컞램좷뚨떽웚죕 떱듋폲톡쿮캪K쪱벴32K뇭쪾떽웚죕퓚쒳튻뛎쪱웚뫳웤훐듺싫D듺뇭틔죕볆쪱떥캻듺싫M듺뇭틔퓂캪볆쪱떥캻 떱듋폲톡쿮캪K쪱벴32K폐틔쿂듺싫뇭쪾쳘뚨쪱볤 ST 볻욱뫳 GA 믵컯떽듯죕뫳 BE 믣욱잩랢죕뫳 ID 랢욱잩랢죕뫳 CC 퓚믵컯쟥맘뫳 TD 퓋쫤떥뻝잩랢죕뫳 FD 퓚믵컯뺭쪳욷튩컯볬퇩뫳 XX 볻폲72뗄쮵쏷 FP 뗚튻듎쳡쪾뫳 죧 32K:D060STUSD1000 뇭쪾볻욱뫳60쳬 32K:M001IDUSD1000 뇭쪾랢욱죕웚뫳튻룶퓂뢶뿮 폲72뢽퇔 쇐쏷릩쫕놨탐닎뾼뗄탅쾢 폲75닩톯쓚죝 쇐쏷폐맘췐쫕뗄닩톯 튻킩뎣돶쿖뗄닩톯뿉폃쿂쇐듺뫅뇭쪾 /1/ we appear not to have been debited so far. /14/ we cannot trace this transaction. Please send details. /15/ may we release the documents to the drawee free of payment? /16/ we have not received your confirmation to date. 힢죴룃폲훐돶쿖솽룶틔짏듺뫅퓲쎿튻탐횻쓜돶쿖튻룶듺뫅 폲76듰뢴쓚죝 폃폚듰뢴폫놾췐쫕튵컱폐맘뗄닩톯 튻킩뎣돶쿖뗄듰뢴뿉폃쿂쇐듺뫅뇭쪾 /1/ we hereby confirm that we carried out your order on . /2/ we hereby confirm that the transaction has been effected and advised on . /10/ we authorize you to debit our account. 힢죴룃폲훐돶쿖솽룶틔짏듺뫅퓲쎿튻탐횻쓜돶쿖튻룶듺뫅 룃폲뮹뿉쓜돶쿖쿂쇐듺싫 /ARRIVCEP/ 놣횤폚믵떽뫳돐뛒 /ARRIVPAY/ 놣횤폚믵떽뫳뢶뿮 /DIRECPAY/ 뢶뿮죋짹쏷믵뿮틑뺭횱뷓뢶룸뿍뮧쟫쫚좨컒탐럅떥 /DRAWEE/ 뢶뿮죋쟩뿶늻쿪쟫쳡릩쿪쟩 /EXCONPER/ 틲캪탨튪췢믣맜샭떱뻖퓊탭맊짐캴뢶뿮폐맘쟩뿶붫뺡뿬룦횪쓣탐 /INFNOCEP/ 뢶뿮죋짹쏷틑붫캴돐뛒뗄풭틲룦횮돶욱죋 /INFNOPAY/ 뢶뿮죋짹쏷틑붫캴뢶뿮뗄풭틲룦횮뿍뮧 /LOCAL/ 퓚뗃떽횧뢶췢믣뗄엺ힼ횮잰믵뿮틑폃떱뗘믵뇒횧뢶 /NOANSWER/ 쎻폐쫕떽뢶뿮죋뗄듰뢴 12
SWIFT 엠통 MT422 /PROMICEP/ 돐억돐뛒 /PROMIPAY/ 돐억뢶뿮 MT422뻙샽 1 INCOMING MSG MT 422 SENDER’S BIC BESCPTPLOPR RECEIVER’S BIC BEASHKHHXXX :20:PCI414/409930 :21:OC3098100131 :72:COLLECTION HAS NOT YET BEEN ACCEPTED/PAID. WE ARE PRESSING DRAWEES. IN REPLY TO YR MT 999 DD 010399 1 INCOMING MSG MT 422 SENDER’S BIC BCITITMM800 RECEIVER’S BIC BEASHKHHXXX :20:0166/161A1805833 :21:OC2098000459 :32K:D000STUSD25228, :72:. COLLECTION IS STILL UNPAID. WE CONTACT AGAIN DRAWEE. REGARDS/ 13
SWIFT 엠통 MT 430 SWIFT MT430 AMENDMENT OF INSTRUCTIONS 탞룄췐쫕횸쪾 MT430랶캧 헢쫇평췐쫕탐랢쯍룸듺쫕탐믲평튻볒듺쫕탐랢쯍룸쇭튻볒듺쫕탐폃살탞룄췐쫕횸쪾뗄놨컄룱쪽 MT430룱쪽쮵쏷 MT430평뛾룶탲쇐ퟩ돉 l 탲쇐A---놻탞룄췐쫕횸쪾뗄믹놾탅쾢 l 탲쇐B---뢶뿮죋탅쾢벰웤쯼탞룄횸쪾 MT430룱쪽M = Mandatory O = Optional Status Tag Field Name Content/Options Mandatory Repetitive Sequence A M 20 Sending Bank's TRN 16x M 21 Related Reference 16x O 32a Existing Maturity Date, Currency Code, A or K Amount O 33a Amended Maturity Date, Currency Code, A or K Amount Optional Sequence B O 59 Drawee [/34x] 4*35x O 72 Sender to Receiver Information 6*35x O 74 Amendments 6*35x MT430ힼ퓲 l MT430놨컄쫇뷶폐뗄뿉틔퓚폐맘폲훐돶쿖늻춬뇒훖뗄췐쫕샠놨컄,떱뛔췐쫕믵뇒ퟶ탞룄14
SWIFT 엠통 MT 430 쪱뻍믡돶쿖헢훖쟩뿶 l MT430놨컄뿉틔냼몬떥뇊믲뛠뇊탅쾢떱냼몬뛠뇊탅쾢쪱뇘탫쫇튻룶췐쫕튵컱쿮쿂뗄튵컱훁짙췐쫕탐펦쫇춬튻볒틸탐 MT430폲쪹폃맦퓲 1. 폲32a믲폲74퓚놨컄훐훁짙뇘탫돶쿖튻룶 2. 죧탲쇐A돶쿖폲33a퓲폲32a뇘탫춬쪱퓚룃탲쇐쪹폃 MT430폲쿪쫶 폲20랢놨탐뗄뇠뫅 폲21폐맘튵컱뇠뫅 쇐쏷듺쫕탐뗄뇠뫅(벴MT410놨컄폲20훐뗄쓚죝)죧풭놨컄캴뺭SWIFT랢쯍폐맘뫅싫컞램쳮죫룃폲퓲펦쳮죫듺싫SEE72폐맘뇠뫅펦퓚폲72훐쇐쏷 죧맻늻횪뗀듺쫕탐뗄뇠뫅룃폲쓚펦쳮죫듺싫NONREF듋쪱놨컄뇘탫쪹폃폲59 폲32a풭떽웚죕믵뇒뷰뛮 쇐쏷췐쫕캯췐쫩짏풭쇐쏷뗄떽웚죕벰췐쫕뷰뛮 떱듋폲톡쿮캪A쪱벴32A뇭쪾떽웚죕틑좷뚨 떱듋폲톡쿮캪K쪱벴32K뇭쪾떽웚죕퓚쒳튻뛎쪱웚뫳웤훐듺싫D듺뇭틔죕볆쪱떥캻듺싫M듺뇭틔퓂캪볆쪱떥캻 떱듋폲톡쿮캪K쪱벴32K폐틔쿂듺싫뇭쪾쳘뚨쪱볤 ST 볻욱뫳 GA 믵컯떽듯죕뫳 BE 믣욱잩랢죕뫳 ID 랢욱잩랢죕뫳 CC 퓚믵컯쟥맘뫳 TD 퓋쫤떥뻝잩랢죕뫳 FD 퓚믵컯뺭쪳욷튩컯볬퇩뫳 XX 볻폲72뗄쮵쏷 FP 뗚튻듎쳡쪾뫳 죧 32K:D060STUSD1000 뇭쪾볻욱뫳60쳬 32K:M001IDUSD1000 뇭쪾랢욱죕웚뫳튻룶퓂뢶뿮 폲33a탞룄뫳뗄떽웚죕믵뇒뷰뛮 폃램춬폲32a 폲59뢶뿮죋 퓚쿂쇐쟩뿶쿂놨컄뇘탫쪹폃듋폲쇐쏷뢶뿮죋 퓚놨컄폲21돶쿖듺싫NONREF쪱놨컄뇘탫쪹폃듋폲틔뇣듺쫕탐닩헒뛔펦뗄듺쫕뇠뫅 폲74훐쇐쏷탂뗄뢶뿮죋쪱듋폲쇐쏷풭뢶뿮죋 폲72뢽퇔 쇐쏷릩쫕놨탐닎뾼뗄탅쾢 폲74탞룄쓚죝 돽떽웚죕믵뇒뷰뛮횮췢뗄탞룄뻹쇐죫듋폲 뿉톡폃쿂쇐듺싫 15
SWIFT 엠통 MT 430 /CLOSE/ 쟫붫룃췐쫕쿮쿂뗄떥뻝췋룸컒탐뷡쫸룃뇊튵컱 /FREE/ 쟫붫떥뻝붻룸늻싛뛔랽쫇럱뢶뿮 /HOLDCEP/ 퓚뢶뿮죋돐뛒뫳쟫놣쇴믣욱폚떽웚죕쳡쪾쫕뿮 /SENDCEP/ 퓚뢶뿮죋돐뛒뫳쟫붫룃믣욱몽폊컒탐 MT430뻙샽 1 INCOMING MSG MT 430 SENDER’S BIC DABADKKKXXX RECEIVER’S BIC BEASHKHHXXX 20:3944-C0047190399 21:NONREF 59:ABC CO. LTD. 72: /REC/PLEASE RELAY THIS MESSAGE TO //YR KOWLOON SUB-BR HONGKONG 74: JASON BRIGHT, INVOICES MAY BEDELIVERED TO DRAWEE, MIKE OTHER DOCUMENTS MUST BE HELD FOR COLLECTION. ALL OTHER INSTRUCTIONS TRADE FINANCE KIM FEDER 16
SWIFT 엠통 MT 450 SWIFT MT450 CASH LETTER CREDIT ADVICE 췐쫕뷸헊떥듻볇춨횪 MT450랶캧 헢쫇평헊뮧탐랢쯍룸뾪뮧탐폃살좷죏췐쫕뷸헊떥뗄욱쏦뷰뛮틑뺭폐놣쇴뗘(폫ퟮ훕뢶뿮쿠뛔)듻볇뾪뮧탐헊뮧 MT450룱쪽M = Mandatory O = Optional Status Tag Field Name Content/Options O 25 Account Identification 35x O 72 Sender to Receiver Information 6*35x M 20 Transaction Reference Number 16x M 21 Related Reference 16x M 30 Date of Cash Letter 6!n M 32A Value Date, Currency Code, 6!n3!a15d Amount O 52a Sender of Cash Letter A, B or D MT450폲쪹폃맦퓲 1. 룃춨횪뿉틔쫇뛠뇊뗄떫쎿럝MT450놨컄ퟮ뛠죝쓉쪮뇊뻜뢶춨횪 2. MT450훐룷탲쇐폲32A쯹뇭쪾뗄믵뇒럻뫅뇘탫튻훂 MT450폲쿪쫶 폲25헊뫅 쇐쏷듻볇췐쫕뷸헊떥뗄욱쏦뷰뛮쯹쪹폃뗄헊뫅죴놨컄훐컞듋폲퓲뇭쪾쯹폃헊뮧쾵쫕놨탐뾪퓚랢놨탐뗄캨튻헊뮧 폲72 뢽퇔 폲20랢놨탐뗄뇠뫅 폲21폐맘튵컱뇠뫅 17
SWIFT 엠통 MT 450 쇐쏷췐쫕뷸헊떥뗄뇠뫅 폲30췐쫕뷸헊떥죕웚 룃폲쇐쏷췐쫕뷸헊떥뗄짉훆죕웚뛸럇별랢죕웚벴쪹솽헟튻훂 폲32A웰쾢죕믵뇒뷰뛮 룃폲쇐쏷헊뮧놻듻볇뗄죕웚믵뇒벰욱쏦뷰뛮 춬튻럝MT450놨컄훐룷탲쇐폲32a쯹뇭쪾뗄믵뇒럻뫅뇘탫튻훂 폲52a췐쫕뷸헊떥뗄별랢탐 뷶떱별랢췐쫕뷸헊떥뗄틸탐쫇쫕놨탐뗄럖탐믲뗚죽볒틸탐쪱쪹폃듋폲 MT450뻙샽 1 INCOMING MSG MT 450 SENDER’S BIC AEIBUS33XXX RECEIVER’S BIC BEASHKHHXXX :25:725051 :20:4259 :21:A14990004 :30:990126 :32A:990128USD79320,88 18
SWIFT 엠통 MT 455 SWIFT MT455 CASH LETTER CREDIT ADJUSTMENT ADVICE 췐쫕뷸헊떥듻볇뗷헻춨횪 MT455랶캧 헢쫇평헊뮧탐랢쯍룸뾪뮧탐폃살춨횪뾪뮧탐웤틑뛔췐쫕뷸헊떥쿮쿂튻뇊믲벸뇊틑듻볇뿮쿮뷸탐쇋뗷헻 MT455룱쪽M = Mandatory O = Optional Status Tag Field Name Content/Options M 20 Transaction Reference Number 16x M 21 Related Reference 16x O 25 Account Identification 35x M 30 Date of Cash Letter 6!n M 32A Value Date and Original Amount 6!n3!a15d M 33a Value Date and Adjustment C or D Amount O 52a Sender of Cash Letter A, B or D M 77A Reason for Adjustment 20*35x MT455폲쪹폃맦퓲 1 폲32A뫍폲33a쯹돶쿖뗄믵뇒럻뫅뇘탫튻훂 2 룃뗷헻볈뿉틔쫇듻볇튲뿉틔쫇뷨볇틔폲33a뗄톡쿮C믲D살뇭쏷 3. 룃뗷헻뿉틔쫇틲캪볆쯣듭컳쫨뫶틽웰떫늻쫇평폚뻜뢶틽웰 MT455폲쿪쫶 폲20랢놨탐뗄뇠뫅 폲21폐맘튵컱뇠뫅 쇐쏷풭쪼췐쫕뷸헊떥뗄좷쟐뇠뫅 폲25헊뫅 쇐쏷폐맘뷨듻볇뗷헻쯹쪹폃뗄헊뫅죴놨컄훐컞듋폲퓲뇭쪾쯹폃헊뮧쾵쫕놨탐뾪퓚랢놨탐뗄캨튻헊뮧 19
SWIFT 엠통 MT 455 폲30췐쫕뷸헊떥죕웚 룃폲쇐쏷췐쫕뷸헊떥뗄짉훆죕웚뛸럇별랢죕웚벴쪹솽헟튻훂 폲32A웰쾢죕벰풭쪼믵뇒뷰뛮 룃폲쇐쏷헊뮧놻듻볇뗄풭쪼죕웚믵뇒벰욱쏦뷰뛮 폲33a웰쾢죕벰뗷헻뷰뛮 룃폲쇐쏷뗷헻헊컱뗄웰쾢죕믵뇒뫍뷨볇뷰뛮톡쿮D믲듻볇뷰뛮톡쿮C 룃폲훐뗄믵뇒뇘탫폫폲32A훐뗄믵뇒튻훂 폲52a췐쫕뷸헊떥뗄별랢탐 뷶떱별랢췐쫕뷸헊떥뗄틸탐쫇쫕놨탐뗄럖탐믲뗚죽볒틸탐쪱쪹폃듋폲 폲77A뗷헻풭틲 20
SWIFT 엠통 MT 456 SWIFT MT456 ADVICE OF DISHONOR 뻜뢶춨횪 MT456랶캧 헢쫇평헊뮧탐랢쯍룸뾪뮧탐폃살춨횪평폚놨컄훐쇐쏷뗄풭틲쒳췐쫕뷸헊떥쿮쿂뗄쒳욱뻝틑놻뻜뢶랢놨탐틑뷨볇쫕놨탐헊뮧뗄놨컄룱쪽룃춨횪뮹붫쇐쏷랢놨탐쫇럱틑붫놻뻜뢶뗄욱뻝췋룸췐쫕뷸헊떥뗄별랢탐믲틑쿲뢶뿮죋훘탂쳡쪾튪쟳뢶뿮 MT456룱쪽M = Mandatory O = Optional Status Tag Field Name Content/Options O 25 Account Identification 35x O 52a Sender of Cash Letter A, B or D O 72 Sender to Receiver Information 6*35x M 20 Transaction Reference Number 16x M 21 Related Reference 16x M 32a Date and Face Amount of Financial A or B Document M 33D total Amount Debited 6!n3!a15d O 71B Fee 6*35x M 77A Reason for Dishonour 20*35x M 77D Details of Dishonoured Item 6*35x O 72 Sender to Receiver Information 6*35x MT456폲쪹폃맦퓲 1 룃춨횪뿉틔쫇뛠뇊뗄떫쎿럝MT456놨컄ퟮ뛠죝쓉쪮뇊뻜뢶춨횪 2 죧놨컄훐돶쿖폲71B퓲폲32a폫폲33D쯹쪾횮뷰뛮펦늻춬 3 MT456훐룷탲쇐폲32a폫폲33D쯹뇭쪾뗄믵뇒럻뫅뇘탫튻훂 MT456폲쿪쫶 폲25헊뫅 쇐쏷뷨볇놻뻜뢶욱뻝뷰뛮쯹쪹폃뗄헊뫅죴놨컄훐컞듋폲퓲뇭쪾쯹폃헊뮧쾵쫕놨탐뾪퓚랢놨탐뗄캨튻헊뮧 21
SWIFT 엠통 MT 456 폲52a췐쫕뷸헊떥뗄별랢탐 뷶떱별랢췐쫕뷸헊떥뗄틸탐쫇쫕놨탐뗄럖탐믲뗚죽볒틸탐쪱쪹폃듋폲 폲72 뢽퇔 뿉쫊폃쿂쇐뛌싫 REPR 폐맘횧욱틑뺭쿲뢶뿮죋훘탂쳡쪾 RETURN 폐맘횧욱틑뺭췋믘쓣탐 폲20랢놨탐뗄뇠뫅 폲21폐맘튵컱뇠뫅 쇐쏷췐쫕뷸헊떥뗄뇠뫅믲쫕놨탐뛔폐맘욱뻝뗄뇠뫅죧늻쿪룃쿮쓚뇘탫쳮죫듺싫NONREF 폲32a돶욱죕웚뫍욱쏦뷰뛮 떱듋폲톡쿮캪A쪱벴32A쇐쏷놻뻜뢶욱뻝뗄믵뇒욱쏦뷰뛮벰돶욱죕웚 떱듋폲톡쿮캪B쪱벴32K쇐쏷놻뻜뢶욱뻝뗄믵뇒벰욱쏦뷰뛮 폲33D뷨볇ퟜ뷰뛮 쇐쏷뷨볇뗄웰쾢죕믵뇒뫍ퟜ뷰뛮 힢틢룃ퟜ뷰뛮쾵폲32a훐뗄뷰뛮폫폲71B죧돶쿖훐뗄뷰뛮횮뫍 폲71B럑폃 쇐쏷랢놨탐뻍쯹뻜뢶욱뻝쫕좡뗄럑폃뿉톡폃쿂쇐듺싫 /AGENT/ 듺샭짌펶뷰 /TELECHAR/ 뗧톶럑폃 /COMM/ 컒탐럑폃 /CORCOM/ 컒듺샭탐럑폃 /DISC/ 짌튵헛뿛 /INSUR/ 놣쿕럑 /POST/ 폊럑 /STAMP/ 펡뮨쮰 /WAREHOUS/닖뒢럑벰싫춷럑 폲77A뻜뢶풭틲 폲77D놻뻜뢶욱뻝뗄쿪쟩 룃폲쾵냯훺쫕놨탐닩헒놻뻜뢶뗄욱뻝웤쓚죝냼삨돶욱죋뢶뿮죋욱뻝뇠뫅뗈 힢룃폲쓚죝훐늻뗃쪹폃듺싫 폲72 뢽퇔 뿉쫊폃쿂쇐뛌싫 REPR 폐맘횧욱틑뺭쿲뢶뿮죋훘탂쳡쪾 RETURN 폐맘횧욱틑뺭췋믘쓣탐 22
SWIFT 엠통 MT 456 MT456뻙샽 1 INCOMING MSG MT 456 SENDER’S BIC AEIBUS33XXX RECEIVER’S BIC BEASHKHHXXX :25:725051 :20:4259 :21:A14990004 :32A:990128USD30314, :33D:990201USD30324, :71B: /TELECHAR/ :77A:INSUFFICIENT FUNDS :77D:990126 C/L 79, C/L DATE: 990122 CHK NO.: 1186 PAYEE: ABC COLTD MAKER A/C: 81801060 MAKER NAME: XYZ TRADING COMPANY 23
